ICICI Bank Coral American Express Credit Card Review

ICICI Bank is one of those credit card issuers that issue Several types of credit cards from time to time. In fact, there are also many sub-variants of the Coral credit cards, and the icici bank coral american express credit card is one of them, ICICI Bank has designed this icici amex credit card with an alliance of American express India. This card is better than other icici coral credit cards. There are some cool icici bank coral credit card features and benefits, like free lounge access, exclusive icici coral credit card offers on movie tickets, dining benefits, fuel surcharge waiver, and so on.  So, let’s dig deeper and see what this card has to offer us. 

Eligibility criteria of the icici coral american express credit card:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 18 to 60 yrs. 
    • Income: Although not clearly mentioned by the bank, it can be around Rs. 50,000 monthly.  
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: ITR should be greater than Rs. 6.5 lakh. 
  • Good CIBIL score(750 or more). 
  • Good relation with the bank. 

You can check your icici card credit card application status from the application tracking page

Required documents to apply for icici bank coral american express credit card:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of the last 3 months 
      • ITR (Income Tax Return)
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report. 

Visit our FAQ page to know how to activate icici coral credit card for the first time. The icici credit card 3d secure pin generation process is discussed there. 

ICICI bank coral american express credit card fees:

  • ICICI coral american express credit card joining fee: Rs. 500 + GST
  • ICICI coral american express credit card annual fee: Rs. 500 + GST

ICICI coral credit card benefits:

The benefits of icici coral credit card are discussed below. 

  • ICICI coral credit card reward points benefit:

This icici bank credit card coral variant offers reward points on every spend you make with this card. 

This icici amex credit card offers 2X reward points for every spend you make with this card. (Not applicable on fuel purchase)

This icici coral credit card offers 4X icici coral credit card reward points on online transactions, and 1 reward point for each Rs. 100 spend on Insurance and Utilities.  

To check your total earned reward points, go to the icici bank credit card login page and log in to your account. 

  • ICICI coral credit card lounge access benefit:

This icici coral credit card offers 1 free visit per quarter at some selected domestic airports and railway lounges. 

If you can spend Rs. 5,000 or more with your ICICI Coral American express credit card, in a quarter then you will get the same benefit for the next quarter. 

For any queries, you can call the icici credit card 24×7 customer care number given below. 

  •  Coral credit card bookmyshow offer:

If you purchase 2 movie tickets from INOX Cinemas or BookMyShow with your ICICI Coral American express card you will get up to a 25% discount on your bill. You can get this offer twice in an icici coral credit card billing cycle.  

Click here for icici coral credit card movie offers timings or recent updates on this offer. 

  • Dining benefit:

Your icici coral credit card offer up to a 15% discount on your dining bills under Culinary Treats Program. 

Click here for the eligible icici bank credit card restaurant list

  • American Express benefits:

With icici coral contactless credit card you will also get some exclusive credit card deals like benefits on Travel, Online Shopping, dining, etc. 

  • Fuel purchase-related offers on icici coral credit card:

Your ICICI Coral American express credit card offers some waiver on fuel surcharges when you swipe your coral icici credit card on an ICICI Swipe machine at any HPCL fuel station. The transaction amount should be under Rs. 4,000. 

  • Contactless payment:

This icici bank coral credit card offer a contactless payment facility, so you don’t need to hand over this icici bank coral contactless credit card at counters to make payments. It reduces the risk of misplaced or lost cards and prevents your credit card information from going into the wrong hands. 

To deactivate icici credit card contactless payment just login to icici bank credit card net banking or mobile banking account. And you can control it from there. 

  • Global Acceptance:

If you are thinking about can icici credit card be used internationally? then the answer is ‘yes’ your ICICI Coral American express card is an icici international credit card that means you can use this card at any foreign outlet or e-commerce site where the AMEX card is accepted. 

ICICI coral credit card charges:

  • Cash Withdrawal Charge: 2.50% against the withdrawn amount. Check your icici coral credit card limit before making a withdrawal. 
  • ICICI coral credit card interest rate3.4% monthly, applicable if the total due amount is not paid within the icici coral credit card payment due date
  • Foreign currency transaction: 3.5% against the transacted amount. 
  • Add-on card fee: Free for a lifetime. 

Contact details of the icici customer care for credit card:

ICICI credit card toll free customer care number: 1860-120-7777

Mail: You can mail the icici bank credit card service authority just by visiting the icici bank credit card complaint page

You can report your lost/stolen card just by calling the icici bank credit card help line number. 

100xGain Ratings:

7/10

Final Opinion:

Hopefully, this icici coral credit card review has helped you to better understand the benefits of the icici bank coral american express credit card. If you want to have a credit card for your daily use then this card can be a good option for you. This Amex credit card offers 4X reward points on online transactions, free airport lounge access, exclusive icici coral credit card movie offers, a 15% discount on dining bills, and some exclusive benefits from American express. And if you can use this Amex card properly, you will get a good return from your expenses. 

So if you want to hold an American Express credit card then this card will be a very good option for you. But if you want to explore some more options then take a look at the alternative card options given below. 

Alternative card options: 

  1. Axis Bank Platinum Credit Card. ( Best for dining and movie)
  2. HSBC Cash-Back Credit Card. (Best for cashback and dining)
  3. Indusind Bank Platinum credit card. (Best for lounge access and movie benefits)

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