BOI Mastercard Platinum International Credit Card

‘BOI Mastercard Platinum International credit card’ is a premium credit card from Bank of India. This card is specially designed for overseas uses. Also this card comes with a number of features like – Worldwide acceptance, Big Spending limit, Reward programme, EMI facility, Customizable Credit limit for add on members, lounge access and lots more. in fact this is one of the best international card from BOI.

  • Eligibility criteria –
  • Nationality – Indian.
  • Age – 21 – 65.
  • Occupation – Both salaried and self-employed people can apply.
  • Income – BOI wants a steady income for their cardholders, the bank will let you know needed income during the application period.(min 0.75 lakh annually)
  • A good CIBIL Score. (700)
  • Zero due payment.
  • Good relation with the bank.
  • Documents Required –
  • Proof of Identity –
  • Voter Id.
  • Driving License
  • Job Card.
  • Aadhar Id.
  • Letter from UIDAI.
  • Proof of Address –
  • Passport.
  • Gas, Electricity or any utility bill. ( recent )
  • Ration card.
  • Document of property registration.
  • Proof of Income –
  • Salary Slip (recent 3 months)
  • 3 month’s bank statement. (latest)
  • Recently submitted form 16.
  • KYC-PAN.
  • Fees – 
  • Joining fee – ₹ 1500.
  • Annual fee – ₹ 1500. & ₹ 800 for add on members.  
  • Interest rate (p.m.) – 1.70%
  • Benefits – The benefits of the card is described below –
  • Reward facility – With your ‘BOI MasterCard Platinum International credit card’ you can earn attractive reward points on your each transactions. You can also redeem your earned reward points very easily. You can use them for mobile recharge travel, hotel, flight booking or you can simply redeem them into cash.
  • Interest free period – With this card you can enjoy an interest free period of 21 days.
  • Lounge access – With this card you can make your lifestyle more premium. As with this card you will get access to most of the premium lounges. You can get 3 access  within a year.
  • Billing Cycle – you can pay your card bills from 16th of a month to next month’s 15th.
  • Cash Withdrawal facility – With this card you can withdraw cash from any ATMs in the world. You can withdraw up-to ₹ 15,000 / day. (max 50% of your credit limit can be withdrawn)
  • EMI facility – Now you don’t need to worry about your low shopping budget or your big shopping bills. With your ‘BOI MasterCard Platinum International credit card’ you can easily transform your big bills into easy monthly EMIs. That means you can now extend your shopping bills without any worries.
  • Add on facility – With this feature you can now share the benefits of your credit card with your loved ones. You can just add your close relatives (children, parents, siblings,) of min 18 years old. And they can also enjoy the benefits of having a credit card.
  • Spend limit for add on members – This feature gives you the authority to control your account more easily. You can set a spend limit for each of your Add on members. This feature also helps you to set a monthly budget for your family.
  • EMV Chip card – Your ‘BOI MasterCard Platinum International credit card’ comes with a built in EMV chip. This chip is very helpful for security and fast transactions. You can also use your EMV chip card with you NFC enabled Mobile for online payments.
  • Worldwide acceptance – This card is specially designed for overseas uses. You can use this card at any stores and outlets where MasterCard is accepted.
  • Lost card – If your card is lost or stolen you can block your card with just a call to BOI customer service. If you report within 3 days your liability will be limited to a certain amount.
  • 24X7 customer service – With ‘Bank of India’ you can enjoy a World class and premium Customer care Service. You can ask for any help any-time from anywhere in the world.    
  • Charges –
  • Cash Advance – 2% at BOI ATM, 2.5% at other + overseas ATMs
  • Over-limit spends – ₹ 100 per transactions.  
  • Foreign currency transaction – 2% against the transacted amount.
  • Customer care number –
  • 1800 103 1906 (toll free)
  • 1800 220 229(covid support)
  • 022 40919191 (chargeable)
  • Final verdict –

If you are looking for a premium international card at a low cost then this is the card you need. it comes with lots of features like – EMI facility, Worldwide cash Withdrawal facility, lounge access, and lots more. so if you are eligible then this could be your first choice as it gives you a lot of features and benefits at a low cost. 

Categories BOI

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