There are so many credit cards available for the customers of SBI for their daily uses. SBI offers FBB SBI STYLEUP Card in partnership with FBB. This card is specially designed for shopping of food and fashion. The card is full of privileges such as welcome gift, discount waiver, STYLEUP Edge, fuel surcharge waiver, cash on the go, utility bill payments facility, flexipay, balance transfer on EMI, easy money, worldwide acceptance, add-on card benefits, emergency card replacement, SBI card drop box locator etc.
Lets discuss about the card briefly –
- Age: The applicant should be 21 years old and not more than 70 years.
- Citizenship: Applicant should be an Indian.
- Occupation: The applicant should be salaried or self employed.
- Income : Applicant should have a good source of income.
- Identity proof: Aadhaar card, electricity bill, telephone bill, water bills etc.
- Income proofs:
Last 3 month’s bank statement, salary slip of last 3 months or any document of income.
Recent Income Tax Returns, Balance sheets.
- PAN card
Annual fee – Rs.499 + Taxes
Renewal fee/ annum – Rs.499.
There is no add-on card fee.
Privileges on FBB SBI STYLEUP Card :
- Welcome gifts: If you choose FBB SBI STYLEUP card you will be able to get some welcome gifts. After receiving of your card you will get a SMS on your registered mobile number. You will get Fbb gift vouchers worth Rs.500 by this SMS. You can choose the gift vouchers by replying the SMS or by calling the customer care number. You can redeem these gift vouchers at FBB stores and Big Bazaar stores. The validity of the gift vouchers is 1 year.
- You will get the welcome gift in between 15 days of paying the joining fees.
- You will get a anniversary gift worth 2000 reward points every year.
- STYLEUP Discount Waiver:
- You will get 10% discount for purchasing fashion apparel, accessories, footwear and school bags, backpacks at Big Bazaar and FBB stores.
- The offer is valid only for the selected products.
- STYLEUP Edge:
- You will get 10X reward points if you spend for shopping at Big Bazaar, Standalone Fbb and food bazar and for dining.
- Fuel Surcharge Waiver : There is a offer for all Tata Platinum cardholders at any petrol pump. You will be able to get freedom from 1% fuel surcharge.
- You can save only maximum Rs.100 per statement Cycle.
- The transaction must be in between Rs.500 to Rs.3000 if you want to get the offer.
- The GST is not applicable in this waiver.
- If you want to raise this profit, use the card at petrol pump you want all over India.
- Cash on the Go: You will be able to withdraw money from more than 1 million Visa ATMs all around the world.
- Utility Bill Payment Facility: You can use your card for your utility bill payments such as electricity bill, water bill, telephone bill, etc.
- Flexipay : If you purchase worth Rs.2500 or more with the help of your card , you can convert your transaction in easy monthly instalments. You have to pay very low interest. To use this facility ( convert into flexipay) you have to log in to sbicard.com with your username and password in between 1 month of your purchase.
- Balance transfer on EMI: You can pay your EMI by your card to gain a low rate of interest as well as you can save money while you pay your EMIs through your card.
You can transfer the outstanding balance of card of other’s bank to your FBB SBI STYLEUP card. There is a very low interest rate. Thus you can save money while paying the dues of your card.
- Easy Money Facility : By the easy money facility it is possible to get a draft or cheque against your card limit.
You will be able to get the Facility to your doorstep.
For booking of easy money you have to log in to sbicard.com with your username and password.
- Worldwide Acceptance: You can use your card in all around the world. You will be able to use your card in more than 24 million outlets around the world and 3.25 lakhs outlets in India.
- Add-on Cards : You can use add-on cards for your family ( parents, spouse, children, brothers and sisters whose age must be 18 years) for their uses.
- Emergency Card Replacement: You can replace your card anywhere around the world.
- SBI Dropbox Locator: You can search the nearest SBI card drop box from your location. To know the location you have to type PIN<space>your 6 digits pin code and send this to 56767 via SMS. You will get the list .
- Interest free period 20days to 50 days.
- Finance charges 3.35% per month and 40.2% per year.
- Cash advance fees 2.5% of the amount at SBI and other ATMs (minimum Rs.300) and 2.5% for International ATMs.
- Cash payment fees Rs.199.
- Rs.100 for Cheque pick up fee
- Cheque payment fee Rs.100.
- Payment dishonor fee 2% of transaction amount ( minimum Rs.500).
- Rs.100 for statement retrieval .
- Rs.225 per charge-slip for charge slip retrieval.
- Late payment:
- 0 for due of Rs.0 to Rs.200
- Rs.100 for due of Rs.200 and up to Rs.500.
- Rs.400 for due of Rs.500 and upto Rs.1000
- Rs.600 for due of Rs.1000 and upto Rs.10000
- Rs.800 for due of Rs.10000 and up to 25000
- Rs.950 for due of Rs.25000 or more.
- Rs.100 for card replacement.
- Over limit charges 2.5% of the amount ( minimum Rs.500)
- Rs.0 for emergency card replacement at abroad.
- Foreign currency mark-up 3.5%.
- Rs.99 for reward redemption fees.
Customer Care: If you want to know more about the card you can contact in this 24×7 helpline number 1800 180 1290 or 39 02 34 56.
100X Gain Rating: 4 stars.
Final Opinion: If you are searching for a credit card for shopping at FBB you can choose the FBB SBI STYLEUP card. The fees and charges of the card are very low. So you can save money while spending.