Etihad Guest SBI Credit Card Review

Etihad SBI Card is a card designed for frequent fliers. It gives a lot of offers to its customers. One can get free ‘guest miles’, discounts on hotels as well as flight bookings, lounge access, fuel surcharge waiver, lost card liability coverage, etc. It also offers some other amazing features like contactless payment, flexipay, accidental coverage, easy money, worldwide acceptance, etc. Now let’s discuss this card in detail. 

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 65 yrs. 
    • Income: ₹40,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: ₹33,333 monthly. 
  • Good CIBIL Score (750 or more).
  • Good relation with the bank. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report. 

Fee:

  • Joining Fee: ₹1499 + GST 
  • Annual Fee: ₹1499 + GST (Can be waived if ₹3,00,000 is spent within a year)

Benefits:

  • Welcome benefit:

You will receive 2500 EYG miles free as a welcome gift within 15 days of the payment of annual fees, you will also get an Etihad Guest Silver Tire membership. 

This card also offers a free WIFI voucher on your first Etihad flight booking. Also, you can upgrade your tire status.

  • Discount:

This card offers a 3% discount on economy tickets and a 10% discount on business class ticket booking. You can get a 5% discount also on the redemption of the reward miles.

  • Reward benefit:

It gives you 3 ‘Etihad Guest Miles’ on transaction of each ₹100 rupees on ‘Etihad.com’. Also, 2 guest miles on every ₹100 rupees spent internationally. You can also redeem your ‘guest miles’ at any time without a limit.

  • Lounge access:

With this card, you can now get 8 complimentary accesses to domestic visa/MasterCard lounges. You will get a maximum of 2 visits per quarter. 

  • Hotel booking:

You can pack exclusive benefits over 900+ luxury hotels in the world.

  • Fuel surcharge waiver:

You can get 1% off on fuel surcharge at any petrol stations within India, on purchase between ₹500 to ₹4,000

  • Insurance Coverage:

This card comes with air accidental coverage of ₹25lakh and fraud liability coverage of ₹50,000. 

  • Lost card liability coverage:

SBI has coverage of 1lakh for its customers against any kind of fraud. Also, you can block your lost card at any moment.

  • Milestone benefit:

SBI gives you 1 companion voucher if ₹10 lakh is transacted within a year. And also 5000 guest reward miles on an annual spend of ₹5 lakh or more.

  • Balance Transfer:

You can transfer the outstanding balances from your other credit card to your ‘Etihad Guest SBI Card’ to get a lower interest rate.

  • Autopay:

With the auto-pay feature, your bills will be paid automatically within due dates. You can also set the maximum amount you want to pay.

  • Flexipay:

With this feature, you can now buy products of your choice and you can pay the bills in easy monthly EMIs at a very low-interest rate. You can transform your bills into EMIs within 10 days of purchase.

  • Add on the facility:

You can add your loved ones with your card as add-on members and they can also enjoy the benefits of having a credit card. The Age of the add-on members should be at least 18 yrs. 

  • Ticket Booking:

With this card you can now book your Railway tickets online and also you can order them at your doorstep with a few simple steps.  

  • Alert facility: 

With this feature, you will feel more secure regarding your account. You will get SMS & E-Mail Alerts on cash transactions, reaching credit limits, Mini statements generation, and lots more.

  • Worldwide Acceptance:

Your ‘SBI Dena Secured Credit Card’ is accepted by over 2 million visa outlets in the world. That means you can use this card almost anywhere.

Charges:

  • Cash Withdrawal Charge: 2.5% at all ATMs, Min ₹500. 
  • Finance Charge: 3.35% monthly. 
  • Foreign currency transaction: 3.5% against the transaction amount. 

Contact Details:

Call: 1800 180 1290 (toll free) 

         3902-0202 (add the STD code of your locality)

Mail: [email protected]

100xGain Ratings:

7/10

Final Opinion:

For a frequent traveler, especially those who travel with Etihad Airlines, this card is a very good travel card, it offers a big discount on hotel and flight booking, reward benefit, lounge access, fuel surcharge waiver, opportunity to earn bonus rewards, lost card liability coverage, etc. This card also offers a lot of other features that can make your life much easier. So if you are a frequent flier with Etihad Airlines, then this card is a must-have credit card for you. 

But if you don’t like a credit card tied up with a particular airline and want a more premium travel credit card then you can go for American Express Platinum Travel Credit Card or IndusInd Bank InterMiles Voyage Credit Card

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