Club Vistara SBI PRIME Credit Card Review

SBI offers so many credit cards for their customers for their needs. The Club Vistara SBI Card PRIME is one of them. This card is specially designed for those peoples who like to travel. It has also some awesome features and benefits like a welcome gift, reward benefits, milestone benefits, insurance coverage, airport lounge access priority pass membership, insurance coverage, fraud liability cover, add-on card, easy bill pay, flexipay, easy money, etc. Let’s discuss its benefits in detail. 

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: ₹40,000 monthly 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: ₹40,000 monthly. 
  • Good CIBIL Score (750 or more). 
  • Good relation with the bank. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report. 


  • Joining Fee: ₹2,999 + GST
  • Annual Fee: ₹2,999 + GST


  • Welcome benefit:

With the payment of the joining fee of the card, you will get a gift voucher and a premium economy class ticket as a welcome gift. 

  • Reward benefit:

For every ₹200 transactions made with this card, you will get 4 CV points. 

  • Lounge access:

You will get 8 complimentary lounge accesses to domestic airport lounges in a year. You can avail of a maximum of 2 lounge visits per quarter.

You will get complimentary priority pass membership of 99 USD it offers 4 lounge visits per year and 2 per quarter.

  • Insurance Coverage:

This car comes with personal air accidental coverage of ₹1 Cr. ₹72,000 coverage for lost baggage, and ₹12,500 coverage for loss of travel documents. 

  • Lost card liability coverage:

This card comes with lost card liability coverage of ₹1 lakh. To avail the maximum benefit of the coverage, you should report the loss as soon as you notice it. 

  • Network benefit:

You will get up to 10% and 5% off on car rental at Hertz and

You will get up to a 33% discount in selected hotels and resorts.

  • Milestone benefit:

If you spend Rs.75000 in between 3 months after receiving the card you will get a bonus of 3000 CV points.

This card offers a premium economy class ticket whenever you cross the spend amount of ₹1.5 lakh, ₹3 lakh, ₹4 lakh, and ₹8 lakh, in a year. 

If you spend Rs.8 lakhs you will get 1 hotel e-vouchers of Rs.10000.

You will get the bonus rewards in your Club Vistara Membership account in between 15 days of spending.

  • Add on card:

You can add any 2 of your family members like parents, spouse, and siblings with the Club Vistara SBI Card PRIME as an add-on member. The member’s age should be minimum of 18 years.

  • Flexipay:

By using flexipay you can convert your transaction into easy monthly installment. 

  • Balance transfer:

You can Transfer your other bank credit card’s outstanding to your Club Vistara SBI Card PRIME1 and pay back it in EMIs with a lower interest rate.

  • Global acceptance:

Central SBI Select Plus Card is accepted throughout the world. You can use it at almost any outlet or e-commerce site to make payments.


  • Cash Withdrawal Charge: 2.5% against the amount, min ₹500. 
  • Finance Charge: 2.5% monthly. 
  • Foreign currency transaction: 3.5% against the transaction amount. 

Contact Details:

Call: 1800 180 1290 (toll free) 

         3902-0202 (add the STD code of your locality)

Mail: [email protected]

100xGain Ratings:


Final Opinion:

This card is beneficial for those who travel regularly with Vistara Airlines, it offers reward points with every purchase, lounge access, complimentary priority pass membership, free economy class ticket on reaching milestone spending, lost card liability coverage, etc. So if you are a regular flier with Vistara Airlines then this card can be beneficial for you. 

But, if you are not a regular flier with Vistara Airlines, then you can go for Axis Bank Miles and More Credit Card, or American Express Platinum Travel Credit Card

4 thoughts on “Club Vistara SBI PRIME Credit Card Review”

Leave a Reply

Share via
Copy link
Powered by Social Snap