Club Vistara SBI Prime Card Review

When it comes to premium benefits and an affordable rate, there are only a few credit cards that can be compared with the club vistara sbi card prime. This is not only a credit card with a premium and distinct look, it features a perfect cocktail of usefulness and affordability. 

Offering free access to airport lounges, assured sbi card reward with every transaction, and complimentary insurance coverage, this card brings so much value with it that it can easily justify the Rs.2,999 annual fee. A detailed description of the sbi prime credit card benefits are given below.

What are sbi credit card eligibility criteria?

  • Resident Type: Indian. 
  • SBI credit card eligibility criteria for salaried person:
    • SBI credit card age limit: 21 to 60 yrs. 
    • Income: Rs. 40,000 monthly 
  • SBI card eligibility criteria for self-employed person:
    • SBI credit card age limit: 21 to 65 yrs. 
    • Income: Rs. 50,000 monthly. 
  • A good CIBIL score of 700+ is required to apply for this SBI vistara card

What documents are required to apply for the club vistara sbi card?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photograph
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return) 
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report.

What are the club vistara sbi prime card fees?

  • SBI vistara credit card joining fee: Rs. 2,999 + GST
  • SBI club vistara card annual fee: Rs. 2,999 + GST

What are the club vistara sbi card prime benefits

  • A huge joining bonus to welcome you:

As you activate your vistara sbi card for the first time and pay your first-year sbi card renewal fee, you will receive a premium economy class ticket as a sbi credit card welcome offer.

  • Add more value to your transactions:

With every Rs.200 transaction made using this sbi vistara card, you can earn 4 club vistara points. You can later use your points for travel booking.

  • Make your travel more comfortable:

This sbi premium credit card features a complimentary priority pass membership, that offers you 4 free yearly access (2 per quarter) to most of the priority pass lounges worldwide.

Also under the sbi credit card lounge access program, this card offers 8 free yearly access (2 per quarter) at most of the leading domestic airport lounges.

  • Complimentary sbi card insurance coverage:

The details of the sbi vistara credit card insurance coverage are mentioned below.


Total coverage amount

Ticket cancellation coverage

Rs.3,500 per cancellation (up to 6 cancellations per year)

Lost card liability coverage

Rs.1 lakh

Air accidental death coverage

Rs.1 Cr.

Loss of baggage


Delayed baggage


Lost travel documents


Damaged baggage


  • Enjoy attractive deals on milestone spending:

Depending on your sbi vistara credit card usage, you can earn some extra benefits too.

SBI credit card usage


Rs.75,000 within the first 90 days of your sbi credit card activation

3,000 club vistara points

Every time you cross spending milestones of Rs.1.5 lakh, Rs.3 lakh, Rs.4.5 lakh, and Rs.8 lakh

1 Premium economy class vistara e ticket

Rs.8 lakh in a year

Rs.10,000 voucher from Yatra

  • Enjoy easy bill splitting:

By using sbi credit card emi facility you can convert your high-value transaction into an easy monthly installment. You can also calculate your monthly installment amount from the sbi credit card loan calculator.

  • Experience the instant SBI credit card balance transfer facility:

You can transfer the outstanding of your other cards to your vistara sbi credit card and enjoy a lower interest against your credit card balance

What are the sbi credit card service charges?


Payable Amount

Credit card cash withdrawal charges sbi

2.5% against the amount, min Rs. 500 (check your sbi prime card limit before making a withdrawal)

SBI vistara card finance charge

The sbi credit card interest rate can go up to 3.50% monthly (applicable if your total due balance is not cleared within your sbi credit card payment date)

SBI credit card international transaction charges

3.5% against the transaction amount.

SBI card add on card charge

None. Free for a lifetime.

How to get in touch with the customer care of sbi credit card?

  • Call the sbi credit card customer care contact number: 1860-180-1290 / 022-3902-0202  or 1860-180-7777
  • Write to the sbi credit card customer care email id:

100xGain Ratings:


Pros and cons of the SBI club vistara credit card:



  • The rate of earning sbi card reward points is quite impressive.
  • This card offers a complimentary sbi priority pass membership.
  • You can earn some attractive vistara flight offers with this card.
  • There are no dining or entertainment benefits on this sbi bank credit card.
  • The travel benefits are only offered on Vistara airlines.

Final Opinion:

This vistara sbi credit card is beneficial for those who travel regularly with Vistara Airlines. With CV points on every transaction, free access to domestic and international lounges, and complimentary insurance coverage, this card can easily fulfill your travel needs.

But the major drawback of this sbi travel credit card is that a majority of the benefits are focused on Vistara airlines, therefore, if you are not a vistara frequent flyer then you will surely be disappointed. In this case, I would suggest you take a look at our best travel credit cards page. There you can find some of the best travel credit cards available in India.

Alternative Cards: 

  1. ICICI Bank Ferrari Signature credit card (Best for cashback and lounge access) 
  2. RBL World Plus SuperCard (Best for reward points and lounge access) 
  3. RBL Platinum Edge SuperCard (Best for reward point and lounge access) 
  4. SBI Air India Credit Card (Best for travel and lounge access) 


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