Citibank is one of the most trusted credit card providers in the world. In India, they are now owning about 4.15% market share with a very good credit card lineup, one of them is the citibank premiermiles credit card. It is a premium travel card, designed to cater benefits to frequent travelers. You will enjoy benefits like free access to airport lounges, attractive reward points on flight ticket booking, attractive deals on hotel booking, etc. Now let’s analyze the benefits of citi premiermiles card and see if it can justify the Rs. 3,000 annual fee or not.
How does the citi premiermiles credit card eligibility work?
- Resident Type: Indian.
- Citi premiermiles credit card eligibility criteria for salaried person:
- Age: 21 to 65yrs.
- Income: Rs. 25,000 monthly. (Min)
- Citi premiermiles credit card eligibility criteria for self-employed person:
- Age: 21 to 65yrs.
- Income: Rs. 25,000 monthly. (Min)
- A good CIBIL score (750 or more) is needed to get a higher credit score on this Citi premiermiles card.
You can apply for a citi credit card from the Citi online application portal, once your citi credit card application form is submitted successfully, you can track the status of citi credit card application from the application tracking page, using your unique application id.
What documents are required to apply for the citibank premiermiles card?
- Photocopy of ID Proof (any 1)
- Aadhar card
- Voter Card
- Passport
- PAN Card
- Photocopy of Address proof (any 1)
- Last 6 months bank account Statement
- Aadhar Card
- Driving License
- Passport
- Utility bill
- One recent passport-sized photographs
- Proof of income statement:
- Salaried Person (any 1)
- Salary Slip of the last 3 months
- ITR (Income Tax Return)
- Self-employed person
- Income tax return of the last year
- Proof of business
- Recent audited financial report.
- Salaried Person (any 1)
To increase the security of your account, all new citibank premiermiles cards are delivered in an inactive state, and to start using the cards the user needs to activate them manually. If you need some help on the citi credit card pin generation process then feel free to visit the 100xGain faq page.
What are the citibank premier miles card fees?
- Citi premiermiles credit card joining fee: Rs.3,000 + GST (None for the priority customers)
- Citi premiermiles credit card annual fee: Rs.3,000 + GST
What are the citi premiermiles credit card benefits?
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Get started with a huge joining bonus:
With the activation of the card, you will get 10,000 air miles as a welcome gift, to grab this one-time citi credit card offer you just have to spend Rs. 1,000 within the first 60 days of the card activation.
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Make every transaction rewarding:
The Citi credit card reward points are offered like this.
| Category of the transaction |
Rate of earning citibank credit card rewards |
| Airline ticket booking | 10 citi credit card reward points for each Rs. 100 transactions |
| All other transactions | 4 citibank reward points for each Rs. 100 transactions |
The citi premier miles redemption process is very easy, you can use them for flight or hotel booking. You can also use your citibank credit card reward points to buy Gift vouchers, make bill payments, do online shopping, etc. You can also use them to get a product from the citibank premier miles redemption catalog.
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Add more comfort to your travel:
Under the citibank premiermiles card lounge access program, you will get access to most of the domestic and international lounges, you will also get some business-related facilities and refreshments. Click here for the citi premiermiles credit card lounge access list.
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Experience travel deals like never before:
This citibank travel credit card has the potential to make your travel experience more premium. You will get exclusive deals on hotel booking across the globe, the services are available in 90+ countries.
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Dine with more delight:
Using this citibank travel card, you can enjoy dining at premium restaurants with up to a 15% discount on your dining bills. This offer on citi credit card applies to some selected partner restaurants only.
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Mind-Blowing deals on duty-free shopping:
From time to time citi bank credit card offers exclusive deals on lifestyle categories. Currently, you will get up to 15% Cash-Back on the purchase made at duty-free stores in India. You can check your total earned benefits from your citibank credit card net banking account.
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Complimentary insurance coverage protection:
This Citi premier miles card gives you an air accidental coverage of Rs. 1 Crore. The coverage amount is applicable if the flight ticket is booked using this card.
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Stay safe with the lost card liability coverage:
With your citibank premiermiles credit card, you will get up to Rs. 10 lakh of coverage against lost or stolen cards. You can report the loss by calling the citi credit card helpline number You can also temporarily block your credit card account using the citibank credit card mobile app.
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Instant bill payment options:
You can pay citibank credit card bills online using your citibank online banking account or any credit card bill payment app like Cred, Google Pay, Paytm, Phone pe, etc. But if you don’t have access to the above-stated methods, you can pay citibank credit card bills via NEFT, cheque, or from your nearby atm.
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Security of the advanced EMV chip:
On this premiermiles card citibank offers the security of the advanced EMV chip, this advanced chip uses a very strong encryption method to store your data, which makes your premiermiles card nearly impossible to clone.
What are the citi premier miles credit card charges?
|
Particulars |
Payable amount |
| Charges for cash withdrawal by credit card | 2% against the amount (applicable once per withdrawal, also check your citi bank credit card limit before making a withdrawal) |
| Citibank premiermiles card finance charges | The Premiermiles citibank credit card rate of interest will be decided by the bank at the time of approval |
| Citi credit card international transaction charges | 3.5% against the transaction amount (applicable once per transaction) |
| Citi premiermiles card add-on card fee | None |
How to contact the citibank premiermiles customer care department?
- Call the citibank credit card helpline number: 1860-210-2484 or 022-4955-2484
- Write to the citi bank credit card customer care mail id: customercare@citi.com
100xGain Ratings:
7.5/10
Pros and cons of the citi premiermiles card:
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Pros |
Cons |
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Final Opinion:
After analyzing the citi premiermiles card benefits, I can say that the card is a specially designed travel credit card for frequent travelers, it offers several, travel and non-travel benefits to its users. You will get a number of very useful features and benefits like free airport lounge access, benefits on hotel booking and dining, etc. which make this citibank premier miles credit card a very good travel card at this price.
But due to the recent sellout of Citibank, you may not be able to apply for this card. In this case, I would ask you to take a look at the alternative card options given below. You can also visit our top 16 travel credit cards page.
Alternative of citi premier miles card:
- Axis bank buzz credit card (Best for shopping and dining benefits)
- ICICI Bank intermiles credit card (Best for travel and dining benefits)
- Kotak royale signature credit card (Best for travel-related benefits)
- SBI etihad guest premier credit card (Best for offering lounge access benefits)
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