HDFC Diners Club Miles Credit Card Review

HDFC Bank is best known for offering the most feature-rich credit cards in India, and this is not an exception for the hdfc diners club miles credit card. This card is specially designed for those who are looking for low-cost travel credit cards

Among the several hdfc credit card types it stands out because of its unique features which include, powerful hdfc credit card rewards on every transaction, free access to airport lounges, attractive deals on dining expenses, and complimentary hdfc credit card insurance coverage, and lots more. More about this hdfc diners card is discussed below.

Who can apply for the hdfc bank diners clubmiles card?

  • Resident Type: Indian. 
  • HDFC diners club credit card eligibility criteria for salaried person:
    • HDFC credit card age limit: 21 to 60 yrs. 
    • Income: Rs. 30,000 monthly. 
  • HDFC bank credit card eligibility criteria for self-employed person:
    • HDFC credit card age limit: 21 to 65 yrs. 
    • Income: ITR should be greater than Rs. 3.6 lakh annually. 
  • A CIBIL score of 750 is required to apply for the diners clubmiles hdfc credit card

What documents are required to apply for a hdfc diners club credit card?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of the last 3 months 
      • ITR (Income Tax Return)
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report.

What are the HDFC diners club miles credit card fees?

  • HDFC diners club card joining fee: Rs.1,000 + GST
  • HDFC credit card annual fee: Rs.1,000 + GST

What are the hdfc diners club credit card benefits?

  • Make every transaction rewarding:

For spending Rs.150 you can earn 4 hdfc reward points. Your earned hdfc credit reward points can be redeemed against air tickets and hotel accommodation or from the hdfc credit card rewards catalog. The value of hdfc credit card reward points may vary depending on the reward redemption method.

The value of 1 reward point in hdfc credit card is equivalent to

Air miles 

1 air mile 

Flight/ hotel booking at smartbuy hdfc


HDFC credit card reward catalogue




  • Add comfort to your travel:

This hdfc diners club card gives you 6 free accesses per year, to over 1000+ airport lounges worldwide. If you want to get the best hdfc lounge access credit card then visit our hdfc credit card page to find out which hdfc credit card is best for you. 

  • Attractive hdfc credit card dining offers:

Using this hdfc bank diners club card you can get up to a 15% discount on your dining bill, at some of the finest restaurants in India.

  • Complimentary hdfc credit card insurance coverage:

The details of the hdfc credit card insurance coverage are mentioned below.


Total coverage amount

Air accidental death coverage

Rs.1 Crore

Emergency medical expense coverage

Rs.25 Lakh

Lost or delayed baggage coverage


  • Complimentary lost card liability coverage:

This diners credit card comes with lost card liability coverage of Rs. 9 lakh. So if your diners club card ever gets lost or stolen, then you just have to report it by calling the hdfc credit card customer service no and you will not be liable for anything bad that may happen to your lost hdfc credit card.

You can also temporarily block hdfc credit card. If you don’t know how to block hdfc credit card? Then visit our hdfc credit card faq page to learn the complete procedure. 

  • Make your hdfc diners card free for a lifetime:

On spending Rs. 1 lakh with your hdfc card within a year, you can get a complete waiver on your next year’s hdfc credit card annual fee. So if you want to use your hdfc credit card without annual fee then you just have to keep spending Rs.1 lakh per year.

  • Cutting-edge security:

This hdfc diners credit card comes with a built-in EMV chip, these chips use a very strong encryption method to store your sensitive credit card information, making your diners club card nearly impossible to clone.

What are the hdfc credit card charges?


Payable amount

HDFC credit card cash withdrawal charges

2.5% against the withdrawal amount, min Rs. 500 

(Check your available hdfc bank diners clubmiles card credit limit before making a withdrawal)

HDFC credit card finance charges

The hdfc credit card interest rate can go up to 3.6% monthly

HDFC credit card international transaction charges

3.0% against the transacted amount.

HDFC add on credit card fee


How to contact the hdfc credit card customer care department? 

  • Call the hdfc credit card customer care number: 1800-266-4332 / 022-2856-4332 or 022-6160-6161
  • Write to the hdfc credit card service mail id:  

100xGain Ratings: 


Pros and cons of this hdfc diners club credit card:



  • This hdfc bank credit card offers you free access to airport lounges.
  • The rate of earning hdfc rewards is also impressive.
  • There is also a huge discount on dining expenses.
  • There are no entertainment benefits on this hdfc diners card.

If you are thinking, ‘Which is the highest HDFC credit card?’ then visit our hdfc cards page, you can find all the hdfc cards there.

Final Opinion:

Now the most important question is, ‘Is HDFC Diners Club card good?’ This card is best for frequent travelers, the features and benefits offered by this card are awesome, especially at this cost. You will get hdfc credit card points on every transaction, free lounge access, attractive hdfc dining offers, and lots of other benefits for using the online hdfc credit card payment method known as hdfc payzapp. So, I think, at an annual fee of Rs. 1000, it is one of the best hdfc credit cards for frequent travelers. 

But HDFC bank has recently discontinued this Diners club miles card. Therefore, we have listed some similar cards for you, take a look at them, and hopefully, you will find your choice.

Alternative cards of the diners clubmiles international card

  1. AU Small Zenith (Best for lounge access and reward points)
  2. Axis Bank reserve credit card (Best for lounge access and reward points)
  3. ICICI Bank Visa Signature Credit Card (Best for lounge access and dining)
  4. Yes Private Prime Credit Card (Best for lounge access and golf)


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