ICICI Bank Titanium Credit Card Review

ICICI Bank offers various cards for its large pool of customers, out of which ICICI Bank Titanium Credit Card is generally issued exclusively for its existing customers. This card offers a variety of benefits and rewards to cardholders like exclusive benefits from Visa, reward benefits, movie benefits, waiver on fuel surcharges, etc. Now let’s discuss its benefits in detail.  

Eligibility Criteria:

  • Resident Type:  
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Income tax return should be greater than ₹6 lakh. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Income tax return should be greater than ₹6 lakh.
  • Good CIBIL Score(750 or more). 
  • This card is available for the existing customers of ICICI Bank.  

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip
      • ITR
    • Self-employed person
      • Latest income tax return. 
      • Proof of business
      • Recent audited financial report. 


  • Joining Fee: None. 
  • Annual Fee: ₹500 + GST


  • Reward benefit:

For every Rs.100 spent on fuel purchases using this card, you will get 2 PAYBACK points. These points can be redeemed to get exciting products.

  • Movie benefit:

When you book a movie ticket from BookMyShow you will get a ₹100 discount on it. You can get this offer two times a month. 

  • Dining benefit:

Under the Culinary Treats Program, this card offers a 15% discount on your dining bill. 

  • Fuel surcharge waiver:

This card offers a 2.5% waiver on fuel surcharges, this offer is applicable at any HPCL fuel stations in India and the card should be swiped on an ICICI Bank swipe machine. The maximum transaction should be ₹4,000. 

  • Visa Benefit:

You will get some exclusive benefits like concierge service, and also access to airport lounges. 

  • Global Acceptance:

This Card is globally accepted, you can use this card at any outlet or e-commerce site for payment. 

  • EMV Chip Card:

This card comes with the advanced EMV Chip and Pin System, it makes your transactions much secure than before. 


  • Cash Withdrawal Charge: 2.50% against the withdrawn amount, min ₹300.  
  • Finance Charge: 2.49% monthly. 
  • Foreign currency transaction: 3.50% against the transacted amount. 

Contact Details:

Call: 1860-120-7777

Mail: You can mail the service authority just by visiting their website here: https://www.icicibank.com/complaints/complaints.page

100xGain Ratings:


Final Opinion:

After analyzing the benefits of this card, it can be said that this card can be beneficial for those who want a second credit card for fuel movie, and dining-related expenses. So if you are eligible for this card, you can take it as a second credit card for fuel-related expenses. 

But if you are looking for a primary credit card that offers fuel-related benefits and which you can use as a primary credit card, then you can go for Axis Bank Indian Oil Credit Card


10 thoughts on “ICICI Bank Titanium Credit Card Review”

  1. Hi there to all, the contents present at this web page are really amazing for people experience, well, keep up the good work fellows. Flory Ashley Earvin


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