HDFC Flipkart Wholesale Credit Card Review | HDFC Flipkart Credit Card Review

If you regularly purchase from flipkart wholesale, then the HDFC Flipkart Wholesale Credit Card will be the most beneficial card for you. It is a B2B credit card designed mainly for small business owners. 

This wholesale hdfc card features a very low annual fee of just Rs.499 and offers you several awesome benefits like, exclusive hdfc credit card offers on flipkart wholesale, cashback on utility bill payments, and an annual fee waiver option, and lots more. A detailed description of the Flipkart hdfc credit card benefits is mentioned below.

Who can apply for the HDFC flipkart credit card?

Since this card is not launched yet, the required eligibility criteria are not clear. But as per our experience, we can say that it should be like this.

  • Resident Type: Indian
  • For salaried person:
    • Age: 21 to 60 years.
    • Income: Above Rs.35,000 monthly.
  • For self-employed person:
    • Age: 21 to 65 years.
    • Income: Above Rs.40,000 monthly.
  • A credit score of 750+ is needed to get this hdfc flipkart credit card.

As this card gets launched, you can apply for this card from the hdfc flipkart credit card apply online portal. You can find more about the hdfc credit card application process from our faq page.

What documents are required to apply for the hdfc flipkart credit card?

  • Photocopy of Address proof (any 1)
    • Last 6 months’ bank account Statement
    • Aadhar Card
    • Driving License
    • Passport
    • Utility bills
  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Two recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of last 3 months
      • ITR (Income Tax Return)
    • Self-employed person
      • Income tax return for the last year
      • Proof of business

What are the flipkart hdfc credit card fees?

  • HDFC flipkart card joining fee: None. 
  • HDFC flipkart card annual fee: Rs.499 + GST

What are the HDFC flipkart credit card benefits?

  • A huge joining bonus to welcome you:

Within the first 60 days of card activation, this hdfc card offers Rs.500 cashback on your first 3 transactions of Rs.2,000 or more. Also if you have applied for the flipkart card within the first 60 days of the card launch, you can get an additional cashback of Rs.3000 per month for the first 6 months.

  • Add more value to your transactions:

The cashback offers of this hdfc flipkart card are quite fascinating.

Category of transaction

Rate of earning cashback

Flipkart wholesale 5% cashback (up to Rs.2,000 monthly)
Utility bills, telecom, and tax payments 5% cashback (up to Rs.250 monthly)
Other transactions 1% cashback
  • Turn your card into a hdfc lifetime free credit card:

On spending Rs.3 lakh or more within a year, you can get a complete waiver on your next year’s hdfc credit card annual fee. You can keep track of your credit card usage from your hdfc online banking account.

What are the hdfc credit card charges?


Payable amount

HDFC credit card charges on cash withdrawal 2.5% against the transaction amount. Check your hdfc credit card limit before making a withdrawal.
HDFC credit card finance charges Can go up to 3.5% monthly (Applicable if you don’t pay your hdfc credit card bill on time)
HDFC credit card international transaction charges 3.5% against the transaction amount

How to contact the hdfc bank credit card customer care department?

  • Call the hdfc credit card customer care no: 1800-266-4332 (Toll-free) or 1800-202-6161(Toll-free) or 022-6160-6161
  • Write to the hdfc credit card customer care email id: 

100xGain Ratings:


Pros and cons of the Flipkart hdfc bank wholesale card:



  • This hdfc credit card offers attractive savings on your purchase from Flipkart Wholesale.
  • There is also an annual fee waiver option available on this wholesale hdfc card.
  • This hdfc bank wholesale card does not have any dining or entertainment benefits.

Final Opinion:

As said before, this card is particularly beneficial for Flipkart wholesale customers. With huge discounts on wholesale purchases and a low annual fee, this wholesale hdfc bank card can be the best-suited card for your business.

But if you are looking for attractive credit card benefits like free lounge access or attractive deals on dining, then you will definitely be disappointed with this HDFC wholesale credit card. In this case, I would recommend you visit our best credit cards pages, here you can browse through different credit card options and find the card that suits your needs.

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