ICICI Bank Accelero Credit Card review

If you are a car enthusiast, and looking for a credit card that reflects your passion, then you would love the accelero icici bank credit card. This is one of the very few Indian credit cards that can offer you a fully sponsored 3N/4D adventure trip. Apart from that, this accelero credit card is stuffed with tons of attractive benefits like exclusive cashback on fuel expenses, free access to airport lounges, powerful rewards on every transaction, and lots more. You can find more about the accelero icici bank credit card benefits from the details given below.

How does the icici accelero credit card eligibility work?

• Resident Type: Indian
• ICICI credit card eligibility criteria for salaried person:
  • Age: The age of the applicant should be between 21 to 60 years. 
  • Income: The average monthly income should be at least Rs.45,000
• ICICI bank credit card eligibility for self-employed person:
  • Age: The age of the applicant should be between 21 to 65 years.
  • Income: Average income tax return should be Rs.3 lakh per year.
• An excellent credit score (730+) will help you to get this icici accelero credit card more easily.

What documents are required to apply for this icici bank accelero credit card?

• Photocopy of Address proof (any 1)
  • Last 6 months bank account Statement
  • Aadhar Card
  • Driving License
  • Passport
  • Utility bills
• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Two recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    • Salary Slip of last 3 months
    • ITR (Income Tax Return)
  • Self-employed person
    • Income tax return of the last year
    • Proof of business

How much does the icici accelero credit card cost?

• ICICI accelero card joining fee: Rs.499 + GST
• Accelero icici bank credit card annual fee: Rs.499 + GST

What are the icici bank accelero credit card benefits?

• Get rewarded for every transaction you make:

With every transaction you make using this card, you can earn icici payback points. The details are here.

Category of transaction	Rate of earning payback points
Domestic transactions	2 icici payback points for every Rs.100 transaction
ICICI credit card international transaction	2 payback points for every Rs.100 transaction

You can’t earn any payback reward points for fuel purchases, EMI payments, wallet top-ups, cash withdrawals, and fees payments. Those payback rewards can be redeemed from the icici bank payback points redemption catalog.

• Make travel more comfortable with complimentary airport lounge access: 

By spending Rs.5,000 with your accelero fuel credit card within a quarter, you can get a 1free access to most of the frontline domestic airport lounges in the next quarter.

• Attractive icici credit card dining offers to make your evenings entertaining:

Under the icici culinary treats program, this accelero icici bank credit card features some attractive deals on dining expenses. The icici card dining offers are applicable to some selected restaurants in India. 

• Make evenings entertaining with attractive icici credit card movie offers:

If you use this accelero credit card to buy a movie ticket from BookMyShow or Inox, you will get up to a 25% discount on the booking value (up to Rs.100). This icici credit card offer is available once per icici credit card statement cycle (Once from BookMyShow and once from Inox).

• Earn exclusive cashback from fuel expenses:

Every time you use this icici fuel credit card to purchase fuel from HPCL fuel stations, you can earn a 2.5% cashback on the bill amount. You can earn a maximum of Rs.200 cashback in an icici credit card billing cycle. This accelero fuel card also offers a 1% waiver on fuel surcharges, at any fuel station in India.  

• Get an opportunity to make your card lifetime free:

On spending Rs. 1,25,000 with your icici bank credit card within a year, you can get a complete waiver on your next year’s icici credit card renewal fee. So if you want to make your icici bank credit card lifetime free then you just have to keep spending Rs.1,25,000 per year.

• Attractive additional benefits that make this card more attractive:

Also, this accelero credit card features some attractive privileges like – on-site repair service, emergency fuel delivery service, vehicle towing service, car replacement, vehicle repair service, and lots more.

Moreover, the top 25 spenders from February 1 to July 31, 2022, will be eligible to win a 3N/4D adventure trip, you can also get a chance to self-drive a premium vehicle at exotic locations in Rajasthan.

What are the accelero icici bank credit card charges?

Particulars	Payable amount
ICICI credit card cash withdrawal fee	2.5% against the withdrawn amount (min. Rs.300), check your available icici credit card cash withdrawal limit before making a withdrawal.
Finance charge	The interest rate on the interest rate on icici credit card can go up to 3.40% monthly 40.80% annually.
ICICI credit card foreign transaction fee	3.5% against the transaction amount.
ICICI credit card add on card fee	None (for up to 3 icici add on credit cards)

How to contact the icici credit card customer care department?

• Call the icici credit card customer care number: 1860-120-7777 / 022-3366-7777 or +91-40-7140-3333
• Write to the icici credit card customer care e-mail id: headservicequality@icicibank.com 

100xGain Rating:

7/10

Pros and cons of the accelero icici credit card:

Pros	Cons
This card offers some attractive cashback on fuel expenses. There is a handsome discount on movie tickets on this accelero icici bank credit card.	The rate of earning icici card payback points could be a bit better. You have to spend a certain amount of money within a quarter to enjoy the icici bank accelero credit card lounge access benefit.

Final opinion:

Now the most important question is whether you should go for this accelero icici card or not? After analyzing the benefits I can say that this card has some very unique icici credit card facilities which make it very attractive, but in terms of usefulness, there is nothing much to talk about this ICICI fuel credit card. Especially if you are looking for huge cashbacks or exclusive shopping benefits, then you would be disappointed with this icici bank fuel credit card. In this case, I would recommend you take a look at our top credit card pages. It will help you in finding a better option.