ICICI Bank is best known for its cutting-edge technology and customized financial products for its customers that offer enormous benefits to its loyal and huge customer base. Not only that ICICI bank is one of the pioneers in the credit card segment too and some of its credit cards are extremely popular in India.
The icici sapphiro credit card is one among them. This card comes with various benefits on purchases, free complimentary golf rounds, dining benefits, etc. It comes with 2 cards and benefits with the convenience of 1 icici bank credit card account.
ICICI sapphiro credit card eligibility criteria:
- Resident Type: Indian.
- For salaried person:
- Age: 23 to 60 yrs.
- icici credit card minimum salary requirement: Rs. 9,60,000 annually.
- For self-employed person:
- Age: 23 to 65 yrs.
- icici credit card minimum salary requirement: Rs. 10,00,000 annually.
- Good CIBIL Score(750 or more).
- Good relation with the bank.
You can apply for a credit card in icici bank both offline and online. Click here for the application process.
Documents required to get a credit card in icici bank:
- Photocopy of ID Proof (any 1)
- Aadhar card
- Voter Card
- PAN Card
- Photocopy of Address proof (any 1)
- Last 6 months bank account Statement
- Aadhar Card
- Driving License
- Utility bill
- One recent passport-sized photographs
- Proof of income statement:
- Salaried Person (any 1)
- Latest Salary Slip, (3 months)
- ITR (Income Tax Return)
- Self-employed person
- Income tax return of the last year
- Proof of business
- Recent audited financial report.
- Salaried Person (any 1)
Once the icici credit card online application is submitted successfully you can track icici bank credit card status with application number or with your mobile number.
ICICI bank sapphiro credit card fees:
- Joining Fee: Rs. 6,500 + GST
- Annual Fee: Rs. 3,500 + GST
ICICI sapphiro credit card benefits:
On this sapphiro credit card icici bank offers Rs. 1000 worth of shopping and travel vouchers at the time of joining as a welcome gift.
The American Express card offers 3 PAYBACK points for domestic and 6 PAYBACK Points for international transactions. Min transaction amount is Rs. 100.
The MasterCard Variant offers 2 PAYBACK Points for domestic and 4 PAYBACK Points for international transactions. Min transaction amount is Rs. 100.
1 icici credit card reward points value in rupees is equal to Rs. 0.25.
Every quarter it offers 4 complimentary domestic airport lounge accesses.
This card owner enjoys 2 complimentary international airport lounge access per year and 2 complimentary domestic airport spa visits per year.
ICICI credit card bookmyshow offer:
Buying movie tickets from BookMyShow the cardholder can get 1 movie/event ticket and get up to Rs. 500 off on the second ticket.
On this sapphiro credit card icici bank offers up to 15% savings on your dining bill. That means your evenings will be more delightful than ever.
Sapphiro cardholders can enjoy 4 complimentary rounds of golf every month at the golf course of their choice based on eligible spending on your card
The cardholder needs to spend Rs. 50,000 in an icici bank credit card billing cycle to get free golf rounds.
With Rs. 4 lakh spent with your card, you will get 4,000 PAYBACK points, after that, you will get 2,000 PAYBACK Points. You can win a maximum of 20,000 PAYBACK points in a year.
Also for each Rs. 100 spent on fuel and utility, you will get 1 reward point. The icici credit card reward points value in rupees is equal to Rs. 0.25.
Benefits from the icici bank american express credit card variant:
There are some exclusive benefits with the American express variants like:
Exclusive icici credit card offer on flight booking, Up to 10% discount on some selected Etihad airways tickets.
25% discount on Taj, The Gateway, Roseate Hotels, and Vivanta Hotel rates.
5% instant discount on Croma, applicable on Non-EMI and EMI transactions over Rs. 20,000. For icici credit card emi calculator click here.
25% discount on jewelry at Joyalukkas.
Click here for the icici credit card emi conversion process.
Fuel surcharge waiver of icici sapphiro credit card:
This card offers a 1% waived off on fuel surcharges for transactions made at fuel pumps in India.
If you want to know how to close icici bank credit card? then feel free to visit our FAQ page.
Annual fee waiver:
If you can spend Rs. 6,00,000 in a year, then the annual fee for the next year will be waived off.
You can check your credit card balance by calling the icici credit card phone banking number 1860-120-7777.
With this credit card icici bank offers a world-class concierge service, you can get assistance from them on hotel, restaurants and travel booking, movie ticket booking, and lots more.
EMV chip card:
All icici credit card comes with a built-in EMV Chip which makes it too secure.
ICICI sapphiro credit card charges:
- Cash Withdrawal Charge: 2.50% against the withdrawn amount, Min Rs. 300
- Finance Charge: 3.40% monthly. (Applicable if the icici credit card outstanding balance is not cleared within the icici credit card payment due date)
- Foreign currency transaction: 3.50% against the transacted amount.
- Add-on card fee: None.
ICICI credit card customer care 24×7 helpline:
ICICI credit card customer care no: 1860-120-7777
Mail: You can mail the service authority just by visiting their icici bank credit card online complaint page.
If you want to close your credit card account, call the icici bank credit card customer care toll free no to initiate the icici credit card cancellation process. You may need to provide some icici bank credit card details like your icici credit card number, etc.
Hopefully, this icici bank sapphiro credit card review will help you to understand it better. This is an icici premium credit card, it offers a lot of amazing benefits on travel and other categories like free golf rounds, big discount on dining, fuel surcharge waiver, concierge service, and lots more.
But as a premium credit card, this card should offer more benefits and should reduce the fees a bit, and these four credit cards can be a very good alternative.