ICICI Bank HPCL Coral American Express Credit Card Review

If you are a movie lover and are looking for a credit that can support your love for movies with exclusive offers on movie and dining expenses, then you should take a look at the icici bank coral american express credit card. Targeting the Indian new-age generation, this icici bank coral credit card features, exclusive deals on movie tickets, huge discounts on dining expenses, attractive waivers on fuel surcharges, and lots more. More about the benefits of coral credit card are given below.

Who can apply for the icici coral american express credit card?

  • Resident Type: Indian. 
  • ICICI coral credit card eligibility criteria for salaried person:
    • Age: 18 to 60 yrs. 
    • Income: Although not clearly mentioned by the bank, it can be around Rs. 50,000 monthly.  
  • ICICI amex credit card eligibility criteria for self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: ITR should be greater than Rs. 6.5 lakh. 
  • A good CIBIL score (750 or more) is needed to apply for this icici amex credit card.

 As you submit your icici american express credit card application, you will get a unique application id. Later you can use that id to track your icici card credit card application status.

What documents are required to apply for icici bank coral american express credit card?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of the last 3 months 
      • ITR (Income Tax Return)
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report.

As per the new regulations, all new amex network cards are delivered in an inactive state. So if you want to know how to activate icici coral credit card for the first time. Then feel free to take a look at our faq page, the icici credit card 3d secure pin generation process is discussed there. 

What are the icici bank coral american express credit card fees?

  • ICICI coral american express credit card joining fee: Rs. 500 + GST
  • ICICI bank coral american express credit card annual fee: Rs. 500 + GST

What are the benefits of icici coral credit card? 

  • Get rewarded for every transaction you make:

This icici bank credit card coral variant offers reward points on every spent transaction you make with this card. 

Category of transaction

ICICI coral credit card reward points earning rate

Online expenses 4X icici coral credit card reward points for every Rs.100 transaction
Utilities and Insurance payment 1 reward points for every Rs.100 spent
All other transactions  2X icici credit card rewards for every Rs.100 spent

To check your total earned reward points, go to the icici bank credit card login page and log in to your account. 

  • Enjoy complimentary icici coral credit card lounge access:

This icici coral credit card offers 1 free quarterly visit at some selected domestic airports and railway lounges. 

Also, on spending Rs.5,000 or more with your icici amex credit card, in a quarter you will get another complimentary visit to domestic airport and railway lounges.

  • Make your evenings entertaining:

If you use this american express icici credit card to purchase at least 2 movie tickets from INOX Cinemas or BookMyShow, you will get up to a 25% discount on the booking amount. You can get both these offers twice in an icici coral credit card billing cycle.  

Click here for icici coral credit card movie offers timings or recent updates on this offer. 

  • Experience exclusive deals on dining expenses:

Under the Culinary treats program, this icici coral credit card offers some unbelievable deals on dining expenses. Click here for the latest offers and the list of participating icici bank credit card restaurant list

  • Enjoy freedom from fuel surcharges:

If you use this icici amex card to purchase fuel from any HPCL fuel stations in India, you will get a 1% waiver on fuel surcharges. This icici bank coral credit card offer is applicable on transactions up to Rs.4,000

  • Get the convenience of the contactless payment facility:

This icici bank coral credit card is equipped with an advanced contactless payment facility. This feature allows you to make payments just by placing your icici bank coral contactless credit card over any contactless-enabled POS machine.     

To deactivate icici credit card contactless payment feature just login to icici bank credit card net banking account, you can control it from there. The process is discussed on our faq page.

  • Use your card anywhere you want:

You might be thinking about can icici credit card be used internationally? The answer is ‘yes’ your ICICI Coral American express card is an icici international credit card which means you can use this card at any foreign outlet or e-commerce site where the AMEX card is accepted. 

What are the icici coral credit card charges?

Particulars 

Payable amount

ICICI credit card withdrawal charges 2.50% against the withdrawn amount. Check your icici coral credit card limit before making a withdrawal.
ICICI coral credit card interest rate 3.4% monthly (applicable if the total due amount is not paid within the icici coral credit card payment due date)
Foreign currency transaction 3.5% against the transacted amount.
ICICI coral credit card add-on card fee Free for a lifetime.

How to contact the icici credit card customer service department?

  • Call the icici credit card toll free customer care number: 1860-120-7777 or 022-3366-7777 or +91-40-7140-3333
  • You write to the icici credit card customer care email id: headservicequality@icicibank.com 

You can report your lost/stolen card just by calling the icici bank credit card helpline number. 

100xGain Ratings:

7/10

Pros & cons of the icici bank hpcl coral american express credit card:

Pros 

Cons

  • The rate of earning reward points on this icici bank credit card is quite impressive.
  • You will get a great discount on dining and movies.
  • This amex credit card also gives you free access to the domestic airport lounges.
  • You will not get any free movie tickets from this icici credit card.
  • The ticket booking benefits are only applicable to online movie ticket booking.

Final Opinion:

Hopefully, this icici coral credit card review has helped you to better understand the benefits of the icici bank coral american express credit card. If you want to have a credit card for your daily use then this card can be a good option for you. This icici bank coral american express credit card offers 4X reward points on online transactions, free airport lounge access, exclusive icici coral credit card movie offers, a 15% discount on dining bills, and some exclusive benefits from American express. And if you can use this coral credit card properly, you will get a good return on your expenses. 

So if you want to hold an american express credit card then this card will be a very good option for you. But if you want to explore some more options then take a look at the alternative card options given below. 

Alternative cards of the icici coral contactless credit card: 

  1. Axis platinum credit card ( Best for dining and movie)
  2. HSBC cashback credit card (Best for cashback and dining)
  3. IndusInd bank platinum credit card (Best for lounge access and movie benefits)

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