SBI Chennai Metro Credit Card Review

If you travel regularly with the Chennai metro then you would find the Chennai Metro sbi credit card quite helpful. It is designed to serve as a regular credit card and a metro card that you can use for your regular metro ride. This sbi metro credit card also offers assured rewards with every transaction, handsome waivers on fuel surcharges, and lots more. More about the benefits of sbi credit card are discussed below.

What is the required eligibility for credit card in sbi bank?

  • Resident Type: Indian. 
  • SBI credit card eligibility criteria for salaried person:
    • Age: 21 to 70 yrs. 
    • Income: Rs. 25,000 monthly. 
  • SBI credit card eligibility criteria for self-employed person:
    • Age: 21 to 70 yrs. 
    • Income: Rs. 35,000 monthly. 
  • A CIBIL score of 680+ is required to apply for this sbi chennai metro card.

What documents are required to apply for a sbi bank credit card?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photograph
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report. 

As per the new rules, all new credit cards are now delivered in an inactive state. So, if you want to know how to activate sbi credit card for the first time then feel free to visit our FAQ page

What are the chennai metro sbi card fees?

  • SBI credit card joining fee: Rs. 499 + GST
  • SBI credit card annual fee: Rs. 499 + GST

What are the SBI metro card benefits?

  • Get started with a huge joining bonus:

As you activate this sbi metro card and complete spending Rs,2000 within the first 60 days of card activation, you will receive 2,000 sbi credit card rewards as a welcome gift. 

  • Make your transactions more rewarding:

Every time you make a purchase with this card, you will earn assured sbi credit card reward points. You can find the details below

Category of transaction

SBI credit card rewards for every Rs.100 transaction
Regular credit card transactions 1 reward point
Departmental stores, groceries, dining, and movies 10X sbi credit card reward points

1 sbi credit card reward points value in rupees is equal to Rs. 0.25. You can redeem your reward points from the sbi credit card reward catalogue.

  • Get freedom from sbi credit card petrol surcharges:

If you use this sbi credit card for fuel purchases, you will get a 1% waiver on fuel surcharges across all fuel stations in India. The transaction amount should be between Rs. 300 to Rs. 3000.

  • Get an opportunity to make your card lifetime free:

On spending Rs.5 lakh within a year with your sbi bank credit card, you can get a complete waiver on your next year’s SBI credit card annual fee 

  • The perfect travel companion for you:

This sbi visa credit card works on the Visa Platform. That means you can use this sbi visa card in over 200 countries across the globe.

What are the sbi credit card charges?


Payable Amount

SBI credit card cash withdrawal charges 2.5% at all ATMs, Min Rs. 500 (check your sbi credit card cash withdrawal limit before making a withdrawal)
Finance charges in sbi credit card The sbi credit card interest rate can go up to 3.50% monthly (applicable, if your sbi credit card outstanding balance is not cleared in time)
SBI credit card international transaction charges 3.5% against the amount.
SBI add-on credit card fee Free for a lifetime.

How to contact the sbi card credit card customer care department?

  • Call the sbi credit card call centre number: 1860-180-1290 / 022-3902-0202 or 1860-180-7777
  • Write to the sbi credit card complaint email id: 

100xGain Ratings:


Pros and Cons of the SBI Chennai metro credit card:



  • The rate of earning sbi card rewards is quite impressive.
  • There are no dining or entertainment benefits on this sbi bank credit card.
  • You will not get any travel booking benefits from this sbi card chennai metro card.

Final Opinion:

For regular usage, this card can be really helpful, especially for its powerful sbi card rewards scheme, which can offer you some handsome monthly savings.

But unfortunately, you can’t get this card anymore since SBI has discontinued this card. However, there are several alternative card options available on our best credit cards page. Go there and find the card that suits your needs.

Alternative Cards: 

  1. Citi PremierMiles Card (Best for travel and shopping-related benefits)
  2. Indusind Bank Classic credit card (Best for travel-related benefits)
  3. Indusind Bank Signature Credit Card (Best for travel and movie benefits)
  4. RBL Bank Cookies Credit Card (Best for dining and travel-related benefits) 

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