HDFC Corporate World Mastercard Credit Card Review

HDFC Bank is the leading credit card issuer in India. Their credit cards are best for their offered benefits and usefulness. And the HDFC corporate world mastercard credit card is not an exception, it is a low-cost corporate credit card from HDFC bank that comes with a ton of attractive hdfc credit card and benefits and features like reward points, lounge access, lifetime free add-on cards, and a bunch of useful tools that can help you to run your business more smoothly. More details of the hdfc mastercard credit card are discussed below.

Who is eligible for hdfc corporate card?

This card is meant for corporate usage only, and you can only get this hdfc mastercard card on behalf of your company. 

  • Resident Type: Indian.
  • The annual turnover of the company should be greater than Rs. 10 crores. 
  • The company must be trading for at least 2 years. 
  • An excellent credit score (above 780) is needed to apply for this hdfc world credit card

What documents are required to apply for an hdfc corporate credit card?

  • Photocopy of Address proof (any 1)
    • Last 6 months bank account Statement
    • Aadhar Card
    • Driving License
    • Passport
    • Utility bills
  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Two recent passport-sized photographs
  • Proof of income statement:
    • Income tax return of the last year
    • Proof of business

As per the new credit card rules, all new hdfc cards are delivered in an inactive state, and they are activated by generating a credit card PIN. You can find more about the hdfc credit card 4 digit pin generation process from our FAQ page

What are the HDFC Corporate mastercard world card fees?

  • HDFC corporate masterCard joining fee: This will be communicated at the time of card approval. 
  • HDFC corporate mastercard annual fee: Free for a lifetime.

What are the HDFC Corporate world mastercard card benefits?

  • Make every transaction rewarding:

For each Rs. 150 spent using this hdfc mastercard card, you will get 2 reward points. The hdfc credit card reward points redemption procedure is very simple, you can use them for flight or hotel booking, you can also use them to get a product from the hdfc credit card points redemption catalog

To redeem your rewards into cash, just fill up the hdfc credit card reward points cash redemption form and send it to the hdfc credit card head office mail id. 

  • Add comfort to your travel:

Under the hdfc bank priority pass membership, this card offers you 6 free yearly access to above 1200+ priority pass lounges across the globe. On the issuance of the card, you will get a hdfc priority pass apply link to apply for the priority pass membership

Also under the hdfc mastercard lounge access, this card offers you 8 yearly accesses at domestic MasterCard lounges.

  • Get freedom from fuel surcharges:

This hdfc card offers a 1% waiver on fuel surcharges across all fuel stations in India. The transaction amount should be between Rs.400 to Rs.5,000 and you can earn a maximum of Rs.1,000 waiver in a hdfc bank credit card statement cycle. 

You can check your total earned benefits from your hdfc credit card bill statement. You can also get a hdfc credit card mini statement from your net banking hdfc credit card account

  • Complimentary hdfc credit card insurance coverage:

You will get Rs.1 Crore coverage against air-accidental deaths and Rs. 3 lakh coverage against deaths caused by railway and road accidents. You can call the hdfc bank credit card customer care number to claim the benefits of the coverage. 

  • Useful tools and services to make your life easier:

In order to make things easier for you, this master card world card comes with a number of useful corporate tools.

Individual tools


Advanced reporting tools.
  • Detailed reports on spend categories, expenses, and all other hdfc credit card account details anytime you want. 
  • Detailed transaction history of each of your add-on members. 
Convenient resolution process.
  • Easy access to domestic and international transaction reports.
  • Easy and convenient claiming process.
  • Minimal processing time. 
  • Easy application process:

You can apply for your desired hdfc corporate credit card from the HDFC credit card online applications portalOnce your hdfc credit card application form is submitted successfully, you can track online hdfc bank credit card application status using your application id or registered mobile number. The complete process is discussed on our faq page.

  • Instant hdfc cards payment option:

You are allowed to pay hdfc credit card bill through hdfc net banking or by using any credit card payment app like Cred, Paytm, PhonePe, Google pay, etc. 

But if you don’t like the online methods, then you can make hdfc credit card bill payment through neft, Cheque, ATM, more about which are discussed on our faq page.

  • Contactless payment option:

This hdfc master card credit card is equipped with an advanced contactless payment system; it allows you to make payments just by placing your hdfc mastercard credit card over any contactless-enabled POS machine.

If you notice something unusual with your credit card, then you can block hdfc credit card account temporarily from your hdfc credit card mobile app, or with just an SMS. If you are interested to know how to block hdfc credit card by sms? Then feel free to take a look at the 100xGain FAQ page.

What are the hdfc bank mastercard credit card charges?


Payable amount

Charges for cash withdrawal from credit card 2.5% against the withdrawn amount (min Rs.500)
HDFC bank card finance charges The hdfc credit card interest rate after due date will be 3.25% monthly or 39% annually.
HDFC international credit card transaction charge 3.5% against the transaction amount.
HDFC add on credit card fee Free for a lifetime.

Due to security reasons, international transactions on all new hdfc bank cards are temporarily disabled. So if you want to know how to enable international transaction on hdfc credit card? then take a look at the 100xGain FAQ page.

HDFC credit card customer care contact details:

  • Call the hdfc credit card customer care toll-free number: 1800-266-4332 (Toll-Free) or 022-616-6161
  • Write to the hdfc credit card customer care mail id: 

Also if you want to file a complaint against a particular transaction, you can download the hdfc charge dispute form from the form center.

100xGain Ratings: 


Pros and cons of the mastercard hdfc corporate card:



  • You will get a complimentary priority pass membership with this hdfc world credit card.
  • This card allows you to earn reward points with every transaction.
  • There are no dining or travel booking benefits on this hdfc mastercard credit card.

If you don’t want to continue with your old hdfc credit card, then feel free to visit our faq page to know the hdfc credit card cancellation process.

Final Opinion:

If you are looking for a low-cost hdfc credit card for corporate-related expenses, then this card will be a good choice for you. The most attractive feature of this hdfc master credit card is the priority pass membership which gives you access to some of the leading airport lounges. Also, with hdfc bank credit card rewards on every transaction, fuel surcharge waiver, and other useful HDFC credit card services, it can be a very helpful tool for your business.

But if you are looking for a more premium option, then you should visit our top cards page. There are also some alternative cards given below, you should also take a look at them.

Alternative cards of the HDFC master card world card:

  1. HDFC Corporate Premium Credit Card (Best for reward and lounge benefits)
  2. HDFC Bank & SAP Concur Solutions Black Corporate Credit Card (Best for reward and lounge benefits)
  3. HDFC Distributor Credit Card (Best for offering easy access to credit)

It is often asked, ‘Which is the highest HDFC credit card?’ now, if you ask me, I would say hdfc infinia metal credit card is the highest card from HDDFC, but others may have different opinions about it.

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