ICICI HPCL Credit Card Review

ICICI Bank is one of the most trustworthy banks in India with a huge range of product offerings with a massive client base. icici hpcl credit card is one of the best credit cards in India specially designed for spending smartly on fuel expenses to save up to 5%. Apart from this, it also offers a plethora of benefits on movie tickets, and dining expenses, icici credit card bill payment offers, etc. let’s take a closer look at its benefits. 

ICICI bank hpcl credit card eligibility criteria:

  • Resident Type: Indian. 
  • For salaried person: 
    • Age: 21 to 60 yrs. 
    • Income: Rs. 25,000 + GST
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Income tax return should be greater than Rs. 3.6lakh. 
  • Good CIBIL Score (750 or more).
  • Good relation with the bank. 

Required documents for icici hpcl credit card application:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest income tax return.  
      • Proof of business
      • Recent audited financial report. 

** If .you are going to apply icici credit card online, then visit our FAQ page for the complete procedure. 

To track your application click here to go to the icici credit card tracking page. 

Fee:

  • ICICI bank hpcl credit card joining fee: Rs. 199 + GST
  • Annual Fee: Rs. 199 + GST (from second year onwards)

ICICI hpcl coral credit card benefits:

  • Cashback:

This icici hpcl coral credit card offers a 2.5% Cash-Back for purchasing fuel at HPCL pumps. (Maximum up to Rs. 100 on a month availed when the Card is swiped on ICICI Merchant Services swipe machine).

If you are going to activate icici credit card for the first time, then visit our FAQ page for the complete procedure. 

  • Reward benefit:

On spending Rs. 100 you will receive 2.5X rewards. The icici bank hpcl coral credit card users will get 2 PAYBACK points on spending other than fuel. On fuel, spending gets 5 PAYBACK points. Customers can receive fuel worth Rs. 500 for every 2000 PAYBACK points.

You can check your icici credit card balance and earned reward points from your net banking account or just by calling the icici credit card customer care toll free number

  • ICICI credit card offer on bookmyshow:

This icici coral hpcl credit card offers Rs. 100 off on movie tickets through BookMyShow. You can avail of this discount 2 times per month. Click here for icici coral credit card bookmyshow offer timings and updates. 

  • ICICI bank hpcl credit card dining offer:

This card offers up to 15% savings on your dining bill, this offer is applicable at 800+ restaurants in India. 

  • Fuel surcharge waiver:

If you use your icici hpcl coral credit card for fuel purchase you will get a 1% waiver on fuel surcharges, this offer is applicable at any HPCL fuel station in India. 

  • Annual fee waiver:

If you can spend Rs. 50,000 with your icici bank hpcl credit card in a year, then the annual fee for the next year will be waived off.  

  • EMV chip card: 

This card comes with a build-in EMV Chip and the icici bank credit card 3d secure PIN which makes your card even secure. But if you notice something wrong, then contact the icici bank credit card helpline no given below. 

ICICI bank credit card charges:

  • Cash Withdrawal Charge: 2.50% against the withdrawn amount, min Rs. 300. 
  • Finance Charge: 3.40% monthly. (Applicable if the total due amount is not cleared within your icici credit card due date)
  • Foreign currency transaction: 3.50% against the transacted amount.

ICICI credit card customer care contact details:

ICICI credit card customer care number: 1860-120-7777

ICICI credit card customer care email id: You can mail the service authority just by visiting the icici credit card complaint page

100xGain Ratings:

6.5/10

Final Opinion:

Needless to say, this icici bank hpcl credit card is specially designed to offer more benefits on fuel, and it offers some extraordinary benefits on dining, movie, and especially on fuel purchase. So if you are just willing to purchase fuel with this card then I think you should go for it, and take it as a secondary card. 

But if you want some more benefits like lounge access, benefits on shopping and travel, etc. which you don’t get with this card. Then there are lots of credit cards out there which may cost a little more but the offerings will be huge. For that, we have selected some alternative cards for you.

Alternative cards:

  1. Axis Bank My Zone Credit Card. (Best for cashback and dining)
  2. Axis Bank My Choice Credit Card. (Best for cashback and dining)
  3. Citi Cashback Credit Card. (Best for cashback and dining)

5 thoughts on “ICICI HPCL Credit Card Review”

Leave a Reply

Share via
Copy link
Powered by Social Snap
%d bloggers like this: