Best 16 Travel Credit Cards In India 2022 | Top 16 Travel Credit Cards In India 2022

If you are a frequent traveler, then having a proper travel credit card can be very helpful for you. A good travel credit card doesn’t only offer exclusive rewards and travel benefits but it has the ability to take your travel experience from basic to bougie without charging any extra costs. 

But the most difficult part is to find the proper credit card. So we have done the hard work for you, in this article we have listed our 16 favorite travel credit cards. Go through them and hopefully you will find your choice.

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  Intermiles HDFC Bank Signature Credit Card

When it comes to premium travel benefits, the intermiles hdfc bank signature credit card is the choice of many Indians. With a huge joining incentive, InterMile points, and other travel-related benefits, this card can add the touch of luxury that you are looking for. Read the complete review to know more about this card.

What are the fees of the HDFC Intermiles Signature Credit Card?

• InterMiles HDFC credit card joining fee: Rs. 2500 + GST
• InterMiles HDFC credit card annual fee: Rs. 2500 + GST

100xGain Rating:

8/10

What are the major HDFC Intermiles Signature Credit Card benefits?

• You can earn up to 12 InterMile points for every Rs. 150 transaction. You can find more about the HDFC InterMiles Credit Card lounge access benefit from the complete review.
• This card gives you free access to domestic(4 per quarter)  and international lounges(5 per year).
• This card offers a 10% discount on Etihad business-class flight tickets.
• You can also win a 25% discount on your dining bills.

Pros and Cons:

Pros	Cons
You can use your interMiles points for travel booking. You can enjoy free access to domestic and international airport lounges. This card also offers a handsome discount on Etihad flight tickets.	There are no hotel booking benefits on this HDFC Visa Intermiles signature credit card.

• Intermiles ICICI Bank Sapphiro Credit Card

The intermiles icici bank sapphiro credit card is one of the most popular credit cards among frequent travelers. This co-branded credit card lets you enjoy Reward points on every transaction, exclusive dining benefits, free airport lounge access, and several other travel benefits which are more than enough to justify the annual fee. Read the complete icici sapphiro credit card review to know more about this card.

What are the fees of the Intermiles ICICI Bank Sapphiro Credit Card?

• ICICI Sapphiro credit card joining fee: Rs. 5,000 + GST
• ICICI Sapphiro credit card annual fee: Rs. 5,000 + GST

100xGain Rating:

8/10

What are the major Intermiles ICICI Sapphiro Credit Card benefits?

• Using this card you can earn up to 10 Intermiles points for each Rs. 100 transaction.
• This card gives you free access to most of the domestic and international airport lounges along with additional privileges.
• This icici card offers up to Rs. 500 discount on movie tickets booked via BookMyShow.
• You can also get a 10% discount on business class tickets of Etihad Airways.

Pros and Cons:

Pros	Cons
The rate of earning ICICI Sapphiro credit card reward points is very impressive. It lets you enjoy access to most of the domestic and international airport lounges. You can pack huge discounts on movie tickets.	There are no hotel booking benefits. The discount benefits are applicable only on Etihad Airways flight tickets.

• SBI Elite Credit Card

When it comes to premium travel benefits the sbi elite credit card is a choice of frequent travelers. While it charges Rs.4999 as an annual fee it gives you free access to airport lounges, accelerated travel points on every transaction, and several other premium features in return which are more than enough to justify the annual fee. More about the benefits of the card are discussed in the complete sbi elite credit card review.

What are the SBI Elite Credit Card charges?

• SBI Elite Credit Card joining fee: Rs. 4999 + GST
• SBI Elite Credit Card annual fee: Rs. 4999 + GST

100xGain Rating:

8/10

What are the major SBI Elite Credit Card benefits?

• Using this card you can earn up to 5X reward points for every Rs. 100 transactions.
• You can also earn up to 9 club Vistara points for every Rs. 100 spent on hotel booking.
• You can also earn some handsome rewards from your dining expenses.
• As a joining incentive, you will also get an Rs.5000 gift voucher from premium lifestyle brands.

Pros and Cons:

Pros	Cons
The rate of earning SBI Elite Credit Card reward points as well as club Vistara points is very impressive. This SBI Elite Credit Card features free access to domestic and international airport lounges. You will also get a massive welcome gift with this card	You will not get any cashback or discount offers on this card.

• 6E Rewards XL- Indigo HDFC Credit Card

If managing travel expenses is getting difficult for you, you should get the 6e Rewards XL- IndiGo HDFC Credit Card. Offering reward points on every transaction, free access to airport lounges, and other travel benefits, this card brings so much value with it that it can easily offset the high annual fee. More details of the 6e rewards credit card are discussed in the complete hdfc indigo credit card review.

What are the charges of the HDFC 6E Rewards Credit Card?

• Indigo HDFC Credit Card joining fee: Rs. 2500 + GST
• HDFC Indigo Credit Card annual fee: Rs. 2500 + GST

100xGain Rating:

7.5/10

What are the major 6E Rewards HDFC Credit Card benefits?

• You can earn up to 15% 6e rewards on every transaction.
• This 6e rewards hdfc credit card gives you 2 free access per quarter to most of the domestic airport lounges.
• You can earn a 150 discount on every IndiGo flight ticket booked using this 6e rewards card.
• You can also make up to Rs. 500 saving on fuel surcharges in every hdfc bank credit card billing cycle.

Pros and Cons:

Pros	Cons
The rate of earning 6e Rewards is quite impressive. You can enjoy access to premium airport lounges. Also, this indigo credit card offers a handsome discount on flight tickets.	This indigo credit card does not offer any hotel booking benefits. The discount offer is only applicable on IndiGo flight tickets.

• ICICI Bank Carbon Credit Card

The icici bank carbon credit card is specifically curated for tech lovers. With its built-in microprocessor, alphanumeric LCD screen, micro-button keypad, and built-in battery which has a life span of almost 3 years, this card looks like a product from the future. Seems interesting? then feel free to read the complete icici credit card review to know more about this amazing credit card.

What are the fees of the ICICI Carbon Credit Card?

• ICICI Credit Card joining fee: Rs. 1000 + GST
• ICICI Credit Card annual fee: Free for a lifetime.

100xGain Rating:

8/10

What are the major ICICI Credit Card benefits?

• This icici credit card offers you 4 free quarterly access to most of the premium airport lounges.
• You can earn up to two free movie tickets per month.
• This icici bank credit card offers a 10% discount on hotel bookings.
• You can also enjoy a Rs. 250 discount on every flight ticket booked using this card.

Pros and Cons:

Pros	Cons
This card gives you free access to airport lounges. You can earn some free movie tickets every month. There is also a handsome discount on flight ticket booking. It is an icici lifetime free credit card.	This car doesn’t offer any travel points. This is an invite-only credit card so you can only apply for this card if you have the icici bank carbon credit card invitation.

• Axis Bank Vistara Infinite Credit Card

When it comes to premium travel benefits, there are very few credit cards that have the potential to replace the axis bank vistara infinite credit card. Keeping the needs of regular flyers in mind axis bank has curated this card with exclusive benefits like; travel points on every transaction, complimentary lounge access, discount at premium restaurants, and lots more. More about this card is discussed in the complete axis bank vistara infinite credit card review.

What are the Axis Bank Vistara Infinite Credit Card fees?

• Axis Bank Vistara Infinite Credit Card joining fee: Rs. 10,000 + GST
• Axis Bank Vistara Infinite Credit Card annual fee: Rs. 10,000 + GST

100xGain Rating:

7/10

What are the major Axis Bank Vistara Infinite Credit Card benefits?

• This axis bank credit card offers up to 6 CV points for each Rs.200 transaction.
• Using this card you can get 2 quarterly access at most of the frontline domestic airport lounges.
• This axis bank vistara infinite credit card features a 15% discount on your dining bills at premium restaurants.
• You can also enjoy some complimentary golf rounds at some of the finest golf courses in India.

Pros and Cons:

Pros	Cons
The CV points are very useful. You can enjoy free access to domestic airport lounges. The discount on dining bills is also very impressive.	The lounge access benefit is only applicable at domestic airport lounges. You will not get any flight or hotel booking benefits on this Axis Bank Vistara infinite credit card.

*If you have queries about the axis bank pin generation process or if you want to know; how to close axis bank credit card account permanently? then make sure to take a look at the 100xGain faq page.

• Citi PremierMiles Credit Card

When it comes to powerful travel points and attractive travel benefits at an affordable rate, there are a few credit cards that can replace the citi premiermiles credit card. At just Rs.3000 per year it lets you enjoy; attractive air miles on every transaction, free access to airport lounges, attractive deals on hotels, and lots more. More about this card is discussed in the complete citi premiermiles card review.

What are the Citi PremierMiles Card fees?

• Citi PremierMiles Card joining fee: Rs. 3000 + GST
• Citi PremierMiles Card annual fee: Rs. 3000 + GST

100xGain Rating:

7.5/10

What are the key benefits of Citi PremierMiles Card?

• The citi premiermiles card offers up to 10 air miles for every Rs. 100 transaction.
• This card lets you have a 15% discount on your dining bills.
• You can also have a 15% discount on duty-free shopping, using your citi bank premiermiles card.
• You can bag some crazy deals on hotel bookings.

Pros and Cons:

Pros	Cons
The rate of earning Citi PremierMiles card rewards is very impressive. This card lets you have a 15% discount on your dining as well as shopping bills. You can also enjoy some attractive deals on hotel booking.	You will not get any discount or cashback offer from this card. This card does not have any flight booking benefits.

• Axis Bank Vistara Credit Card

If you are looking for a low-cost solution to solve your travel-related issues, then you would love the axis bank vistara credit card. Offering free access to airport lounges. CV points on every transaction, and a huge discount on dining, this card can bring the luxury and solution that you are looking for. Make sure to go through the complete axis bank vistara credit card review to know more about this card.

What are the Axis Bank Vistara Credit Card fees?

• Axis Bank Vistara Credit Card joining fee: Rs. 1500 + GST 
• Axis Bank Vistara Credit Card annual fee: Rs. 1500 + GST 

100xGain Rating:

7.5/10

What are the major Axis Bank Vistara Credit Card benefits?

• This axis bank vistara credit card features up to 2CV points for each Rs.200 transaction.
• You can enjoy 2 free quarterly accesses to most of the premium domestic airport lounges.
• You can bag up to a 15% discount on your dining bills.
• You can also earn some exclusive deals and domestic flights as a milestone bonus.

Pros and Cons:

Pros	Cons
This Axis Bank Vistara credit card offers you free access to domestic airport lounges. You can make some good shavings on dining expenses. This card also offers some attractive deals on flight booking as a milestone bonus.	The rate of earning reward points is not that great. The lounge access offer is applicable only in domestic lounges.

*For queries like; how to activate axis bank vistara credit card or how to close axis bank credit card permanently, you can visit our faq page.

• Citi Prestige Credit Card

The citi prestige credit card is one of the most premium travel credit cards you can get in India. This card is particularly tailored to target the high net worth individuals. While it charges a high annual fee of Rs.20,000, it lets you enjoy unparalleled premium privileges like; unlimited free access to airport lounges, exclusive deals at some of the finest hotels, crazy deals on dining, and lots more. Seems interesting? then make sure to take a look at the complete citi prestige credit card review.

What are the Citi Prestige Credit Card charges?

• Citibank Prestige Credit Card joining fee: Rs.20,000 + GST
• Citi Prestige Credit Card annual fee: Rs.20,000 + GST

100xGain Rating:

7/10

What are the major Citi Prestige Credit Card benefits?

• The citi prestige card lets you enjoy unlimited free access to some of the finest airport lounges in the world.
• This citi prestige credit card features a complimentary subscription to the Taj InnerCircle Epicure program.
• You can bag a gigantic 20% discount on the dining bills.
• You will also get a chance to sharpen your golf skills at some of the finest golf courses in India.

Pros and Cons:

Pros	Cons
You will get a taj epicure membership with this card. You can get a huge discount on your dining bills. You can also enjoy unlimited free lounge access and some free golf rounds.	The rate of earning reward points is not impressive. You will not get any flight booking benefits with this Citi Bank Prestige Credit Card.

• IndusInd Bank Crest Credit Card

If you want to add a touch of luxury to your travel experience, then you should take a look at the indusind bank crest credit card. Targeting the notch section of Indian credit card users, Indusind Bank has stuffed this card with exclusive travel benefits. From free lounge access to exclusive deals on hotels and travel booking, this card has everything needed to take your travel experience to another level. Make sure to read the complete indusind bank crest credit card review to know more about this card.

What are the IndusInd Bank Crest Credit Card fees?

• IndusInd Bank Credit Card joining fee: Rs. 10,000 + GST
• IndusInd Credit Card annual fee: Rs. 10,000 + GST 

100xGain Rating:

7/10

What are the major IndusInd Bank Crest Credit Card benefits?

• This indusind bank credit card offers a 10% discount on premium hotels.
• You will get a 20% discount on Jet Airways domestic flight tickets.
• You will get access to most of the premium domestic and international airport lounges.
• You will get a chance to sharpen your golf skills that’s all the finest golf courses in India.

Pros and Cons:

Pros	Cons
This IndusInd Bank Crest Credit Card features exclusive deals on hotels and travel bookings. You can get a big discount on your dining bills. You can spend your weekends more delightfully with free golf rounds.	The rate offering IndusInd Bank Credit Card reward points is not that great. The annual fee seems a bit high.

• Etihad Guest SBI Premier Credit Card

The Etihad Guest SBI Premier Credit Card’s sign-in bonus is among the best I have seen in recent times. Apart from that, it lets you enjoy exclusive deals on flight tickets, a complimentary priority pass membership, crazy deals on hotel bookings, and lots more. Which I think, is more than enough to justify the Rs. 4999 annual fee. More about the benefits I discussed in the complete sbi etihad premier card review. 

What are the fees of the Etihad Guest SBI Premier Credit Card?

• Etihad Guest SBI Card joining fee: Rs. 4999 + GST
• Etihad Guest SBI Premier Card annual fee: Rs. 4999 + GST

100xGain Rating:

7.5/10

What are the major SBI Etihad Guest Credit Card benefits?

• You will get up to a 10% discount on the Etihad Airways flight tickets.
• This etihad signature card comes with a complimentary priority pass membership which gives you free access to airport lounges across the globe.
• You can bag some awesome deals on premium hotel booking.
• You can also earn some bonus rewards from milestone spending.
• There is also a $1000 travel insurance coverage on this etihad sbi card.

Pros and Cons:

Pros	Cons
You can earn some good savings from flight ticket booking. You can get access to priority pass lounges across the globe. You will get huge travel insurance coverage with this card.	The reward earning rate on this SBI Etihad Credit Card is not that great.

• Intermiles IndusInd Bank Odyssey Credit Card

If you want to take your lifestyle and travel experience to another level then you should take a look at the intermiles indusind bank odyssey credit card. At first, the annual fee may seem a bit high, but it makes sense when you take a look at its benefits. It offers you Inter miles points on every transaction, big discounts on flight tickets, a complimentary priority pass membership, and lots more. You can find more about the benefits from the complete intermiles indusind bank odyssey credit card review.

What are the IndusInd Bank Credit Card charges?

• Intermiles IndusInd Bank Odyssey Credit Card joining fee: Rs.10,000 + GST
• Intermiles IndusInd Bank Odyssey Credit Card annual fee: Rs.4000 + GST

100xGain Rating:

7/10

What are the major Indusind Bank Intermiles Credit Card benefits?

• This indusind bank credit card offers up to 12 inter minus points for each Rs. 100 transaction.
• You will get 8 free annual lounge access, along with a complimentary priority pass membership with this card.
• You can get a 10% discount on business class flight tickets.
• You can earn some free movie tickets every month.

Pros and Cons:

Pros	Cons
The rate of earning InterMiles points is very impressive. You will get a complimentary priority pass membership with this card. You can enjoy some great discounts on flight tickets.	You will not get any dining benefits from this Intermiles Indusind Bank Odyssey Visa Credit Card. This card doesn’t offer any discount/cashback on hotel booking.

• Yes Private Prime Credit Card

The yes private prime credit card is among the most premium credit cards offered by Yes Bank. Also, the annual fee may seem a bit high but it gives you a ton of premium facilities in return. You will get to enjoy unlimited free access to airport lounges, mind-blowing deals at premium hotels, complimentary golf rounds, and lots more. Make sure to read the complete yes private prime credit card review to know more about the benefits.

What are the Yes Bank Credit Card charges?

• Yes Private Prime Credit Card joining fee: Rs. 20,000 + GST 
• Yes Private Prime Credit Card annual fee: Rs. 10,000 + GST

100xGain Rating:

7/10

What are the major Yes Bank Credit Card benefits?

• You can enjoy unlimited free access to most of the premium airport lounges across the globe.
• This yes bank credit card offers some unbelievable deals on premium hotel bookings.
• You will get 12 free golf rounds and some free golf lessons to shine up your skills.
• You can earn up to 4 free movie tickets every month.

Pros and Cons:

Pros	Cons
This yes bank card offers unlimited free access to airport lounges. You can bank some exclusive deals on premium hotels. You will get some free movie tickets every month.	The rate of offering reward points is not that great. This yes private credit card doesn’t have any flight booking benefits.

• American Express Platinum Travel Credit Card

When it comes to premium travel benefits there are only a few credit cards that can replace the american express platinum travel credit card. Offering free access to airport lounges, exclusive deals on dining and hotel booking. and a 0% convenience fee on fuel purchase, this card brings so much value with it, that it can offset its Rs. 5000 annual fee. More about the benefits are discussed in the complete american express platinum travel credit card review.

What are the fees of the American Express Platinum Travel Credit Card?

• American Express Platinum Travel Credit Card joining fee: Rs. 3500 + GST
• American Express Platinum Travel Credit Card annual fee: Rs. 5000 + GST

100xGain Rating:

6.5/10

What are the major American Express Platinum Travel Credit Card benefits?

• This american express platinum travel credit card features 4 free access to most of the premium domestic airport lounges.
• There is a 20% discount on dining at premium restaurants.
• This american express platinum travel credit card offers 1 reward point for each Rs.50 transaction
• You can enjoy some awesome deals at premium hotels.
• You can earn some very useful gift vouchers from milestone spending.

Pros and Cons:

Pros	Cons
You can enjoy free access to domestic airport lounges. You can also enjoy a big discount on dining bills. There are also some exclusive deals and hotel booking.	The rate of earning American Express Platinum Travel Credit Card rewards is not that impressive. The lounge access benefit is only applicable on domestic lounges.

• IDBI Bank Euphoria World Credit Card

If you are looking for a low-cost travel credit card then you should check the IDBI Bank Euphoria World credit card. This low-cost travel credit card is specifically designed to offer reward points against your daily and travel-related expenses. And the best part is that you can use those points for hotel or flight booking. If you are interested to know more about this card then make sure to take a look at the complete idbi euphoria credit card review.

What are the fees of the IDBI Euphoria Credit Card?

• IDBI Bank Credit Card joining fee: None.
• IDBI Bank Credit Card annual fee: Rs.1499 + GST

100xGain Rating:

7/10

What are the key features of the IDBI Bank Euphoria World Credit Card?

• This idbi bank credit card offers up to 6 delight points for every Rs. 100 transaction.
• Under the MasterCard lounge program, you will get free access to most of the premium domestic airport lounges.
• You can earn a maximum of Rs. 500 monthly waiver on fuel surcharges.

Pros and Cons:

Pros	Cons
The rate of earning delight points is quite impressive. You can enjoy free access to domestic airport lounges. You can make some handsome savings on fuel surcharges.	You will not get any discount on travel or hotel booking. The lounge access benefits are only applicable at domestic lounges.

*For queries like; how to check idbi credit card application status or how to block idbi credit card temporarily, then make sure to take a look at the 100xGain faq page.

• Standard Chartered Yatra Platinum Credit Card

Those who are looking for a budget travel credit card should take a look at the standard chartered yatra platinum credit card. This co-branded travel credit card comes with a number of useful features like; discount on travel booking, reward points on every transaction, free access to airport lounges, etc. which makes this card super useful for frequent travelers. The benefits are discussed in detail in the complete standard charted bank credit card review.

What are the fees of the Standard Chartered Platinum Credit Card?

• Standard Chartered Credit Card joining fee: Rs. 499 + GST
• Standard Chartered Credit Card annual fee: Rs. 499 + GST

100xGain Rating:

6.5/10

What are the major Standard Chartered Credit Card benefits?

• Using this card you can earn a 10% discount on travel bookings.
• You can earn up to 4 reward points for each Rs. 100 transaction.
• This standard chartered card gives you free access to most of the domestic and international airport lounges.
• You can earn a handsome monthly waiver on fuel surcharges.

Pros and Cons:

Pros	Cons
The rate of earning standard chartered platinum rewards is quite impressive. You can earn a good amount of discount on flight tickets. This card gives you access to most of the premium airport lounges.	There are no hotel booking benefits on this Standard Chartered Bank Credit Card.

*If you are curious about the standard chartered credit card application process or if you want to know how to activate the standard chartered bank cards for the first time, then make sure to take a look at our FAQ page.

Before you apply for any of the above-mentioned credit cards, you should consider thinking about; how you are going to use your credit card and whether you can utilize the benefits or not. Also, keep in mind that you will have to clear off your credit card bills every month in time, otherwise, there will be an enormous rate of interest charged upon you. Always remember misuse of credit cards is one of the dangerous habits (if not the most dangerous habit) in personal finance.

But this does not mean that you should stay away from applying for credit cards. The key factor here is proper usage. If you can use your credit card properly, it can prove to be the most powerful financial product you have ever owned. You can find more about the proper credit card usage from here.