HSBC Visa Platinum Credit Card Review

HSBC Visa Platinum Credit Card is free of cost credit card for daily use, this card is specially designed for those who want to earn reward points from their credit cards. This card offers a big welcome benefit, reward benefit, free movie tickets, dining benefit, fuel surcharge waiver, lost card liability, milestone reward, and lots more. Let’s discuss this card in detail. 

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: ₹4,00,000 annually. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: ₹4,00,000 annually.
  • Good CIBIL Score (750 or more). 
  • This card is currently available in  New Delhi, Pune, Noida, Hyderabad, Mumbai, Chennai, Gurgaon. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 


  • Joining Fee: None. 
  • Annual Fee: None. 


  • Welcome benefit:

If you can spend ₹500 within 30 days of the card issuance you will get an Amazon Gift voucher of ₹250, 3 access at domestic and international airport lounges or you can get 3 meal-vouchers, which you can use at airport restaurants.

Also, you can get a 10% Cash-Back on your transaction, this offer is available for the first 60 days of the card issuance, and you have to spend ₹10,000 in 5 transactions. 

  • Reward benefit:

This card offers 2 reward points for each ₹150 spend this card. You can also get 6 reward points for the same on telecom, dining, or Hotels. 

Also if you can spend ₹4 lakh to ₹10 lakh within 12 months of the card set-up you will get 10 reward points.  

  • Movie benefit:

If you book a movie ticket from BookMyShow on Saturdays then you will get another ticket completely free. (Maximum ticket value ₹250) 

  • Dining benefit:

This card offers a 15% discount at almost 1000 restaurants in most of the major cities. For a list of the cities visit 

  • Fuel surcharge waiver:

With this card you can save up to ₹250 on fuel surcharges in a month, this offer is applicable at any furl stations in India. The transaction amount should be between ₹400 to ₹4000.

  • Lost card liability coverage:

This card comes with lost card liability coverage of ₹3,00,000, to avail maximum benefit of the coverage you have to report the loss as soon as you notice it. 

  • Milestone benefit:

If you can spend ₹50,000 in a month you will get a gift voucher of ₹500, (max ₹ 3,000 vouchers per year). 

  • Card Replacement:

In emergencies, this card can be replaced from almost any corner of the world.

  • Instant EMI Facility

With this card, you can convert any purchase over ₹2,000 into easy EMI. This feature is very helpful for frequent shoppers. 

  • Add-on facility:

You can add your loved ones with your card as an add-on member so that they can enjoy the benefits of having a credit card. 

  • Global acceptance:

This card is accepted globally you can use this card at any outlet or e-commerce site where Visa Cards are accepted. 


  • Cash Withdrawal Charge: 2.5% against the amount, min ₹300. 
  • Finance Charge: 3.3% monthly. 
  • Foreign currency transaction: 3.5% against the transacted amount. 

Contact Details:

Call: 1800-266-3456


Mail: [email protected]

100xGain Ratings:


Final Opinion:

If you want a low-cost credit card for your daily use, then this card can be a good option for you. You will get a big welcome gift, 2 reward points for each ₹150 transaction, free movie tickets, discount on dining, fuel surcharge waiver, lost card liability coverage, and lots more. So if you are looking for a low-cost credit card for your daily uses then you can go for it.

 But if you want benefits like Cash-Back on shopping and lounge access then you can go for HDFC Bank Millennia Credit Card, it offers exclusive benefits on your daily needs and free lounge access at a low cost

5 thoughts on “HSBC Visa Platinum Credit Card Review”

Leave a Reply

Share via
Copy link
Powered by Social Snap
%d bloggers like this: