Emirates Skywards ICICI Bank Sapphiro Credit Card Review

The joining bonus of the emirates skywards icici bank sapphiro credit card is among the highest I have seen from ICICI Bank in recent times. This card is a part of the new co-branded credit card lineup that ICICI Bank has recently launched in alliance with Emirates airlines. Targeting the affluent Indian credit card users, this ICICI emirates airline credit card offers free access to domestic and international airport lounges, exclusive yearlong deals on dining expenses, attractive discounts on movie tickets, and lots more. More about the benefits are discussed below.

What is the Emirates Skywards icici bank credit card eligibility criteria?

  • Resident Type: Indian
  • For salaried person:
    • Age: 21 to 60 years.
    • Income: The average income of the applicant should be Rs.9,60,000 annually.
  • For self-employed person:
    • Age: 21 to 65 years. 
    • Income: The average income of the applicant should be Rs.10,00,000 annually.
  • A long relationship with the bank may help you to get this ICICI emirates signature credit card more easily.
  • An excellent credit score is mandatory to apply for this emirates skywards credit card

As you submit your icici credit card application, you will get a unique application id. You can use that to track your icici credit card application status from the status tracking page.

What Documents are required to apply for the emirates icici sapphiro credit card?

  • Photocopy of Address proof (any 1)
    • Last 6 months bank account statement.
    • Aadhar Card.
    • Driving License.
    • Passport.
    • Utility bills.
  • Photocopy of ID Proof (any 1)
    • Aadhar card.
    • Voter Card.
    • Passport.
    • PAN Card.
  • Two recent passport-sized photographs.
  • Proof of income statement:
    • Salaried Person (any 1).
      • Salary Slip of last 3 months.
      • ITR(Income Tax Return).
    • Self-employed person.
      • Income tax return of the last year.
      • Proof of business.

As per the new rbi rules, all new ICICI credit cards are delivered in an inactive state. The users can activate them manually by generating a new PIN. You can find more about the icici credit card pin generation process from the 100xGain faq page.

What are the Emirates Skyward icici bank sapphiro credit card fees?

  • Emirates icici bank sapphiro credit card joining fee: Rs. 5,000 + GST
  • Emirates Sapphiro icici bank credit card annual fee: Rs. 5,000 + GST

What are the ICICI Sapphiro emirates credit card benefits?

  • An attractive joining bonus to welcome you:

As you sign up for this ICICI emirates visa credit card, you will get a one-year Skyward silver tier membership along with 5000 skyward miles as a welcome gift. The skywards points will be credited to your account with the realization of the first-year joining fee. 

  • Get rewarded for every transaction you make:

For every Rs.100 transaction, you can earn 2 emirates skywards miles. The details of the Emirates Skyward program are given below.

        Category of transaction      The rate of earning emirates skywards miles       
Insurance and Utility bill payment            1 reward point for every Rs.100 transaction. 
All other categories*                          2 skyward miles for every Rs.100 transaction.

*You will not get any Skyward points for cash withdrawal, balance transfer, EMI payment, PLCC, fees, and service charges. 

You can use the emirates skywards icici bank sapphiro credit card reward points for travel booking or to get a product from the reward catalog. You can check the status of your earned rewards from the icici credit card app.

  • Enjoy free access to airport lounges:

This ICICI emirates credit card offers you 2 free quarterly access to the domestic airport lounges. You will also get 2 free international lounge access and 2 complimentary spa sessions at some of the selected domestic airport lounges every year.

As a limited period offer this ICICI emirates flight credit card offers a complimentary Dream Folks membership which offers you unlimited free access to international airport lounges and unlimited free spa sessions at some of the selected airport lounges in India. You can find the emirates skywards icici bank sapphiro credit card lounge access list and other details here

  • Earn attractive deals on dining expenses:

With this card, you will get complimentary membership of the Culinary Treats Program which offers you unmatched offers and deals on dining expenses. Click here to find out more about current emirates credit card offers on dining.

  • Make your evenings entertaining with attractive deals on movie tickets:

If you use this card to book a movie ticket from BookMyShow, you will get an Rs.500 discount on the second ticket. You can get these emirates credit card offers 2 times a month. 

  • Enjoy freedom from fuel surcharges:

Every time you use your ICICI emirates skyward credit card to purchase fuel, you will get a 1% waiver on fuel surcharges. This icici credit card fuel surcharge waiver offer is applicable at any fuel station in India and on transactions between Rs.400 to Rs.4,000 and you can earn a maximum of Rs.250 waiver per icici credit card statement cycle.

  • Earn attractive benefits from milestone expenses:

You can also earn some attractive deals from milestone spending, the details are given below.

Total annual spend

Benefit

Rs. 1 lakh within a year                       5,000 emirates skyward miles
Rs. 5 lakh within a year  Renewal of the emirates skywards silver tier membership.
  • Convenient ICICI credit card bill payment options that will make your life easier:

ICICI bank allows you to pay your monthly icici credit card payment from your net banking account or from the ICICI credit card mobile app. You can also use any credit card bill payment app like Cred, Google pay, Phone pe, Paytm, etc. You can also pay icici credit card bills offline, more about which are discussed on our icici credit card faq page.

  • Pay more conveniently with the contactless payment option:

This emirates skywards credit card is equipped with an advanced contactless payment facility, this payment option allows you to pay just by placing your card over any contactless-enabled POS machine. You can control the contactless emirates credit card payment option from your icici credit card net banking.

  • Security of the advanced EMV chip:

ICICI Bank has installed the advanced EMV chip on this emirates airlines credit card, it uses a very strong encryption method to store your data, making your card nearly impossible to clone.

What are the emirates skywards icici bank sapphiro credit card charges?

Particulars

Payable amount

ICICI credit card cash withdrawal charges 2.50% against the transaction amount, min Rs.500.
ICICI sapphiro credit card finance charge.  The icici bank credit card interest rate can go up to 3.40% monthly or 40.80% annually.
ICICI credit card charges for cross-currency conversion.  3.50% against the transaction amount.
ICICI add on credit card fee.  Rs. 250 per year. 

How to contact the icici credit card customer care department?

  • Call the icici credit card customer care number: 1860-120-7777 or 022-3366-7777 or +91-40-7140-3333
  • You can write to the icici credit card customer care email id: headservicequality@icicibank.com 

Also, if you are suspicious about a particular transaction, then you can file a dispute against that particular transaction. You can find more about the icici credit card settlement process from our ICICI credit card faq page.

100xGain Ratings:

7.5/10

Pros and Cons of the Emirates icici sapphiro credit card:

Pros

Cons

  • This icici credit card offers Skyward points that can later be used for travel booking.
  • You will get a complimentary Dreanfolks membership with this card.
  • You will also get an attractive discount on movie tickets.
  • The rate of earning emirates skywards points could be a bit better.
  • There are no flight booking benefits on this ICICI emirates credit card.

 If you don’t want to continue with your old ICICI credit card and want to know how to close icici credit card permanently? then feel free to take a look at our faq page.

Final Opinion:

If you fly regularly with Emirates airlines then having this ICICI emirates credit card can help you in earning some savings and get some extra privileges during travel. You will also get some attractive deals on dining and movie tickets. 

But if you don’t travel with Emirates quite often then this icici bank emirates credit card is not going to be that much helpful for you. In that case, you can visit our top travel credit cards page to find out the card that suits your needs. 

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