ICICI Bank British Airways Classic Credit Card Review

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ICICI Bank British Airways Classic Credit Card

If you are a frequent traveler with British Airways, then the ICICI British Airways classic credit card can be a solid choice for you. It comes with a plethora of travel-related benefits like useful icici reward points with every transaction, complimentary British airways membership, a multilingual concierge service, and lots more. 

How does the icici bank credit card eligibility work?

  • Resident Type: Indian. 
  • ICICI credit card eligibility criteria for salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Income tax return should be greater than Rs. 12 lakh. 
  • ICICI credit card eligibility for self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Income tax return should be greater than Rs. 16 lakh. 
  • A CIBIL score of 680+ is needed to apply for this british airways credit card. 

What are the documents required for icici credit card application?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest Salary Slip (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report. 

As per the new rules, all new icici bank cards are now delivered in an inactive state, so if you want to know about the icici credit card activation process then feel free to visit our faq page.

What are the British airways icici credit card fees?

  • ICICI bank credit card joining fee: None. 
  • ICICI bank credit card annual fee: Rs.3,500 + GST 

What are the ICICI British airways card benefits?

  • An attractive icici credit card welcome kit:

As you perform your first successful transaction with your british airways credit card, you will receive 3500 Avios as an ICICI credit card welcome offer. Also As you book a British airway’s return ticket from India to England within 30 days of your credit card pin generation, you will receive 25,000 Avios points.

  • Make every transaction rewarding:

The icici credit card rewards are offered as british airways miles called Avios points.

Category of transaction

Avios points for every Rs.100 transaction

Regular expenses

2 British Airways Avios points

British Airways flight tickets and in-flight shopping

2.5 Avios points

If Rs.2,25,000 or more is spent within an icici credit card bill cycle

Regular expenses

4 Avios points

British Airways flight tickets and in-flight shopping

5 Avios points

You can use those icici bank credit card reward points for British airways flight booking. 

  • Enjoy the assistance of a multilingual concierge team:

This icici credit card features a complimentary concierge service facility. You can get assistance from them in table booking at restaurants, emergency roadside assistance, gift delivery, etc. 

  • Exclusive membership benefits:

With this british airways credit card, you will get complimentary membership of the British Airways Exclusive Club, this membership allows you to redeem icici credit card reward points against British Airways Flight tickets. 

  • Advanced security arrangements:

This icici bank amex card is armed with an advanced EMV chip. This chip uses a very strong encryption method to store your data making your card nearly impossible to clone. 

When a credit card gets lost or stolen, it becomes necessary to block it immediately. So if you want to know how to block icici credit card online then visit our ICICI faq page. 

What are the icici credit card charges?

Particulars

Payable Amount

ICICI bank credit card cash withdrawal charges

2.50% against the withdrawn amount, min Rs. 300 (Check your available icici credit card limit before making a withdrawal)

ICICI credit card finance charge

The icici bank credit card interest rate for this card is 3.40% monthly (applicable if your credit card bill is not paid in time)

ICICI credit card foreign currency transaction charges

3.50% against the transaction amount

ICICI add-on credit card fee

Free for a lifetime

What are the icici credit card contact details?

  • Call the icici bank credit card helpline no: 1860-120-7777 / 022-3366-7777 or +91-40-7140-3333
  • Write to the icici credit card customer care email id: headservicequality@icicibank.com 

100xGain Ratings:

7/10

Pros and cons of the ICICI british airways credit card:

Pros

Cons
  • This card lets you earn useful icici points with every transaction.
  • You will get a complimentary British airways membership with this icici bank card.
  • There are no dining or entertainment benefits on this card.
  • The icici credit card annual charges are quite high.

Final Opinion:

 As said before this icici bank travel credit card is designed especially for those who travel quite frequently with British Airways since most of the icici credit card travel offers are specified for the regular fliers of British Airways.  

But if you don’t travel regularly with British Airways then you may not be able to utilize the benefits of the card. Therefore I would not recommend you to take a look at our top travel credit cards page. 

Alternative cards: 

  1. Axis Bank Privilege credit card. (Best for lounge access and dining)
  2. ICICI Bank Intermiles Credit Card. (Best for travel and dining)
  3. Indusind Bank Intermiles Odyssey Credit Card. (Best for travel and lounge benefits)
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172 thoughts on “ICICI Bank British Airways Classic Credit Card Review”

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