ICICI Bank Carbon Credit Card Review

ICICI Bank Carbon Credit Card is one of the invite-only credit cards powered by Visa CodeSure, integrated with a revolutionary new form factor with a Built-in microprocessor,  alpha-numeric LCD screen, button touch keypad, and in-built battery with a lifespan of 3 years that generate a dynamic passcode on the reverse of your card using your CodeSure PIN. Further details of the card are discussed below.

Eligibility Criteria:

** Although ICICI Bank has nowhere mentioned the complete eligibility criteria, as per our experience we can say that the eligibility criteria can be like this.

• Resident Type: Indian. 
• For salaried person:
  • Age: 21 to 60 yrs. 
  • Income: 1.5 lakh monthly. 
• For self-employed person:
  • Age: 21 to 65 yrs. 
  • Income: income tax return should be greater than ₹18 lakh.
• Good CIBIL score (750 or more).
• Good relation with the bank. 

Required Documents:

• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Photocopy of Address proof (any 1) 
  • Last 6 months bank account Statement
  • Aadhar Card 
  • Driving License 
  • Passport
  • Utility bill
• One recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    •  Salary Slip of the last 3 months 
    • ITR
  • Self-employed person
    • Income tax return of the last year 
    • Proof of business
    • Recent audited financial report. 

Fee:

• Joining Fee: 1000 + GST
• Annual Fee: None. 

Benefits:

• Cash-Back Benefit:

On domestic one-way flight booking with this card, you will get ₹250 off per person. 

On an International return flight booking with this card, you will get ₹1500 off per person.

This card also offers 10% off on hotel bookings up to a Cap or Limit of ₹4000.

You will also get 7% off on holiday bookings up to a Cap or Limit of ₹4000. 

This card also offers a flat 7% discount on holiday bookings. 

• Reward benefit:

You can Earn 2 PAYBACK reward points per ₹100 spent on all retail purchases except on fuel. 

• Lounge Access:

With this card, you can enjoy up to 4 complimentary access to airport lounges per calendar quarter.

• Movie Benefit:

When you book a movie ticket from BookMyShow you will get 1 movie ticket completely free with the purchase of another, (you can earn 2 free tickets per month of ₹400 per ticket) 

• Dining benefit:

This card offers up to a 15% discount on the dining bill at 2500 restaurants across India. 

• Fuel surcharge waiver:

Enjoy a 2.5% fuel surcharge waiver on each fuel transaction of a maximum of ₹4000. This is valid across all fuel stations in India. 

• Security:

This card comes with a Visa CodeSecure feature that gives your card an extra layer of protection during an online transaction. 

Charges:

• Cash Withdrawal Charge: 2.50% against the withdrawn amount, min ₹300. 

• Finance Charge: 3.40% monthly. 

• Foreign currency transaction: 3.50% against the transaction amount. 

Contact Details:

Call: 1860-120-7777

Mail: You can mail the service authority just by visiting their website here: https://www.icicibank.com/complaints/complaints.page 

100xGain Ratings:

8/10

Final Opinion:

As per my experience, this is probably the best credit card at this price point. You can use this card for travel and flight booking to get a big discount, you will get lounge access, benefits on movie tickets, a big discount on dining, fuel surcharge waiver, and lots more. So, if you have got the invitation for the card, I would recommend you to go for this card.