ICICI Bank is one of the leading credit card providers in India. They are famous for offering various credit cards with unique icici credit card features. They have launched The ICICI Bank British Airways Classic Credit Card. This card is specifically designed for those who travel frequently with British airways. It offers a plethora of travel-related benefits like exclusive icici credit card offer for flight booking, free icici credit card airport lounge access, Avios points that you can use for flight booking, discounts on dining, and lots more.
ICICI bank credit card eligibility criteria:
- Resident Type: Indian.
- For salaried person:
- Age: 21 to 60 yrs.
- Income: Income tax return should be greater than Rs. 12 lakh.
- For self-employed person:
- Age: 21 to 65 yrs.
- Income: Income tax return should be greater than Rs. 16 lakh.
- Good CIBIL Score (750 or more).
- Good Relation with the bank.
Documents required for icici credit card application:
- Photocopy of ID Proof (any 1)
- Aadhar card
- Voter Card
- PAN Card
- Photocopy of Address proof (any 1)
- Last 6 months bank account Statement
- Aadhar Card
- Driving License
- Utility bill
- One recent passport-sized photographs
- Proof of income statement:
- Salaried Person (any 1)
- Latest Salary Slip (3 months)
- ITR (Income Tax Return)
- Self-employed person
- Latest Income tax return.
- Proof of business
- Recent audited financial report.
- Salaried Person (any 1)
ICICI credit card fees:
- Joining Fee: None.
- Annual Fee: Rs. 3,500 + GST (for 1st year) and Rs. 3,500 + GST (for the second year onwards)
This card comes with icici credit card welcome kit. Also, with the first successful transaction made with this card, you will get 3500 air miles as a welcome gift.
All ICICI Credit cards come in an inactive state. To use this card you need to activate your card manually. If you want to know how to activate icici credit card for the first time? Then visit our ICICI credit card FAQs page the icici credit card activation process is discussed there.
This card lets you earn Avios points from every transaction you make with this icici credit card.
You will get 2.5 Avios points for each Rs. 100 transactions made on Flight tickets on British Airways and spends made on flights. And 2 Avios points for the same on other categories.
If you can spend Rs. 2,25,000 with your card within an icici credit card bill cycle, you will get 5 Avios points for each Rs. 100 transactions on flight tickets of British Airways. And 4 Avios points for the same on other categories.
You can use those icici bank credit card reward points to get some exclusive icici credit card offer on flight booking. You can also redeem icici credit card points against a product from the icici credit card points redemption catalogue.
The flight offers on icici credit card are awesome. If you book a return ticket from India to England with British airways, you will get 25,000 Avios points.
With this card you will enjoy exclusive icici credit card dining offers, you will get a 15% discount on your dining bill. This offer is applicable to some selected participating restaurants.
With this card, you will get an always active and helpful concierge service. You can get assistance from them for table booking at restaurants, roadside assistance in case of emergency, gift delivery, etc.
With this card you will get complimentary membership of the British Airways Exclusive Club, this membership allows you to redeem icici credit card reward points against British Airways Flight tickets.
- The benefit of twin benefit:
You will get The MasterCard and American Express variants of this card under a single account.
This card comes with the advanced EMV Chip and PIN system, it makes your card much secure than before. Also if you register for the SMS alert facility, you will get an SMS on every transaction made with this card. If you have any credit card-related queries then you should call the icici bank credit card helpline number given below.
When a credit card gets lost or stolen, it becomes necessary to block it immediately. So if you want to know how to block icici credit card online then visit our ICICI Credit Card FAQs page.
ICICI credit card charges:
- Cash Withdrawal Charge: The icici bank credit card cash withdrawal charges for this card is 2.50% against the withdrawn amount, min Rs. 300.
- Finance Charge: The icici bank credit card interest rate for this card is 3.40% monthly.
- Foreign currency transaction: 3.50% against the transaction amount.
- ICICI add on credit card fee: The icici credit card add on card is free for a lifetime (for this particular card).
ICICI credit card contact details:
ICICI credit card customer care email: You can mail the icici credit card customer support just by visiting their website by clicking here.
As said before this card is designed especially for those who travel quite frequently with British Airways since most of the icici credit card travel offers are designed for the regular fliers of British Airways. So if you fly regularly with British Airways, then this card will be the most beneficial for you.
But if you don’t travel regularly with British Airways then you may not be able to utilize the benefits of the card. Therefore I would not recommend you this card if you are not a regular flier with British Airways, instead, I would recommend you to take a look at the alternative card options given below.