ICICI Bank MakeMyTrip Platinum Credit Card Review

ICICI Make My Trip Platinum Credit Card is a Co-Branded low-cost travel credit card. This card is designed for those who travel quite frequently and book tickets from MakeMyTrip. This card offers some attractive benefits like reward benefit, lounge access, benefits on movie tickets, discount on dining, etc. Now let’s have a closer look at its benefits. 

ICICI Bank MakeMyTrip Platinum Credit Card Review

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: ₹1,80,000 annually. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: ₹6,00,000 annually. 
  • Good CIBIL Score (750 or more).
  • Good relation with the bank. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip. (3 months) 
      • ITR
    • Self-employed person
      • Latest income tax return.  
      • Proof of business
      • Recent audited financial report. 

Fee:

  • Joining Fee: ₹500 + GST
  • Annual Fee: None. 

Benefits:

  • Welcome benefit:

On joining get ₹500 My Cash with MMTDOUBLEBLACK and Lemon Tree Hotels voucher worth ₹2,000.

  • Reward benefit:

This card offers 3 My Cash points on each ₹200 transactions on MakeMyTrip for hotel bookings, you will get 2 My Cash points for the same for flight booking. 

You will also get 1.25 My Cash points for every ₹200 international transactions made on MakeMyTrip. 

This card also offers 1 My Cashpoint for each ₹200 spend in India.

  • Lounge access:

Enjoy complimentary international and domestic airport lounge access accesses (Up to 1 complimentary lounge visit per quarter).

  • Movie tickets:

When you book a movie ticket from BookMyShow, you will get 1 movie ticket completely free with the purchase of another. You can get up to 2 free movie tickets per month.  

  • Dining benefit :

This card offers up to a 15% discount on billing amount across 2500 restaurants in the country.

  • Milestone benefit:

If you can spend ₹2.5 lakh in an anniversary year, then you will get a 1,000 bonus My Cash points. 

Also, if you can spend 50,000 on MakeMyTrip within an anniversary year, then you will get 1,000 My Cash points.  

  • Fuel surcharge waiver:

This card offers a 1% waiver on fuel surcharges. This offer applies to all HPCL fuel stations in India. 

Charges:

  • Cash Withdrawal Charge: 2.5% against the withdrawal amount. 
  • Finance Charge: 3.40% monthly. 
  • Foreign currency transaction: 3.50% against the transaction amount. 

Contact Details:

Call: 1860 120 7777

Mail: You can mail the service authority just by visiting their website here: https://www.icicibank.com/complaints/complaints.page 

100xGain Ratings: 6/10

Final Opinion:

This can be considered as the entry-level card as it offers very lesser benefit, so if you just like to keep this as an additional card with a small limit then can go for it else if you are looking at it for various benefits then you can choose from other cards which costs the same or maybe ₹500-2000 more per year but the benefits are also more than this. So if you are looking for some better benefits then you can check ICICI Bank MakeMyTrip Signature Credit Card. 

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