SBI FBB STYLEUP Credit Card Review

If most of your monthly budget is going into shopping expenses, and if you are looking for an affordable way to make some savings out of it then you should take a look at the sbi fbb styleup credit card. Adding more value to your shopping expenses, this sbi lifestyle credit card offers exclusive cashbacks and powerful rewards on shopping expenses, a handsome waiver on fuel surcharges, and lots of other useful features. More about the sbi fbb credit card offers and benefits are discussed below.

How does the sbi styleup card eligibility work?

• Resident Type: Indian. 
• SBI credit card eligibility criteria for salaried person:
  • Age: 21 to 70 yrs. 
  • Income: Rs. 20,000 monthly. 
• SBI fbb credit card eligibility criteria for self-employed person:
  • Age: 21 to 70 yrs. 
  • Income: Rs. 20,000 monthly. 
• A good CIBIL Score (750 or more) is needed to apply for this fbb sbi styleup card.

As you submit your sbi fbb card application, you will get a unique application id that can be used to track your sbi fbb credit card application status. 

What documents are required for an fbb sbi styleup card application?

• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Photocopy of Address proof (any 1) 
  • Last 6 months bank account Statement
  • Aadhar Card 
  • Driving License 
  • Passport
  • Utility bill
• One recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    • Latest salary slip, (3 months) 
    • ITR (Income Tax Return)
  • Self-employed person
    • Latest Income tax return. 
    • Proof of business
    • Recently audited financial report. 

As per the new rbi guidelines, all new credit cards are delivered in an inactive state, and to start using them, the users need to generate a new credit card PIN. So if you want to know how to activate sbi credit card online? then make sure to take a look at our faq page.

What are the fbb sbi credit card fees?

• SBI fbb styleup card joining fee: Rs. 499 + GST
• FBB sbi styleup credit card annual fee: Rs. 499 + GST

What are the benefits of sbi fbb credit card? 

• A wonderful joining bonus to make a proper start:

With the payment of the joining fee, you will get a gift voucher of Rs. 500 as a welcome gift. You will also get a renewal benefit of 2000 sbi fbb card reward points every year with the payment of renewal fees. You can make your sbi fbb credit card payment from your net/mobile banking account. 

• Make shopping more rewarding with the STYLEUP discounts:

This fbb sbi styleup credit card features a 10% discount on fashion apparel, accessories, footwear, and school bags, backpacks at Big Bazaar, and FBB stores. The sbi big bazaar offer is applicable only to some of the selected products.

• Get rewarded for every transaction you make:

Your SBI fbb card offers you 10X rewards for shopping at Big Bazaar, Standalone Fbb, food bazaar, and also on your dining expenses. You can check the status of your earned reward points from your sbi card mobile app.

• Enjoy freedom from fuel surcharges:

If you use this sbi styleup card to purchase fuel from any fuel station in India, you can get a 1% waiver on fuel surcharges. The transaction amount should be between Rs. 500 to Rs. 3000, you can save a maximum of Rs. 100 per sbi credit card statement cycle.

• Split your high value transactions into EMI with the Flexi pay option:

Using the sbi credit card flexipay option you can split any of your high-value transactions into small monthly installments. This feature is very helpful for frequent shoppers. You can check the status of your active emis on fbb sbi styleup card from your net banking account.

• Make repayment easier with the balance transfer feature:

The sbi balance transfer feature allows you to transfer the outstanding of other credit cards to your fbb sbi card so that you can get a lower interest rate against your dues as well as some extra time to make the repayment. 

You should always check your available sbi fbb styleup credit card limit before performing a balance transfer. Click here if you want to know how to check sbi credit card limit online?

• Enjoy the convenience of the advanced contactless payment facility:

The sbi fbb card is equipped with an advanced contactless payment facility. This feature allows you to make payments just by placing your sbi styleup card over any contactless-enabled POS machine. You can control the contactless sbi fbb credit card payment option from your net banking account. 

What are the fbb sbi styleup visa card charges?

Particulars	Payable Amount
SBI credit card cash withdrawal charges.	2.5% at domestic ATMs and 3% at International ATMs, min Rs. 300, Check your fbb sbi credit card minimum limit before making a withdrawal.
Finance Charge.	The sbi fbb card interest rate is 3.35% monthly.
SBI credit card international transaction charges.	3.5% against the transacted amount.
SBI fbb card add-on card fee.	None.

How to contact the sbi fbb credit card customer care department?

• You can call the fbb sbi credit card customer care number: 1860-180-1290 / 022-3902-0202 or 1860-180-7777
• sbi credit card mail id: customercare@sbicard.com

100xGain Ratings: 

7/10

Pros and cons of the sbi styleup card:

Pros	Cons
This sbi lifestyle credit card offers a big discount on shopping expenses. The rate of earning sbi fbb styleup credit card reward points is also very good. You can earn a handsome monthly waiver on fuel surcharges.	This fbb styleup sbi credit card does not offer any lounge access or golf benefits. This sbi fbb styleup credit card is not that good at offering travel benefits.

If you don’t want to continue with your old SBI credit card and are thinking about how to close sbi credit card account permanently, then make sure to take a look at our faq page.

Final Opinion:

Hopefully, this fbb sbi credit card review has helped you to understand this card better. If you love to shop offline and if you are a regular customer of fbb stores or BigBazar then this card can earn you some exclusive benefits from its offers. You will get a 10% discount on some selected items, 10X sbi reward points on shopping, 1% waiver on fuel surcharges, etc. 

But if you are not satisfied with the benefits of this sbi fbb credit card then take a look at the alternative card options given below. 

Alternative cards of the fbb sbi styleup visa card: 

1. Axis bank buzz credit card (Best for earning benefits on shopping and dining)
2. RBL platinum delight credit card (Best for reward point and fuel surcharge waiver) 
3. RBL platinum maxima credit card (Best for reward point and lounge access)
4. Simply save sbi credit card. (Best for earning reward points)