ICICI Bank Instant Platinum Credit Card

ICICI Bank instant Platinum credit card is one of the intelligent credit cards offered by one of the best banks in India. It offers minimum hassle expreince. It has been offered especially for those who are willing to get a credit card with minimal benefit or less eligibility criteria and for this card the card holder has to keep a FD of rupees 20,000 for at least 180 days.  The card is coming up with  a couple of benefits like the dining offer, free movie ticket offer, as well as waiver on fuel surcharge.

Eligibility Criteria:

Resident Type: Indian

Salaried:

Age: 21 – 60 years

Income: Minimum Fixed Deposit amount is ₹ 20,000(minimum for 180 days) +  Good CIBIL score

Self-Employed:

Age: 21 – 65 years

Income: Minimum Fixed Deposit amount is ₹ 20,000(minimum for 180 days) + Good CIBIL score

Documents Required:

Copy of PAN Card, Address Card,ID Card(Aadhar Card/Voter Card/Passport/Driving License)

Recent passport size photograph, Salary Slip/Form 16/ITR

Fee:

Joining Fee:

NIL

Annual Fee:

NIL

Benefits:

Reward Points:

For spending Rs. 100 you will get 2 PAYBACK Points, except fuel.

Get 1 PAYBACK Point on every Rs. 100 spent on utilities and insurance.

Movie Booking:

Get ₹ 100 discount on up to 2 movie tickets per month at www.bookmyshow.com

Dinning:

Get upto 20% benefit on 2500+ restaurants in India.

Fuel Surcharge:

Enjoy 1% fuel surcharge waiver on transaction(maximum Rs. 4,000 at HPCL pumps when the Card swiped on ICICI Merchant Services swipe machines).

Charges:

Cash Withdrawal Charge:

2.49% on withdrawl amount.

Contact Details:

Customer Care Number:

1860 120 7777

022-3344 6699

Email Id/Portal:

https://www.icicibank.com/complaints/complaints.page

100xGain Ratings:

2 Star

Final Verdict:

For a beginner or new credit card applicant, it is one of the best hassle-free cards that you can get with ease, but I will never recommend it as a primary card to a regular shopper as it hardly gives any good offer and if you are a regular shopper on any of the lifestyle products then to take a better card that might cost Rs.500 but you can enjoy better benefits and better facilities.

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