BOI Rupay Platinum Credit Card

‘BOI Rupay Platinum Credit Card’ is a EMV enabled Rupay Credit card. it is a basic credit card that comes with a number of features and benefits like – EMV enabled, Welcome gift, Insurance coverage, Add on card, 24X7 active customer service and lots more. in fact it gives you the best possible offer at a very low price.

  • Eligibility criteria –
  • Nationality – Indian.
  • Age – 21 – 65.
  • Occupation – Both salaried and Self-employed people can apply.
  • Income – this card is offered against your Fixed deposit amount.
  • Good CIBIL score.
  • Good relation with the bank.
  • Documents Required –
  • Proof of Identity –
  • Driving License
  • Voter Id.
  • Letter from UIDAI.
  • Aadhar Id.
  • Job Card.
  • Proof of Address –
  • Ration card.
  • Passport.
  • Gas, Electricity or any utility bill. ( recent )
  • Document of property registration.
  • Proof of Income –
  • Recently submitted form 16.
  • Salary Slip (recent 3 months) (only for salaried people)
  • 3 month’s bank statement. (latest)
  • KYC-PAN.
  • Fees –  
  • Joining fee – ₹ 1500.
  • Annual fee – ₹ 1500.
  • Add on fee –  ₹ 800.
  • Interest rate (p.m.) – 1.70% without any dues & 2.50% with dues.
  • Benefits – The benefits of the card is described below –
  • Welcome offer – With the issuance of the card you will get awesome gift vouchers form leading partner merchants.
  • Cash back offer – BOI brings big cash back and discount offers from time to time. With this card you will get exclusive cash back and discount offers on bill payments, dining, hotel booking, along the year.
  • Insurance Coverage – In case of any emergency and accidental situation you are always covered with ‘Bank of India’. With your ‘BOI Rupay Platinum Credit Card’ you will get an insurance coverage of ₹ 2 lakh in case of deaths an some permanent disability due to accident.
  • Travel assistance – With bank of India you will get a 24X7 travel assistance. You can book hotel and get necessary advice from your travel assistance. And they are always active.
  • Add on facility – you can now share the benefits of your card with your loved ones. Just add your loved ones (children, parents, siblings) with your card and they can also enjoy the benefits of having a credit card. (minimum age – 18+)
  • Revolve facility – you can now handle your bid shopping bills more easily. Just pay 10% of your bill amount the rest of the amount can be paid later with a very little interest rate.
  • EMI facility – Now you don’t need to worry about your big shopping bills. As you can now transform your huge bills into easy monthly EMIs.
  • Lost card – If your card is lost or stolen you can get instant help from BOI customer service authority. Yu can block your lost or stolen card within no time from anywhere. You can report within 3 days then your liability will be limited to a certain amount.
  • Charges –
  • Cash Advance – 2% at any BOI ATM. And 2.50% at branch and other ATMs.
  • Over-limit Charge – ₹ 100 per transaction.  
  • Foreign currency transaction – 2% against the transacted amount.
  • Other benefits –
  • Worldwide acceptance – This car is accepted everywhere, you can use this card almost any outlets where you can see the Rupay logo.
  • EMV facility – Your ‘BOI Rupay Platinum Credit Card’ comes with a built-in EMV chip. This chip is very helpful against frauds and it can make your transactions smooth and worry free. This chip makes this card acceptable at any ATMs.
  • Billing cycle – The billing cycle of the card is from 15th of a current month to 5th of next month.
  • 24X7 customer service – With this card you will also receive the active and premium customer service experience from BOI. You can ask for any help from them, any time.
  • Customer care number –
  • 1800 103 1906
  • 1800 220 229
  • 022 40919191
  • Final verdict –

If you are looking for a safe and secure credit card at a low cost and that can also give you extra benefits and offers, then this card is perfect for you. With all its benefits and features like a big welcome gift, insurance coverage, travel assistance, Add a facility, it can easily become your first choice. So if you have the eligibility then you must go for it. 

Categories BOI

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