ICICI Bank Carbon Credit Card is one of the invite-only credit cards powered by Visa CodeSure, integrated with a revolutionary new form factor with a Built-in microprocessor, alpha-numeric LCD screen, button touch keypad, and in-built battery with a lifespan of 3 years that generate a dynamic passcode on the reverse of your card using your CodeSure PIN. Further details of the card are discussed below.
** Although ICICI Bank has nowhere mentioned the complete eligibility criteria, as per our experience we can say that the eligibility criteria can be like this.
- Resident Type: Indian.
- For salaried person:
- Age: 21 to 60 yrs.
- Income: 1.5 lakh monthly.
- For self-employed person:
- Age: 21 to 65 yrs.
- Income: income tax return should be greater than ₹18 lakh.
- Good CIBIL score (750 or more).
- Good relation with the bank.
- Photocopy of ID Proof (any 1)
- Aadhar card
- Voter Card
- PAN Card
- Photocopy of Address proof (any 1)
- Last 6 months bank account Statement
- Aadhar Card
- Driving License
- Utility bill
- One recent passport-sized photographs
- Proof of income statement:
- Salaried Person (any 1)
- Salary Slip of the last 3 months
- Self-employed person
- Income tax return of the last year
- Proof of business
- Recent audited financial report.
- Salaried Person (any 1)
- Joining Fee: 1000 + GST
- Annual Fee: None.
- Cash-Back Benefit:
On domestic one-way flight booking with this card, you will get ₹250 off per person.
On an International return flight booking with this card, you will get ₹1500 off per person.
This card also offers 10% off on hotel bookings up to a Cap or Limit of ₹4000.
You will also get 7% off on holiday bookings up to a Cap or Limit of ₹4000.
This card also offers a flat 7% discount on holiday bookings.
- Reward benefit:
You can Earn 2 PAYBACK reward points per ₹100 spent on all retail purchases except on fuel.
- Lounge Access:
With this card, you can enjoy up to 4 complimentary access to airport lounges per calendar quarter.
- Movie Benefit:
When you book a movie ticket from BookMyShow you will get 1 movie ticket completely free with the purchase of another, (you can earn 2 free tickets per month of ₹400 per ticket)
- Dining benefit:
This card offers up to a 15% discount on the dining bill at 2500 restaurants across India.
- Fuel surcharge waiver:
Enjoy a 2.5% fuel surcharge waiver on each fuel transaction of a maximum of ₹4000. This is valid across all fuel stations in India.
This card comes with a Visa CodeSecure feature that gives your card an extra layer of protection during an online transaction.
- Cash Withdrawal Charge: 2.50% against the withdrawn amount, min ₹300.
- Finance Charge: 3.40% monthly.
- Foreign currency transaction: 3.50% against the transaction amount.
Mail: You can mail the service authority just by visiting their website here: https://www.icicibank.com/complaints/complaints.page
As per my experience, this is probably the best credit card at this price point. You can use this card for travel and flight booking to get a big discount, you will get lounge access, benefits on movie tickets, a big discount on dining, fuel surcharge waiver, and lots more. So, if you have got the invitation for the card, I would recommend you to go for this card.