BOI Visa Platinum International Credit Card

‘BOI Visa International Credit Card’ is a premium credit card from ‘Bank of India’. It is specially designed for overseas and domestic uses.  This card also comes with a number of features for its customer like – reward point option, easy redemption, EMI facility  and lots more. Also with this card you can transact at anywhere in the world. Also with this card you can experience a premium customer service from Bank of India.

  • Eligibility criteria –
  • Nationality – Indian.
  • Age – 21 – 65.
  • Occupation – Both Salaried and self-employed can apply. 
  • Income – 1.5 lakh (annually) the bank can also determine a limit for you during the application period.
  • A good CIBIL score.(700)
  • Good relation with the bank.
  • The applicant must not have a due payment.
  • Documents Required –
  • Proof of Identity –
  • Job Card.
  • Voter Id.
  • Aadhar Id.
  • Driving License
  • Letter from UIDAI.
  • Proof of Address –
  • Passport.
  • Gas, Electricity or any utility bill. ( recent )
  • Document of property registration.
  • Ration card.
  • Proof of Income –
  • 3 month’s bank statement. (latest)
  • Recently submitted form 16.
  •  KYC-PAN.
  • o   Salary Slip (recent 3 months)(only for salaried people) 
  • Fees – 
  • Joining fee – ₹ 1500.
  • Annual fee – ₹ 1500.
  • Add on fee – ₹ 800. (annually)
  • Interest rate (p.m.) – 1.70%
  • Benefits – The benefits of the card is described below –
  • Star points – With this card you can easily win ‘Star Points’ with all your transactions. You can also redeem your earned points very easily. You can either use the points for mobile recharge, hotel + fight booking or you can convert your points into cash(points are valid for three years). The star point scheme is described below –
  • ₹ 5,000 – 1 point/ ₹ 100 spent.
  • 5000 – 10,000 – 1.5 points / ₹ 100 spent.
  • More than 10,000 – 2 points / ₹ 100 spent.
  • Interest free period – You can enjoy up to 51 days of interest free period.
  • Cash withdrawal – You can enjoy a big withdrawal limit with this card, you can withdraw up to ₹ 50,000 at any ATMs.
  • Billing cycle – The billing cycle of the card is from the 1st day of a month to the day of statement issuance.
  • Balance transfer option – Bank of India lets you to transform the due amounts of your other cards to your ‘BOI Visa International Credit Card’ so that you can get a lower interest rate.
  • EMI facility – With this feature you can now shop more freely. As with BOI you can transform your big shopping bills or other credit card bills into easy monthly EMIs.
  • Revolve facility – Bank of India allows you to pay only 10% of your big bill amounts, and the rest of the amount can be paid later with a very low interest rate. 
  • Add on facility – You can now share the benefits of your card with your loved ones. Just add your children, parents, siblings of minimum 18 years with your card and they can also enjoy the benefits of a credit card.
  • Lost card – If your card is lost then you can call to the customer service at any time. And with their active and responsible customer service you can block your card within no time. If you report within 3 days your liability will be limited to a certain amount.
  • Worldwide acceptance – your ‘BOI Visa International Credit Card’ is accepted anywhere. You can use this card at any corner of the earth.
  • Active customer service – With BOI you can experience a premium and 24X7 active customer service experience. you can get help from then any time.
  • Charges –
  • Cash Advance – 2% at BOI ATM & 2.5% at other and overseas ATMs.
  • Over limit Charge – ₹ 100 / transaction.
  • Foreign currency transaction – 2% against the transacted amount.
  • Customer care number –
  • 1800 103 1906 (toll free)
  • 1800 220 229 (covid support)
  • 022 40919191 (chargeable)
  • Final verdict –

If you are looking for a credit card that is accepted worldwide and that can earn you reward points then this is the card you need. It comes with a number of features and benefits at a low price. So if you are eligible then you must hurry and grab the benefits of the card.

Categories BOI

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