Etihad Guest SBI Premier Credit Card Review

Etihad Guest SBI Premier Credit Card is one of the most premium travel cards from the State Bank of India, this card is specially designed for those people who wants a premier quality credit card that they can use both as a travel card and a regular credit card. It comes with several premier features and some jaw-dropping benefits of sbi credit card like reward benefit, Instant discount on Travel booking, insurance coverage, lounge access, Insurance coverage, Fuel surcharge waiver, etc. This card also comes with some amazing features that can make your life more smooth and easy. So let’s discuss this card in detail.

Eligibility criteria for sbi credit card application:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 70 yrs. 
    • Income: The sbi credit card minimum salary requirement is Rs. 60,000 monthly. 
  • For self-employed person:
    • Age: 21 to 70 yrs. 
    • Income: Rs. 60,000 annually.
  • Good CIBIL Score (750 or more).
  • Good relation with the bank. 

If you are thinking about how to apply sbi credit card online then feel free to visit our FAQ page. You can also find the sbi credit card pin activation process there. 

Required documents for etihad guest sbi card application:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report.

Once your sbi credit card application is submitted successfully you can track your sbi credit card online application from the tracking page

Etihad guest sbi card fees:

  • Joining Fee: Rs. 4999 + GST
  • Annual Fee: Rs. 4999 + GST

Benefits:

  • Welcome benefit:

With the issuance of the card, you will get 5000 guests Etihad miles as a welcome gift, (would be credited within 15 days of the payment of the annual fee. You can also redeem sbi credit card points into air miles )

You will get the option of upgrading your status to gold status in 10 days.

On your very first Etihad booking, you will receive 2 free WIFI vouchers, (within 15 days of booking)

  • Sbi credit card flight offers:

If you book a flight directly through Etihad.com then you can have up to 10% discount, (economy class – 3%, business class – 10%)

  • Reward benefit:

This state bank of india credit card offers you 5000 guest Etihad miles as a welcome gift, (which would be credited within 15 days of the payment of the annual fee).

On other transactions, it gives you 2 reward points.

You can redeem your reward miles instantly on hotel, flight, or car rentals you can also convert your earned sbi rewards to cash.

  • Sbi credit card lounge access benefit:

You will enjoy free membership of the ‘priority pass program’ worth $99.

You will get free sbi credit card airport lounge access to almost 1000 lounges across the world, (4 visits yearly & 2 visits per quarter)

With your ‘Etihad Guest SBI Premier card, you can enjoy access to Indian visa lounges (8 visits in a year, max 2 visits quarterly)

  • Hotel booking:

With this etihad guest sbi card you can now avail yourself of exclusive benefits at up to 900 frontline hotels in the world.

  • Fuel surcharge waiver:

This premium sbi credit card offers a 1% waiver on fuel surcharges at any fuel station in India, the transaction amount should be between Rs. 500 to Rs. 4,000. 

  • Insurance coverage:

This card comes with air accidental coverage of Rs. 50 lakh and in case of fraud SBI covers their customers with insurance of Rs. 1 lakh. It also has 1000$ coverage for lost baggage. Call the sbi credit card customers care number to claim the benefits of the coverage. You may need to provide some of your sbi credit card details

  • Milestone benefit:

On spend of Rs. 150000 within a year SBI offers you 1,500 guest miles, also you can get 1 companion voucher on spends of Rs. 8,00,000.

Also if you can spend a minimum of Rs. 5,00,000 within a year then 2nd year’s annual fee will be waived off. You can check your total earned reward points from the sbi card mobile app

  • Balance transfer:

You can transfer the outstanding balances from your other credit card to your ‘Etihad Guest SBI Premier Card’ to get a lower sbi credit card interest rate on emi. You can check your credit card balance by calling the sbi card balance check number 8422845512

  • Autopay:

With the auto-pay feature, your bills will be paid automatically within due dates. You can also set the maximum amount you want to pay. You can control the autopay feature from your sbi credit card net banking account. 

  • Flexipay:

This is one of the best sbi credit card advantages. With this feature, you can now buy products of your choice and you can pay the bills in easy monthly EMIs at a very low interest rate. You can transform your bills into sbi credit card emi within 10 days of purchase. Subscribe to our notification service to get updates on sbi credit card loan offer.

  • Add on the facility:

You can add your loved ones with your etihad guest sbi card as add-on members and they can also enjoy the benefits of having a credit card. The Age of the add-on members should be at least 18 yrs. 

  • Ticket booking:

With this sbi visa card you can now book your Railway tickets online and also you can order them at your doorstep with a few simple steps.  

  • Alert facility: 

With this feature, you will feel more secure regarding your account. You will get SMS & E-Mail Alerts on cash transactions, reaching sbi credit card maximum limit, Mini statements generation, and lots more.

You can deactivate sbi credit card temporarily by calling the sbi credit card number customer care number. You may need to provide some information like your sbi credit card no, registered mobile number, etc. But never share your sbi credit card pin and CVV with anyone. 

  • Worldwide acceptance:

This sbi visa credit card is accepted by over 2 million visa outlets in the world. That means you can use this card almost anywhere. For any sbi credit card complaint, you can contact the sbi credit card complaint cell number given below 

Charges:

Particulars

Payable Amount

Cash Withdrawal Charge

For cash withdrawal from sbi credit card the payable charge is  2.5%  against the transaction amount (for all ATMs), Min Rs. 500. 

Finance Charge

The etihad guest sbi card charges 3.35% monthly as a finance charge.

Foreign currency transaction

3.50% against the transaction amount.

Add-on card fee

None.

 

Contact Details:

Sbi credit card customer care toll free number: 1800 180 1290 (toll-free) / 3902-0202 (add the STD code of your locality)

Sbi credit card complaint mail id[email protected]

If you want to know how to cancel sbi credit card then feel free to visit our FAQ page

100xGain Ratings:

7.5/10

Final Opinion:

If you are a frequent flier and you are looking for a credit card that can offer you premium benefits on travel and regular uses, then this etihad guest sbi card is the best sbi card option for you. It offers benefits like domestic and International lounge access, a big discount on flight booking, fuel surcharge waiver, this card also allows you to earn big reward benefits. So if you are looking for a premium travel card, this card will be a very good option for you.

You can also take a look at the alternative card options given below. 

Alternative Cards: 

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