If earning reward points with every transaction seems beneficial to you, then you would love the hdfc bank diners club rewardz credit card. Targeting the huge Indian customer base, this hdfc diners card offers attractive rewards on every transaction, complimentary concierge service, attractive benefits on hdfc credit card renewal, and lots more. A detailed description of the hdfc diners club card benefits is mentioned below.
Table of Contents
What is the required eligibility for credit card in hdfc bank?
- Resident Type: Indian
- HDFC diners club credit card eligibility criteria for salaried person:
- Age: The age of the applicant should be between 21 to 60 years.
- Income: Rs. 30,000 monthly.
- HDFC diners club credit card eligibility criteria for self-employed person:
- Age: The age of the applicant should be between 21 to 65 years.
- Income: Annual Income Tax Return should be greater than Rs. 3.6 lakh.
- A credit score of 720+ is required to get this hdfc rewardz credit card.
You can apply for this hdfc diners card from the HDFC credit card online application portal. You can find the complete process on our faq page.
What documents are required to apply for the hdfc diners club rewardz credit card?
- Photocopy of Address proof (any 1)
- Last 6 months bank account Statement
- Aadhar Card
- Driving License
- Passport
- Utility bills
- Photocopy of ID Proof (any 1)
- Aadhar card
- Voter Card
- Passport
- PAN Card
- Two recent passport-sized photographs
- Proof of income statement:
- Salaried Person (any 1)
- Salary Slip of last 3 months
- ITR (Income Tax Return)
- Self-employed person
- Income tax return of the last year
- Proof of business
- Salaried Person (any 1)
Once your hdfc credit card application is submitted successfully, you can track your online hdfc credit card application status using your application number. You can click here for the hdfc credit card application tracker.
How much are the hdfc diners rewardz credit card fees?
- HDFC diners credit card joining fee:Rs.1000 + GST
- HDFC hdfc diners card annual fee: Rs.1000 + GST
What are the hdfc diners credit card benefits?
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A hearty welcome:
With the issuance of the hdfc rewardz credit card, you will be welcomed with 1000 hdfc rewardz, the points will be credited to your hdfc credit card account with the payment of the first year joining fee.
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Make your transactions more rewarding:
The hdfc diners rewardz credit card reward points are offered like this.
|
Category of transaction |
Rate of earning hdfc diners rewards |
| Every Rs.150 retail transaction | 3 diners club rewards |
| Insurance premium payment | 2000 hdfc diners club reward points per day |
The hdfc diners club credit card reward points redemption process is very simple. You can use your earned rewardz points for flight/hotel booking from SmartBuy, you can convert them into AirMiles, you can also convert hdfc credit card reward points into cash, or you can use them to get a product from the hdfc credit card reward points redemption catalogue.
The value of 1 reward points in hdfc credit card depends on the redemption method. You will get a clear idea from the table given below.
| HDFC credit card 1 reward point value in rupees depending on the redemption method | |
| HDFC smart buy flight booking and hotel booking | Rs. 0.30 |
| When converted into AirMiles | Rs. 0.30 |
| HDFC credit card reward catalog | Rs. 0.25 |
| If redeemed into cash | Rs. 0.15 |
The hdfc diners rewards are valid for 2 years from the date of their accumulation. You can find the hdfc credit card rewards redemption form from the hdfc credit card form center.
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Exclusive benefits on travel:
You can redeem hdfc credit card points for travel booking from the SmartBuy website. You will also get 5% cashback on your expenses made via hdfc bank smartbuy.
As per new credit card rules, online transactions on new credit cards are turned off, but you can turn it on manually from the internet banking for hdfc credit card. Click here if you are interested to know how to activate hdfc credit card for online transactions.
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Opportunity to make your hdfc credit card lifetime free:
If you can spend Rs. 1 lakh with your diners hdfc credit card within a year, you will get a complete waiver on your next year’s hdfc diners club credit card annual fee.
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Renewal benefit:
Every year with the payment of the hdfc credit card renewal fee, hdfc diners credit card offers 1000 reward points as a bonus gift. This offer is not applicable if the annual fee is waived off. You can download the hdfc credit card renewal form from the hdfc bank credit card form center.
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Enjoy the assistance of a multilingual concierge service:
This diners club hdfc credit card offers a 24X7 active multilingual concierge service to assist you during travel.
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Security of the advanced EMV chip:
On this diners club credit card hdfc bank comes with the advanced EMV chip. These chips use a very strong encryption method to store your sensitive hdfc credit card information making your diners club card nearly impossible to clone.
But if you notice something unusual with your hdfc credit card account, you should immediately report it by calling the hdfc credit card customer care toll free number. You can also block hdfc credit card accounts from your hdfc credit card mobile app.
What are the hdfc credit card diners club rewardz card charges?
|
Particulars |
Payable amount |
| Cash advance credit card fee | 2.5% against the withdrawn amount, min Rs.500 (check your credit card cash withdrawal limit before making a withdrawal) |
| HDFC credit card finance charges | The applicable credit card rate of interest is 3.6% monthly or 43.2% annually |
| HDFC bank diners club international credit card transaction charge | 3% against the transaction amount |
| HDFC add on credit card fee | Free for a lifetime |
If you want to apply for an hdfc add on credit card then you can download the hdfc add on credit card form from the HDFC credit card form center.
How to contact the hdfc diners club customer care department?
- Call the hdfc bank credit card customer care toll-free no: 1800-266-4332 (Toll-Free) or 022-616-6161
- Write to the email of hdfc credit card customer service: customerservices.cards@hdfcbank.com
100xGain Ratings:
6/10
Pros and cons of the hdfc diners club rewardz credit card:
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Pros |
Cons |
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Final Opinion:
If you want a card to take care of your everyday expenses then you would find this hdfc diners rewardz credit card helpful. It offers 3 rewardz points on every retail transaction made with this card. You can also redeem hdfc points into air miles.
But the value of the diners club rewards is way too low, which completely ruins the interest in the card, since earning reward points is the only noticeable benefit that this hdfc diners card offers. So if you want a low-cost reward credit card, then I would recommend you visit our best rewards credit card page. You can also compare the alternative card options given below.
Alternative cards of the hdfc bank diners rewardz credit card:
- Axis Bank Signature Credit Card (Best for reward and lounge benefits)
- Hdfc diners club premium credit card (Best for reward and lounge benefits)
- LIC Titanium Credit Card (Best for reward points)
- SBI Aurum credit card (Best for lounge and movie benefits)