Etihad Guest Bbi premier card is the card that is specially designed for those people who wants a premier quality credit card that they can use both as a travel card and a regular credit card. It comes with a number of premier features and a number of jaw-dropping offers. In fact it can make your life better with lots of benefits and its 24×7 service.
- Eligibility criteria –
- Nationality – Indian.
- Age – Minimum 21 years old. Maximum 70 years old.
- Occupation – Salaried / self – employed.
- CIBL score – You must have a higher CIBIL score (min – 700).
- A good relation with bank.
- Income – SBI wants a minimum income of Rs. 60000 (monthly) for applying.
- Documents Required – you should need to submit a number of documents for application.
- Proof of address –
- Valid passport.
- Aadhar Id.
- Copy of ration card.
- Voter identity card.
- Proof of identity –
- Aadhar card.
- Driving license.
- Passport.
- Proof of income –
- It returns documents.
- Salary slip (last 3 months,for salaried people)
- Form 16. (recent)
- Recent Bank statement.
- Fees –
- Joining fee – ₹ 4999 + GST. (one time)
- Annual fee – ₹ 4999 + GST. (yearly from 2nd year)
{Annual fee can be waved off if annual spend is ≥ Rs 5,00,000.}
- Add on fee – None.
- Benefits –
- Welcome gift-
- it offers you a 5000 guest Etihad miles as a welcome gift. (would be credited within 15 days of the payment of annual fee)
- you will get an option of upgrading your status to gold status in 10 days.
- On your very first Etihad booking, you will receive 2 free wifi vouchers. (within 15 days of booking)
- Reward benefits –
- On each ₹ 100 spend on Etihad.com you will get 6 Etihad guest miles and 4 guest miles on each ₹ 100 international spends.
- On other transaction it gives you 2 reward points.
- You can redeem your reward miles instantly on hotel, flight or car rentals.
- Discount offer –
- If you book flight directly through Etihad.com then you can have upto 10% discount. (economy class – 3% , business class – 10% )
- On the redemption of guest miles it gives you 10% additional discount.
- Milestone benefits – On spend of ₹ 150000 within a year sbi offers you 1,500 guest miles , also you can get 1 companion voucher on spends of Rs. 8,00,000.
- Spend based reversal – if you spend minimum ₹ 5,00,000 within a year then 2nd year’s annual fee will be waved off.
- Insurance – This card comes with an air accidental coverage of ₹ 50 lakh and in case of fraud SBI covers their customers with an insurance of ₹ 1 lakh. It also has a USD 1000 lost baggage coverage.
- Lounge access –
- International lounges – now get access to almost 1000 lounges across the world. (4 visits yearly. 2 visits per quarter)
- Domestic lounges – now with your ‘Etihad Guest SBI Premier’ card you can enjoy access to Indian visa lounges (8 visits in a year, max 2 visit quarterly)
- you can enjoy free membership of ‘priority pass programme’ worth $99.
- visit www.visasignature.com for list of applicable lounges
- Fuel surcharge waiver –
- On purchase of ₹ 500 to ₹ 4,000 you can get 1% waved off on ‘fuel surcharge’ at any petrol pumps in India.
- Dining – You can have exclusive discount on most of the frontline restaurants in India.
- Golf –you can now have access to most of the golf courses wit this card.
- Hotel – you can now avail exclusive benefits at up to 900 frontline hotels in the world.
- Charges –
- Foreign currency transaction – 3.5% against the transacted amount.
- Overlimit charge – 2.5% against the transacted amount.
- Cash withdrawal – ₹ 199
- Card replacement – ₹ 100 (in domestic) ; $175 (abroad)
- Cheque payment – ₹ 100
- Late payment – ₹ 0 – ₹ 500 = none
₹ 500 – ₹ 1000 = ₹ 400
₹ 1000 – ₹ 10000 = ₹ 750
More than ₹ 10000 = ₹ 950
- Other benefits –
- Worldwide acceptance – this card is acceptable at over 24 million stores in the world.
- Contactless payment – you can now pay just with a wave at any secure reader. This feature is very useful against card loss and skimming. Also it is protected against multiple waves.
- Add on cards – you can now add your loved ones (age – 18+) with your card.
- Flexi pay – it allows you to tarn your big payment amount into easy instalments (minimum amount – ₹ 2,500) within 30 days.
- Balance transfer – now save money on card bill payment. Just transfer the due balance to your ‘Etihad Guest SBI Premier Card’, to get a lower rate of interest.
- Easy money – with this feature you can order a draft/cheque against the cash limit of your card at your door step. Just log on to www.sbicard.com order.
- Customer care number –
- 1860-500-1290
- 1860-180-1290
- 080-26599990
- Email – [email protected]
- Final verdict –
For regular fliers, this is one of the best cards available in the Indian market. It offers you a lot of amazing features and instant cash-back at hotels, flight bookings, and restaurants. So if you have the eligibility then you must go for it. I think you are going to enjoy its crazy offers and discounts.