Chennai Sbi Metro Credit Card Review

Chennai metro SBI card is the card from the State Bank of India that can be used both as a regular credit card and a sbi metro credit card as well. It has some of the greatest features for the people who travel in the Chennai metro and shop frequently. The awesome benefits of the card include reward benefits, benefits on flight tickets, discounts on car rental, hotel booking benefits, dining benefits, fuel surcharge waiver, etc. Now let’s go deeper and discuss the card in detail.

Eligibility for credit card in sbi bank:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 70 yrs. 
    • Income: Rs. 25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 70 yrs. 
    • Income: Rs. 25,000 monthly. 
  • Good CIBIL Score (750 or more).
  • Good relation with the bank. 

Click here to check your sbi credit card application status.

Sbi credit card required documents for application:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report. 

If you want to know how to enable international transaction on sbi credit card then feel free to visit our FAQ page

Sbi credit card fees and charges:

  • Joining Fee: Rs. 499 + GST
  • sbi credit card annual fee: Rs. 499 + GST

If you want to know how to activate sbi credit card for the first time then feel free to visit our FAQ page.  

Benefits of sbi credit card:

  • Welcome benefit:

This card offers 2,000 sbi credit card rewards points if Rs. 2000 or more is spent within the first 60 days with this card. 

  • Reward benefit:

This card offers 10 sbi credit card reward points on spends on movies, groceries, departmental stores, etc.

This card also offers 1 reward point on each Rs. 100 spends on other categories. 

1 sbi credit card reward points value in rupees is equal to Rs. 0.25. You can call the sbi credit card customer care toll free no to know your reward point balance. 

  • Sbi credit card makemytrip offer:

You can get up to 4,000 rupees off on domestic hotels through ‘MakeMyTrip’ (promo code – MMTSBL).

  • Sbi credit card offer on flight booking:

You can get Rs. 4,000 off on your domestic flight booking on ‘Goomo’ on a minimum transaction of Rs. 50,000 (coupon code – ‘GMSBIF’)

  • Dining benefit:

It gives you 10x reward points on spends on most of the restaurants. (Minimum transaction amount Rs. 100)

Click here for sbi credit card reward catalogue

  • Car rental:

This credit card sbi offers you 20% off on car rental through Myles (web or app). The minimum transaction should be Rs. 6,000

  • Fuel surcharge waiver:

If you use this sbi credit card for fuel purchase you will get a 1% discount on every petrol pump in the country. The applicable transaction amount is Rs. 300 to Rs. 3000.

  • Lost card liability coverage:

SBI covers their customers against card loss. With their 24×7 sbi card credit card customer care and alert feature, you are fully safe. You can block sbi credit card at any moment from anywhere in the world.

  • Milestone benefit:

If you can spend Rs. 1,00,000 within a year with this sbi bank credit card, then the annual fee for the next year will be waived off. 

  • Sbi credit card balance transfer facility:

You can transfer the sbi credit card outstanding balances from your other credit card to your ‘Chennai Metro SBI Card’ to get a lower sbi credit card emi interest rate.

  • Autopay:

With the auto-pay feature, your bills will be paid automatically within due dates. You can also set the maximum amount you want to pay. You can control the Autopay option from your sbi credit card online banking account. 

  • Flexipay:

With the sbi credit card flexi pay feature, you can now buy products of your choice and you can pay the bills in easy monthly EMIs at a very low-interest rate. You can transform your bills into EMIs within 10 days of purchase.

  • Add-on facility:

You can add your loved ones with your card as add-on members and they can also enjoy the benefits of having a credit card. The Age of the add-on members should be at least 18 yrs. 

  • Ticket booking:

With this card you can now book your Railway tickets online and also you can order them at your doorstep with a few simple steps. 

  • Alert facility: 

With this feature, you will feel more secure regarding your account. You will get SMS & E-Mail Alerts on cash transactions, reaching credit limits, sbi credit card statement generation, and lots more. You can also download the sbi credit card app to rack your credit card account regularly. 

  • Worldwide acceptance:

This sbi visa credit card is accepted by over 2 million visa outlets in the world. That means you can use this card almost anywhere.

Sbi credit card charges:

Particulars Payable Amount
sbi credit card cash withdrawal charges 2.5% at all ATMs, Min Rs. 500
finance charges in sbi credit card 3.50% monthly.
sbi credit card international transaction charges 3.5% against the amount.
Add-on card fee Free for a lifetime.

 

Details of sbi customer care for credit card:

Sbi credit card call centre number: 1800 180 1290 (toll-free)

                                                        3902-0202 (add the STD code of your locality)

Sbi credit card complaint email[email protected]

100xGain Ratings:

7/10

Final Opinion:

Chennai Metro SBI Card is a low-cost travel credit card, this card offers some extraordinary benefits for frequent travelers, you will get exclusive sbi credit card offers on domestic flights, discounts on car rental, reward points on dining spends, fuel surcharge waiver, etc. You can also earn some handsome reward points with this card. So if you want to have a low-cost travel credit card then this card can be a very good option for you.

But if you want some more benefits then take a look at the alternative options given below. Hopefully, it will help you to find your choice. 

Alternative Cards: 

  1. Citi PremierMiles Card. (Best for travel and shopping-related benefits)
  2. Indusind Bank Classic credit card. (Best for travel-related benefits)
  3. Indusind Bank Signature Credit Card. (Best for travel and movie benefits)
  4. RBL Bank Cookies Credit Card. (Best for dining and travel-related benefits) 

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