Flipkart Axis Bank Credit Card Review

Axis Bank has launched a new credit card with the alliance of the e-commerce site Flipkart.  This card is one of the best credit cards offered by Axis Bank. It is best suited for shopping and daily transactions. The benefits offered by this card are Cash-Back on online shopping, lounge access, fuel surcharge waiver, EMI conversion, dining, and lots more. More details of the card are discussed below. 

Eligibility Criteria:

  • Resident Type: Both Indian and Non-Resident Indians can apply for this card. 
  • For salaried person:
    • Age: 18 to 70 yrs. 
    • Income: ₹15,000 monthly. 
  • For self-employed person:
    • Age: 18 to 70 yrs. 
    • Income: ₹15,000 monthly. 
  • Good CIBIL Score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 


  • Joining Fee: ₹500 + GST
  • Annual Fee: ₹500 + GST (can be waived off if ₹2,00,000 is spent within a year)


  • Welcome benefit:

With the issuance of the card, you will get those benefits as a welcome benefit.

  • Flipkart offer:

With the first successful transaction made with this card, you will receive a ₹500 gift voucher from Flipkart. 

  • Ganna offer:

With this card, you will get 15 months of Ganna plus subscription at a discounted price of ₹ 399.

  • Myntra offer:

If you shop on Myntra using this card you will enjoy up to 15% of Cash-Back on your first purchase. (Maximum Cash-Back – ₹ 500)

  • Benefit on hotel booking: 

If you book your hotel from MakeMyTrip then you will get up to ₹500 discount on it. the same offer is applicable on Goibibo. 

  • Cash-Back:

With this card, you will get a 5% discount on Myntra, Flipkart, and 2GUD,

You will also get an extra 4% discount at some preferred merchants.

This card also offers a 1.5% Cash-Back on all other categories.   

  • Lounge access:

With this card, you will get 4 complimentary accesses to Indian airport lounges. You will get a maximum of 4 accesses per year. 

  • Dining benefit:

With this card you can enjoy up to a 20% discount on your dining bill, this offer is applicable at some selected restaurants in India. 

  • Fuel surcharge waiver:

This card offers a 1% waiver on fuel surcharge this offer is applicable at any fuel station in India. 

  • Annual Fee waiver:

If you can spend ₹2,00,000 with your card within a year, then the annual fee for the next year will be waived off. 

  • EMI Facility: 

With this card, you can convert any purchase over ₹2500 into EMI. This feature is very helpful for frequent shoppers.  

  • Worldwide acceptance:

This card is globally accepted you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.

  • EMV Chip Card:

This card comes with the advanced EMV chip it adds more security to your transactions.


  • Cash Withdrawal Charge: 2.5% against the amount. Minimum ₹500. 
  • Finance Charge: 3.4% monthly. 
  • Foreign currency transaction: 3.5% against the transaction amount. 

Contact Details:

Call: 1860-419-5555

Mail: [email protected]

100xGain Ratings:


Final Opinion:

If you are looking for a credit card for online shopping then this card can be a very good option for you. You will get a 5% Cash-Back on your online shopping, up to a 20% discount on dining bills, 4 lounge access per year, fuel surcharge waiver, EMI facility, and lots more. So if you shop online more frequently, then this card will be perfect for you. 

But this card does not feature benefits like reward benefits and benefits on movie tickets. So if you want to earn reward points from your card then you can go for IndusInd Bank PAYBACK Credit Card, and if you want to earn benefits on movie tickets then you can go for ICICI Coral American Express Credit Card. 

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