The HDFC Corporate Visa Signature Credit Card is a premium quality hdfc corporate credit card from HDFC Bank, dedicated to making your business trips comfortable. It packs some really helpful features and benefits like lounge access, reward points, insurance coverage, fuel surcharge waiver, and a number of other unique features and benefits that will help you to run your business more smoothly. This card is powered by Visa and it offers up to 50 days of the interest-free period. More details of the card are given below.
HDFC Bank Credit Card Eligibility Criteria:
This card is not meant for personal use, you can only get this card on behalf of your company.
- Resident Type: Indian
- The age of the applicant should be between 21 to 65 years.
- The applicant company should be trading for at least 2 years.
- The minimum annual turnover of the company should be Rs. 10 Crore.
- A long relationship with the bank will help you to get this card.
- An excellent credit score (above 780) is needed to apply for this card.
You can apply for this card from the hdfc bank credit card online application page. Once your application is submitted successfully you can track the status of your application from the hdfc online credit card status tracking page.
Required Documents To Apply For HDFC Visa Signature Credit Card:
- Photocopy of Address proof (any 1)
- Last 6 months bank account Statement
- Aadhar Card
- Driving License
- Utility bills
- Photocopy of ID Proof (any 1)
- Aadhar card
- Voter Card
- PAN Card
- Two recent passport-sized photographs
- Proof of income statement:
- Salary Slip of last 3 months
- ITR (Income Tax Return)
As per the new credit card rules, all new HDFC credit cards are delivered in an inactive state, but you can activate them manually by generating a new hdfc credit card pin . The hdfc bank credit card pin generation online process is discussed on the 100xGain FAQ page.
HDFC Credit Card Fees:
- Joining Fee: None.
- Annual Fee: Free for a lifetime.
HDFC Lifetime Free Credit Card Benefits:
You can earn reward points for almost every transaction made with this card. For each Rs. 150 transactions, you will get 2 reward points.
The hdfc bank credit card reward points redemption procedure is very easy, you can convert them into air miles and use them to book hotels and flights, you can also redeem them into cash or use them to get a product from the hdfc credit card points redemption online catalog.
To redeem your HDFC credit card rewards points into cash, download the hdfc credit card cash redemption form and send it to the hdfc credit card division email address.
Free access to domestic and international lounges:
Using the hdfc credit card priority pass membership that comes with this card, you will get 6 free accesses per year to over 1200+ airport lounges worldwide. You will also get some extra facilities like free internet, faxes, conference rooms, etc.
Also under the hdfc credit card lounge access program, you will get up to 8 free access to most of the domestic Visa lounges. As per the new credit card rules, online transactions on new credit cards are turned off, you can turn on the online hdfc credit card payment option from your netbanking hdfc credit card account.
Freedom from fuel surcharge:
If you use this lifetime free hdfc credit card to purchase fuel at any fuel station in India, you will get a 1% waiver on fuel surcharges. This offer is applicable on transactions between Rs. 400 to Rs. 5,000. You can earn a maximum of Rs. 1000 waiver in a credit cycle. You can check your hdfc credit card billing cycle details from your net banking account.
Useful tools that will make your life easier:
Using the awesome tools and services that come along with this lifetime free hdfc credit card, you can run your business much smoother. The details are given in the table below.
|Advanced reporting tools||
|Convenient resolution process||
Insurance coverage protection:
This hdfc lifetime free credit card comes with air accidental insurance coverage of Rs. 1 crore. You will also get coverage of Rs. 3 lakh against road and railway accidents.
Easy payment options:
You can make your hdfc bank credit card payment through hdfc net banking account, or by using any credit card payment app. But if you don’t like the hdfc bank credit card online bill payment method then you can pay your credit card bill offline via cheque, NEFT, ATM, or from your nearby HDFC branch. Click here if you need the ifsc code of hdfc credit card.
Contactless payment facility:
This card is equipped with an advanced contactless payment facility. This hdfc credit card payment method allows you to make payments with just a wave at any secure reader machine.
Due to security reasons, the contactless credit card transaction feature is limited to Rs. 5000 per transaction, you can also set your own contactless transaction limit from the netbanking for hdfc credit card.
If you notice something suspicious with your account, you can temporarily disable your hdfc credit card account online from the HDFC credit card mobile app.
HDFC Bank Credit Card Charges:
- Cash Withdrawal Charge: 2.5% against the withdrawn amount (min Rs. 500).
- Finance Charges: 3.25% monthly or 39% annually (Applicable even if the HDFC credit card minimum payment is made within the due date).
- Foreign currency conversion charge: 3.5% against the transaction amount.
- Add-on card fee: Free for a lifetime.
HDFC Credit Card Grievance Cell Contact Details:
- Call the hdfc customer care toll free number for credit card: 1800-266-4332 (Toll Free) or 022-6160-6161
- Write to the hdfc credit card complaints mail id: [email protected]
If you are looking for an affordable way to make your business trips much more premium, then this card will be a solid choice for you. It offers free access to domestic and international lounges, reward points on every transaction, insurance coverage protection, fuel surcharge waiver, and some useful tools that will help you to make your life much easier.
But this card has some minor flaws; it does not offer anything on dining or travel booking or entertainment categories. But this will not be a deal-breaker since this card comes free of cost. So if you are eligible then you must go for this card.