Etihad Guest SBI Premier Credit Card Review

The etihad guest sbi card is one of the most premium travel credit cards offered by State Bank of India, and it is quite popular too among the Indians looking for a premium quality travel credit card at an affordable rate. It comes with a ton of jaw-dropping benefits of sbi credit card like travel points on every transaction, free access to airport lounges, attractive deals on dining and travel booking, and lots more. A detailed description of the sbi credit card benefits is given below.

What are the required eligibility criteria for sbi credit card application?

  • Resident Type: Indian. 
  • SBI credit card eligibility criteria for salaried person:
    • Age: 21 to 70 yrs. 
    • Income: The sbi credit card minimum salary requirement is Rs. 60,000 monthly. 
  • SBI credit card eligibility criteria for self-employed person:
    • Age: 21 to 70 yrs. 
    • Income: Rs. 60,000 annually.
  • A good CIBIL Score (750 or more) is mandatory to apply for this SBI Etihad guest card.

Once your sbi credit card application is submitted successfully you can track your sbi credit card online application using your unique application id.

What documents are required to apply for the etihad guest sbi card?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report.

As per the new rules, all new credit cards are delivered in an inactive state. And to start using your new SBI card you need to activate it by generating a new sbi credit card pin. You can find more about the new sbi credit card activation process from our faq page.

What are the etihad guest sbi card fees?

  • Etihad guest sbi premier card joining fee: Rs. 4999 + GST
  • Etihad guest sbi premier card annual fee: Rs. 4999 + GST

What are the sbi etihad guest credit card benefits?

  • Get started with a huge joining bonus:

As you activate your sbi etihad card for the first time, you will receive 5000 etihad miles as a welcome gift. And as you perform your first successful transaction, you will receive a complimentary etihad gold membership.

Also, with your very first Etihad booking, you will receive 2 free WIFI vouchers, (the sbi voucher will be given to you within 15 days of booking)

  • Enjoy travel benefits like never before:

Every time you book a flight ticket from Etihad airways, you will get a 10% discount on the booking value (economy class – 3%, business class – 10%). Also, this sbi credit card offers a 10% discount on travel miles redemption. 

These sbi credit card flight offers are applicable on the flight tickets booked via Etihad flight ticket booking portal.

  • Make every transaction rewarding:

With every transaction, you make using your state bank of india credit card you can earn Etihad guest miles.

Category of transaction

Rate of earning etihad miles

Rs.100 spent on Etihad.com

6 etihad guest miles

Rs.100 spent on international transactions

4 Etihad guest miles

Rs.100 spent on all other transactions (excluding fuel)

2 Etihad guest miles

You can redeem your sbi rewards points instantly on hotel, flight, or car rentals; you can also convert your earned sbi rewards to cash.

  • Add comfort to your travel:

This etihad guest sbi card gives you free access to domestic and international airport lounges. 

Facility

Fee accesses you can get

Domestic airport lounge access

8 free accesses per year (up to 2 free visits per quarter) under the Visa sbi credit card lounge access program

International lounge access

4 free accesses per year (up to 2 free visits per quarter) under the sbi credit card priority pass program(worth $99)

  • Enjoy freedom from fuel surcharges:

This premium sbi credit card offers a 1% waiver on fuel surcharges across all fuel stations in India, the transaction amount should be between Rs. 500 to Rs. 4,000. You can get a maximum of Rs.250 waiver in a sbi credit card statement cycle.

  • Complimentary SBI card insurance coverage:

The details of etihad sbi card insurance coverage are mentioned below.

Particulars

Total coverage amount

Air accidental death coverage (overseas)

Rs.50 lakh

Fraud liability coverage

Rs.1 lakh.

Lost baggage coverage

1000$

Call the sbi credit card customers care number to claim the benefits of the coverage. You may need to provide some of your sbi credit card details.

  • Opportunity to earn something more.

Card usage

Benefits you can earn

Rs.150000 within a quarter

1,500 etihad guest miles

Rs.8,00,000 within a year.

1 companion voucher

You can check your total earned reward points from the sbi card mobile app

  • A very useful balance transfer feature:

You can transfer the outstanding balances from your other credit cards to your etihad guest sbi card to get a lower interest rate against your dues, and also some extra time to pay off your dues.

You can check your credit card balance by calling the sbi card balance check number or from your sbi credit card net banking account.

  • Enjoy easy bill splitting:

This is one of the best sbi credit card advantages. With this feature, You can transform your bills into sbi credit card emi within 10 days of purchase. This feature is very helpful for frequent shoppers.

  • Your most useful travel partner:

This sbi visa credit card is accepted by over 2 million visa outlets in the world. That means you can use your sbi etihad travel card almost anywhere you go.

What are the sbi etihad premier card charges?

Particulars

Payable Amount

SBI credit card cash withdrawal charges

For cash withdrawal from sbi credit card the payable charge is  2.5%  against the transaction amount (for all ATMs), Min Rs.500. 

Finance Charge

The etihad guest sbi card charges 3.35% monthly as a finance charge.

SBI credit card international transaction charges

3.50% against the transaction amount.

SBI add on credit card fee

None.

How to contact the sbi credit card customer care department?

  • Call the sbi credit card customer care toll free number: 1800 180 1290 (toll-free) / 3902-0202 (add the STD code of your locality)
  • Write to the sbi credit card complaint mail idcustomercare@sbicard.com

100xGain Ratings:

7.5/10

Pros and cons of the sbi etihad premier card:

Pros 

Cons

  • You can earn some good sbi card offers on flight booking.
  • You can get access to priority pass lounges across the globe.
  • You will get huge travel insurance coverage with this sbi etihad guest card.
  • The reward earning rate on this sbi etihad credit card is not that great.

If you don’t want to continue with your old SBI card and want to know how to cancel sbi credit card then feel free to visit our FAQ page

Final Opinion:

If you are a frequent flier and you are looking for a credit card that can offer you premium benefits on travel and regular uses, then this etihad guest sbi card is the best sbi card option for you. It offers benefits like domestic and International lounge access, a big discount on flight booking, fuel surcharge waiver, this card also allows you to earn big reward benefits. So if you are looking for a premium quality travel card, this card will be a very good option for you. You can also take a look at the alternative card options given below. 

Alternative of the sbi etihad guest premier credit card

  1. ICICI bank ferrari platinum credit card (Best for cashback and lounge access benefits)
  2. IndusInd celesta credit card (Best for travel-related benefits)
  3. Kotak wealth management infinite credit card (Best for lounge access and golf benefits) 
  4. RBL bank icon credit card (Best for lounge access) 

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