ICICI Bank MakeMyTrip Signature Credit Card Review

ICICI Bank recently launched a couple of new credit cards MakeMyTrip ICICI Bank Signature credit card is one of them, it’s in collaboration with MakeMyTrip. This card offers My Cash Benefit, benefits on hotel and travel booking through MakeMyTrip, lounge access, dining & movie benefits, and lots more. 

ICICI Bank MakeMyTrip Signature Credit Card Review

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: ₹40,000 monthly (minimum)
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Income tax return should be more than ₹5.5 lakh annually.
  • Good CIBIL Score (750 or more). 
  • Good Relation with the bank. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      •  Salary Slip of the last 3 months 
      • ITR
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report. 

Fee:

  • Joining Fee: ₹2,500 + GST
  • Annual Fee: None. 

Benefits:

  • Joining benefit:

On joining get ₹1,500 MyCash+ MMTDOUBLEBLACK and MMT BLACK enrolment, and Lemon Tree Hotels voucher worth ₹2,500.

  • Reward benefit:

For each ₹200 domestic spends with this card, you will get 1.25 MY Cash, you will get 1.50 My Cash for the same on International transactions. 

This card offers 2 My Cash for each ₹200 spend on MakeMyTrip for Flight booking, you will get 4 My Cash for the same for holidays and hotel bookings. 

1 My Cash = ₹1  

  • Lounge Access:

With this card, you can enjoy complimentary international and domestic airport lounge access (Up to 2 complimentary lounge visits per quarter).

  • Hotel Booking:

This card offers 4 My Cash for each ₹200 spend on hotel and holiday booking at MakeMyTrip. 

  • Dining benefit:

This card offers up to a 15% discount on your dining bill, this offer is applicable at over 2500+ restaurants in the country.

  • Movie benefit:

When you buy a movie ticket from BookMyShow or INOX you will get ₹300 off on the second ticket. 

  • Fuel Surcharge Waiver:

This card offers a 1% waiver on fuel surcharges, this offer is applicable at any HPCL fuel stations in India. 

  • Ola Benefit:

Get every 6th ride complimentary on OLA (in a calendar month) on booking your rides through your MakeMyTrip ICICI Bank Signature Credit Card. 

  • Airtel offer:

Airtel Postpaid users will get a complimentary international roaming pack for 10 days. 

Charges:

  • Cash Withdrawal Charge: 2.5% against the withdrawn amount.
  • Finance Charge: 3.40% monthly 
  • Foreign currency transaction: 3.50% against the transaction amount. 

Contact Details:

Call: 1860 120 7777

Mail: You can mail the service authority just by visiting their website here: https://www.icicibank.com/complaints/complaints.page 

Dispute Resolution Process:

100xGain Ratings: 6.5/10

Final Opinion:

ICICI MakeMyTrip Signature Credit Card is a budget travel credit card. And if you want a budget travel card then it can be a good option for you, as it offers My Cash on travel booking through MakeMyTrip, a 15% discount on movie tickets, and up to 2 free lounge accesses per quarter. 

ICICI Bank MakeMyTrip Credit Card is not a great travel credit card, but it is not a bad travel card either. This card is best for those who want a low-cost credit card. But if you want some premium benefits then you may go for the HDFC Regalia Credit Card or Axis Bank Vistara Signature Credit Card.  

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