ICICI HPCL Credit Card Review

ICICI Bank is one of the most trustworthy banks in India with a huge range of product offerings with a massive client base. And their icici hpcl credit card is one of the best credit cards in India specially designed for spending smartly on fuel expenses to save up to 5%. Apart from this, it also offers a plethora of benefits on movie tickets, dining expenses, icici credit card bill payment offers, etc. let’s take a closer look at its benefits. 

What are the icici bank hpcl credit card eligibility criteria?

  • Resident Type: Indian. 
  • For salaried person: 
    • Age: 21 to 60 yrs. 
    • Income: Rs. 25,000 + GST
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Income tax return should be greater than Rs. 3.6lakh. 
  • A good CIBIL Score (750 or more) is required to apply for this icici bank hpcl credit card.

What documents are required to apply for icici hpcl credit card?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest income tax return.  
      • Proof of business
      • Recent audited financial report. 

What are the hpcl icici credit card fees?

  • ICICI bank hpcl credit card joining fee: Rs. 199 + GST
  • ICICI bank hpcl credit card annual fee: Rs. 199 + GST (from second year onwards)

What are the icici hpcl coral credit card benefits?

  • Earn cashback on every fuel transaction you make:

This icici bank hpcl credit card offers a 2.5% Cash-Back for purchasing fuel at HPCL pumps. (Maximum up to Rs. 100 on a month availed when the Card is swiped on ICICI Merchant Services swipe machine). If you are going to activate icici credit card for the first time, then visit our FAQ page for the complete procedure. 

  • A powerful reward program that will make your every transaction rewarding:

The icici bank hpcl coral credit card users will get 2 PAYBACK points for every Rs.100 transaction (except on fuel). Customers can receive fuel worth Rs. 500 for every 2000 icici hpcl credit card reward points.

You can check your icici credit card balance and earned reward points from your net banking account or just by calling the icici credit card customer care toll-free number

  • Make your evenings more entertaining with exclusive offers on movies:

This icici coral hpcl credit card offers Rs. 100 off on movie tickets through BookMyShow. You can avail of this discount 2 times per month. Click here for icici coral credit card bookmyshow offer timings and updates. 

  • Enjoy a premium dining experience with attractive discounts on dining bills:

This icici bank hpcl credit card offers up to 15% savings on your dining bill, this offer is applicable at 800+ restaurants in India. 

  • Enjoy freedom from fuel surcharges:

If you use your icici hpcl coral credit card for fuel purchase you will get a 1% waiver on fuel surcharges, this offer is applicable at any HPCL fuel station in India. 

  • Get an opportunity to make your card lifetime free:

If you can spend Rs. 50,000 with your icici bank hpcl credit card in a year, then the annual fee for the next year will be waived off.  

  • Security of the advanced EMV chip:

This icici bank credit card comes with a built-in EMV Chip and the icici bank credit card 3d secure PIN which makes your card even more secure. But if you notice something wrong, then contact the icici bank credit card helpline no given below. 

How much are the icici hpcl credit card charges?

Particulars 

Payable Amount

ICICI hpcl credit card cash withdrawal charge

2.50% against the withdrawn amount, min Rs. 300.

ICICI hpcl visa credit card finance charge

3.40% monthly (Applicable if the total due amount is not cleared within your icici credit card due date)

Foreign currency transaction

3.50% against the transacted amount.

ICICI bank add on credit card fee

None

How to contact the icici credit card customer care department?

  • ICICI credit card customer care number: 1860-120-7777 / 022-3366-7777 or +91-40-7140-3333
  • ICICI credit card customer care email id: headservicequality@icicibank.com 

100xGain Ratings:

6.5/10

Pros and Cons of ICICI Bank HPCL Credit Card:

Pros 

Cons

  • This icici bank credit card is really good at offering fuel benefits.
  • The annual fee is very low.
  • You can also get a complete waiver on your annual fee.
  • The fuel benefits are only available at HPCL fuel stations.

Final Opinion:

Needless to say, this icici bank hpcl credit card is specially designed to offer more benefits on fuel, and it offers some extraordinary benefits on dining, movies. So if you are just willing to purchase fuel with this card then I think you should go for it, and take it as a secondary card. 

But if you are not satisfied with the icici bank hpcl credit card features or want some more benefits like lounge access, shopping, and travel, etc. which you don’t get with this card. Then there are lots of credit cards out there which may cost a little more but the offerings will be huge. For that, we have selected some alternative cards for you.

 Alternative Cards:

  1. Axis Bank My Zone Credit Card. (Best for cashback and dining)
  2. Axis Bank My Choice Credit Card. (Best for cashback and dining)
  3. Citi Cashback Credit Card. (Best for cashback and dining)

 

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