ICICI Bank NRI Coral Credit Card Review

ICICI Bank offers several types of credit cards of different categories. Each types of icici credit have its own specialty and this is true for their NRI Coral Credit Card.  

This icici bank coral credit card is aimed at the non-resident Indians who are visiting India, this card comes with a couple of sweet features like complimentary icici coral credit card lounge access, dining discounts, free 3 UBER vouchers (Rs.100 *3) along with movie ticket benefit, etc. 

And last but not least ICICI Bank offers this icici credit card against fixed deposit, so every Indian can have access to this card. Let’s have a closer look at the benefits of this card and see what else it has to offer us? 

Eligibility for icici credit card application:

  • Resident Type: Non-Resident Indian. 
  • icici credit card eligibility for salary account:
    • Age: 21 to 60 yrs. 
    • Income: This card can be issued against a fixed deposit account. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: This card can be issued against a fixed deposit account. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip (3 months)
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest income tax return.  
      • Proof of business
      • Recent audited financial report. 

** IF you are thinking about how can i apply for icici bank credit card? Then I would recommend you to visit our FAQ page.  

Fee:

  • Joining Fee: Rs. 1,000 + GST
  • ICICI coral credit card annual fee: Rs. 500 + GST (Can be waived off if Rs. 1.5lakh is spent within a year)

Benefits:

This icici bank coral credit card benefits are discussed below. 

  • Uber gift voucher:

With this card, you will get 3 complimentary vouchers from Uber, Rs. 100 each. All new credit cards come in an inactive state, and in order to use them, you need to activate them first. So, if you want to know how to activate icici bank credit card for the first time? Then visit our ICICI Bank credit card FAQ page

  • Lounge access:

This card offers 2 complimentary domestic airport lounge visits per quarter (MasterCard). Click here to see the icici coral credit card lounge access list.

  • ICICI bank credit card bookmyshow offer:

Whenever you book a movie ticket from BookMyShow with this card, you will get 1 movie ticket completely free with the purchase of another. You can get a maximum of 2 free movie tickets in a month. To get the icici coral credit card bookmyshow offer timings and latest updates on offers click here

  • Dining benefit:

This card offers a minimum of 15% savings on dining bills at over 2600+ restaurants across India. You can see your total earned rewards and cashback in your monthly icici bank credit card statement. If you want to know how to get icici credit card statement then visit our FAQ page. 

  • Fuel surcharge waiver:

With this card you will get a 1% waiver on fuel surcharges, this offer is applicable at any HPCL fuel station in India. The maximum transaction amount is Rs. 4,000.

  • EMV chip card: 

This card comes with the advanced EMV Chip and 3d secure pin for icici credit card, which adds an extra layer of protection to your icici credit card transaction

If you have lost your credit card then you can block it using icici credit card app or from your icici bank credit card net banking account. You can also call the icici credit card customer care and ask them to block your missing card. 

Charges:

  • Cash Withdrawal Charge: 2.50% against the withdrawn amount. 
  • Finance Charge: The icici credit card rate of interest is 3.40% monthly. 
  • ICICI credit card international transaction charges3.50% against the transaction amount. 

Customer care of icici credit card:

ICICI customer care toll free number for credit card: 1860-120-7777

ICICI bank credit card complaint email id: You can mail the service authority just by visiting their complaint page. 

100xGain Ratings:

6.5/10

Final Opinion:

This icici bank coral credit card is specially designed for Non-Resident Indians, and use as a secondary credit card. Otherwise, I don’t find any other use for this card. This icici bank secured credit card can be issued against a Fixed deposit account, which makes it easier to get for those people who do not have a good CIBIL score. 

But there are several credit cards in the Indian Market that are issued against fixed deposit charges no joining or annual fee and offer way more benefits than this card. So if you are not a non-resident Indian and if you want a secured credit card, then you should avoid this card. 

Instead, you should check the alternative card options given below. There is a good chance that you will find your most suitable card among them.  

Alternative card options: 

  1. Axis Bank Vistara Signature Credit Card. (Best for lounge access and dining)
  2. ICICI Bank British Airways Classic Credit Card. (Best for travel and dining)
  3. Yatra SBI Card. (Best for reward points and travel-related benefits)
  4. Yes First Exclusive Credit Card.  (Best for reward point and travel benefits)

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