ICICI Bank Amazon Pay Credit Card Review

ICICI Bank Amazon Pay Credit Card is a co-branded shopping credit card from ICICI Bank. It is one of the best credit cards for shopping and online use. It offers some exclusive benefits like big benefits on shopping from Amazon, Discounts on dining, Fuel surcharge waiver, etc. Let’s explore more about this card. 

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: ₹30,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Income tax return should be greater than ₹3.6 lakh. 
  • Good CIBIL Score (750 or more).
  • Good relation with the bank. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      •  Salary Slip of the last 3 months 
      • ITR
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report. 

Fee:

  • Joining Fee: None. 
  • Annual Fee: None. 

Benefits:

  • Cash-Back:

This card offers exclusive Cash-Back benefits on your spend made with amazon. 

With the issuance of the card the prime members’ Will get ₹600 cashback instantly on approval.

The non-prime members will get ₹500 Cash-Back instantly on approval.

You will enjoy 5% cashback on Amazon.in for Amazon Prime customers.

You can get 3% cashback on Amazon.in for non-prime customers.

This card also offers 2% cashback on 100+ Amazon Pay partner merchants using this card on Amazon Pay as a payment method.

Enjoy flat 1% cashback on all other payments.

There is no limit to the earnings from this card with no expiry date.

  • Dining benefit:

With this card, you can save up to 15% on your dining bill, at over 2,500 restaurants in India. 

  • Fuel surcharge waiver:

This card offers a 1% waiver on fuel surcharges, this offer is applicable at all fuel stations in India. 

  • Security:

This card comes with an advanced EMV Chip and PIN system, it makes your transactions much secure than before. 

Charges:

  • Cash Withdrawal Charge: 2.50% against the withdrawn amount.
  • Finance Charge: 3.5% to 3.8% monthly. 
  • Foreign currency transaction: 3.50% against the transaction amount. 

Contact Details:

Call: 1860-120-7777

Mail: You can mail the service authority just by visiting their website here: https://www.icicibank.com/complaints/complaints.page 

100xGain Ratings:

8/10

Final Opinion:

ICICI Amazon Pay Credit Card is specially designed for online shopping. And it comes with lots of amazing benefits in this category, which makes it a must-have credit card for online shoppers, especially for Amazon prime customers. So if you shop more frequently from Amazon, this card can earn the best possible benefits. 

But those who want to spend some more and earn some extra benefits like lounge access or travel benefits can go for HSBC Cashback Credit Card or HDFC Millennia Credit Card

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