ICICI Titanium Credit Card Review

ICICI Bank offers various cards for its large pool of customers, out of which icici titanium credit card is generally issued exclusively for its existing customers. This card offers a variety of benefits and rewards to cardholders like exclusive benefits from Visa, reward benefits, movie benefits, waiver on fuel surcharges, etc. Now let’s discuss its benefits in detail.

Eligibility Criteria:

  • Resident Type:  
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Income tax return should be greater than Rs. 6 lakh. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Income tax return should be greater than Rs. 6 lakh.
  • Good CIBIL Score(750 or more). 
  • This card is available for the existing customers of ICICI Bank.

Required documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest income tax return. 
      • Proof of business
      • Recent audited financial report.


  • Joining Fee: None. 
  • Annual Fee: The icici credit card annual fee for this card is Rs. 500 + GST.

The benefits of icici credit card:

ICICI Bank Titanium credit card offers some exclusive benefits for their customers. 

  • Reward benefit:

For every Rs.100 spent on fuel purchases using this card, you will get 2 icici bank credit card payback points. These points can be redeemed to get exciting products.

  • Movie benefit:

If you are a movie lover then you are going to love this card. When you book a movie ticket from BookMyShow you will get an Rs. 100 discount on it. You can get this icici credit card movie ticket offer two times an icici bank credit card billing cycle

  • Dining benefit:

The icici credit card dining offers are awesome. Under the Culinary Treats Program, this card offers a 15% discount on your dining bill. That means the evenings will be more delightful and the food will be more delicious. 

  • Fuel surcharge waiver:

This card offers a 2.5% waiver on fuel surcharges, this offer is applicable at any HPCL fuel station in India and the card should be swiped on an ICICI Bank swipe machine. The maximum transaction should be Rs. 4,000. 

  • Visa benefit:

You will get exclusive benefits like concierge service, and access to airport lounges. 

  • Global acceptance:

You will never face acceptance issues with this card. This Card is globally accepted, you can use this card at any outlet or e-commerce site where credit cards are accepted. 

  • EMV chip card:

This card comes with the advanced EMV Chip and Pin System, this chip offers more sophisticated authentication than the previously used magnetic strips and it makes your credit card transactions much secure than before. 


  • Cash Withdrawal Charge: icici credit card atm withdrawal charges for this card is 2.50% against the withdrawn amount, min  Rs. 300.  
  • Finance Charge: icici credit card interest rate for this card is 2.49% monthly. 
  • Foreign currency transaction: icici credit card foreign currency transaction charges for this card is 3.50% against the transacted amount. 

ICICI credit card contact details:

Call: 1860-120-7777

Mail: You can mail the service authority just by visiting their website by clicking here

100xGain Ratings:


Final Opinion:

After analyzing the benefits of this card, it can be said that this card can be beneficial for those who want a second credit card for fuel movie, and dining-related expenses. So if you are eligible for this card, you can take it as a second credit card for fuel-related expenses. 

Every credit card has its own specialization and if you are not satisfied with the benefits offered by this card then you should take a look at the alternative credit card options. Hopefully, you will find your choice from them. 

Alternative cards: 

10 thoughts on “ICICI Titanium Credit Card Review”

  1. Hi there to all, the contents present at this web page are really amazing for people experience, well, keep up the good work fellows. Flory Ashley Earvin


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