Etihad Guest SBI Premier Credit Card Review

Etihad Guest SBI Premier Credit Card is one of the most premium travel cards from the State Bank of India, this card is specially designed for those people who wants a premier quality credit card that they can use both as a travel card and a regular credit card. It comes with several premier features and some jaw-dropping benefits like reward benefit, Instant discount on Travel booking, insurance coverage, lounge access, Insurance coverage, Fuel surcharge waiver, etc. This card also comes with some amazing features that can make your life more smooth and easy. So let’s discuss this card in detail.  

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 70 yrs. 
    • Income: ₹60,000 monthly. 
  • For self-employed person:
    • Age: 21 to 70 yrs. 
    • Income: ₹60,000 annually.
  • Good CIBIL Score (750 or more).
  • Good relation with the bank. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report. 

Fee:

  • Joining Fee: ₹4999 + GST
  • Annual Fee: ₹4999 + GST

Benefits:

  • Welcome benefit:

With the issuance of the card, you will get 5000 guests Etihad miles as a welcome gift, (would be credited within 15 days of the payment of the annual fee)

You will get the option of upgrading your status to gold status in 10 days.

On your very first Etihad booking, you will receive 2 free WIFI vouchers, (within 15 days of booking)

  • Discount Offer:

If you book a flight directly through Etihad.com then you can have up to 10% discount, (economy class – 3%, business class – 10%)

  • Reward benefit:

This card offers you 5000 guest Etihad miles as a welcome gift, (which would be credited within 15 days of the payment of the annual fee).

On other transactions, it gives you 2 reward points.

You can redeem your reward miles instantly on hotel, flight, or car rentals.

  • Lounge access:

You will enjoy free membership of the ‘priority pass program’ worth $99.

You will get access to almost 1000 lounges across the world, (4 visits yearly & 2 visits per quarter)

With your ‘Etihad Guest SBI Premier card, you can enjoy access to Indian visa lounges (8 visits in a year, max 2 visits quarterly)

  • Hotel booking:

You can now avail yourself of exclusive benefits at up to 900 frontline hotels in the world.

  • Fuel surcharge waiver:

This card offers a 1% waiver on fuel surcharges at any fuel stations in India, the transaction amount should be between ₹ 500 to ₹ 4,000. 

  • Insurance Coverage:

This card comes with air accidental coverage of ₹ 50 lakh and in case of fraud SBI covers their customers with insurance of ₹ 1 lakh. It also has 1000$ coverage for lost baggage. 

  • Milestone benefit:

On spend of ₹150000 within a year SBI offers you 1,500 guest miles, also you can get 1 companion voucher on spends of ₹8,00,000.

Also if you can spend a minimum of ₹5,00,000 within a year then 2nd year’s annual fee will be waived off.

  • Balance Transfer:

You can transfer the outstanding balances from your other credit card to your ‘Etihad Guest SBI Premier Card’ to get a lower interest rate.

  • Autopay:

With the auto-pay feature, your bills will be paid automatically within due dates. You can also set the maximum amount you want to pay.

  • Flexipay:

With this feature, you can now buy products of your choice and you can pay the bills in easy monthly EMIs at a very low-interest rate. You can transform your bills into EMIs within 10 days of purchase.

  • Add on the facility:

You can add your loved ones with your card as add-on members and they can also enjoy the benefits of having a credit card. The Age of the add-on members should be at least 18 yrs. 

  • Ticket Booking:

With this card you can now book your Railway tickets online and also you can order them at your doorstep with a few simple steps.  

  • Alert facility: 

With this feature, you will feel more secure regarding your account. You will get SMS & E-Mail Alerts on cash transactions, reaching credit limits, Mini statements generation, and lots more.

  • Worldwide Acceptance:

Your ‘SBI Dena Secured Credit Card’ is accepted by over 2 million visa outlets in the world. That means you can use this card almost anywhere.

Charges:

  • Cash Withdrawal Charge: 2.5% for All ATMs, Min ₹500. 
  • Finance Charge: 3.35% monthly. 
  • Foreign currency transaction: 3.50% against the transaction amount. 

Contact Details:

Call: 1800 180 1290 (toll free) 

         3902-0202 (add the STD code of your locality)

Mail: [email protected]

100xGain Ratings:

7.5/10

Final Opinion:

If you are a frequent flier and you are looking for a credit card that can offer you premium benefits on travel and regular uses, then this card is the best option for you. It offers benefits like domestic and International lounge access, a big discount on flight booking, fuel surcharge waiver, this card also allows you to earn big reward benefits. So if you are looking for a premium travel card, this card will be a very good option for you. But if you want a low-cost travel card, then you can go for Etihad Guest SBI Card, you can also go for the Axis My Wings Credit Card.

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