ICICI Bank Carbon Credit Card Review

ICICI Bank Carbon Credit Card is one of the invite-only verified by visa icici bank credit card, integrated with a revolutionary new form factor with a Built-in microprocessor, alpha-numeric LCD screen, button touch keypad, and in-built battery with a lifespan of 3 years that generate a dynamic passcode on the reverse of your card using your CodeSure PIN. Further details of the card are discussed below.

Eligibility Criteria:

** Although ICICI Bank has nowhere mentioned the complete icici credit card requirements, as per our experience we can say that the eligibility criteria can be like this.

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: The minimum salary for credit card in icici bank is Rs. 1.5 lakh monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Income tax return should be greater than Rs. 18 lakh.
  • Good CIBIL score (750 or more).
  • Good relation with the bank. 

If you want to know how to activate icici credit card for the first time? then visit our FAQ page. You can find the complete icici bank credit card activation procedure there. 

ICICI credit card documents required for application:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • You can not get this icici credit card without income proof, these are the documents you need to submit:
    • Salaried Person (any 1)
      • Salary Slip of the last 3 months 
      • ITR (Income Tax Return)
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report. 

You can track icici credit card application status from the icici credit card track application page

Fee:

  • Joining Fee: Rs. 1000 + GST
  • Annual Fee: None. 

You can pay icici credit card bill offline, visit our FAQ page to get the complete procedure. 

Benefits:

  • Reward benefit:

You can Earn 2 PAYBACK reward points per Rs. 100 spent on all retail purchases except on fuel. 

 **You can check your icici bank credit card balance by calling the icici credit card balance enquiry number 1860 120 7777 you can also check your credit card balance from your icici credit card online banking account (net banking/mobile banking) you can also download icici bank credit card statement from there. Click here for the icici credit card reward points calculator.

  • Lounge Access:

With this card, you can enjoy up to 4 complimentary access to airport lounges per calendar quarter.

  • ICICI credit card bookmyshow offer:

When you book a movie ticket from BookMyShow you will get 1 movie ticket completely free with the purchase of another, (you can earn 2 free tickets per month of Rs. 400 per ticket) 

  • Dining benefit:

This card offers up to a 15% discount on the dining bill at 2500 restaurants across India. To know icici credit card statement password format click here

  • Hotel Booking offer:

This card also offers 10% off on hotel bookings up to a Cap or Limit of Rs. 4000. You will also get 7% off on holiday bookings up to a Cap or Limit of Rs. 4000. This card also offers a flat 7% discount on holiday bookings. 

  • ICICI credit card airline offers:

This card offers exclusive icici bank credit card flight offers on domestic one-way flight booking, you will get Rs. 250 off per person. On an International return flight booking with this card, you will get Rs. 500 off per person.

  • Fuel surcharge waiver:

Enjoy a 2.5% fuel surcharge waiver on each fuel transaction of a maximum of Rs. 4000. This is valid across all fuel stations in India. 

  • Security:

This card comes with a Visa CodeSecure feature and the icici bank credit card 3d secure PIN that gives your card an extra layer of protection during an online transaction. 

Normally online transactions on new ICICI credit cards are turned off due to security reasons. Click here to know how to activate icici credit card for online transaction?

If you notice some suspicious transaction on your credit card account then call the icici bank credit card frauds complaints number 18002660199

ICICI bank credit card charges:

  • Cash Withdrawal Charge: This icici bank credit card charges 2.50% against the withdrawn amount (min Rs. 300). Before making a withdrawal you should check your icici bank credit card limit to avoid over limit charges for icici credit card
  • Finance Charge: 3.40% monthly. (Applicable if the icici credit card due amount is not cleared within the icici credit card payment due date)
  • Foreign currency transaction: 3.50% against the transaction amount.
  • ICICI supplementary credit card fee:  None. 

If you want to calculate your EMI interest, click here for the icici bank credit card interest rate calculator.

Contact Details:

ICICI credit card customer care no. 1860-120-7777

ICICI credit card complaint email id: You can mail the service authority just by visiting their complaint page.  

If you want to apply for a supplementary card then click here to download the icici credit card form. To cancel or close the card call the ICICI customer care to initiate the icici bank credit card cancellation process.   

100xGain Ratings:

8/10

Final Opinion:

As per my experience, this is probably the icici bank best credit card at this price point. You can use this card for travel and flight booking to get a big discount, you will get lounge access, benefits on movie tickets, a big discount on dining, fuel surcharge waivers, and lots more. So, if you have got the invitation for the card, I would recommend you to go for this card.

But if you have not got the invitation for this card then don’t be sad, just take a look at the alternative card options given below.

Alternative cards: 

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