ICICI Titanium Credit Card Review

ICICI Bank offers various cards for its large pool of customers, out of which icici titanium credit card is generally issued exclusively for its existing customers. This card brings a variety of benefits with it like icici payback points with every transaction, attractive deals on movie and dining expenses, handsome fuel surcharge waivers, and lots more. More about the benefits of icici credit card are discussed below.

What is the required eligibility to apply for icici credit card?

• Resident Type:  
• ICICI credit card eligibility criteria for salaried person:
  • Age: 21 to 60 yrs. 
  • Income: Income tax return should be greater than Rs. 6 lakh. 
• ICICI bank credit card eligibility criteria for self-employed person:
  • Age: 21 to 65 yrs. 
  • Income: Income tax return should be greater than Rs. 6 lakh.
• A CIBIL score of 670+ is needed to apply for this icici credit card. 
• This card is available for existing icici credit card customers only. 

What documents are required to apply for an icici credit card? 

• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Photocopy of Address proof (any 1) 
  • Last 6 months bank account Statement
  • Aadhar Card 
  • Driving License 
  • Passport
  • Utility bill
• One recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    • Latest salary slip
    • ITR (Income Tax Return)
  • Self-employed person
    • Latest income tax return. 
    • Proof of business
    • Recent audited financial report.

What are the ICICI Bank titanium credit card fees?

• ICICI titanium credit card joining fee: Will be discussed at the time of approval.
• ICICI credit card annual fee: Will be discussed at the time of approval.

What are the benefits of Icici titanium debit card? 

• Reward benefit:

With every Rs.100 transaction made using this card, you can earn 2 icici bank credit card payback points. Those points can be exchanged from the payback point catalog.

• Attractive icici credit card movie ticket offers:

If you use this card to book a movie ticket from BookMyShow you will get an Rs.100 discount on it. You can get this offer two times an icici bank credit card billing cycle. 

• Mind-blowing icici credit card dining offers:

Under the icici bank culinary treats program, this card offers upto 15% discount on your dining bill at some of the selected restaurants in India. 

• Fuel surcharge waiver:

This icici titanium credit card offers a 2.5% waiver on fuel surcharges across all HPCL fuel stations in India. This icici credit card fuel surcharge waiver offer is applicable on transactions up to Rs.4000. 

• Advanced security arrangements:

This icici bank mastercard credit card is equipped with the advanced EMV Chip, this chip with its very strong encryption method makes your icici titanium account much more secure than before.

What are the icici bank credit card charges?

Particulars	Payable Amount
ICICI credit card atm withdrawal charges	2.50% against the withdrawn amount, min  Rs. 300 (Check your titanium credit card limit before making a withdrawal)
ICICI credit card finance charge	ICICI credit card interest rate can go up to 2.49% monthly (Applicable if your icici credit card payment is not made in time)
ICICI credit card international transaction charges	3.50% against the transacted amount.

What are the icici credit card contact details?

• Call the icici bank credit card customer care number: 1860-120-7777 / 022-3366-7777 or +91-40-7140-3333
• Write to the icici credit card mail id: headservicequality@icicibank.com 

100xGain Ratings:

6.5/10

Pros and cons of the ICICI titanium mastercard credit card:

Pros	Cons
This card offers useful icici bank credit card payback points with every transaction. There is a huge discount on dining and entertainment expenses. This icici bank titanium credit card features a huge waiver on fuel surcharges.	There are no lounge access benefits on this icici bank credit card.

Final Opinion:

After analyzing the icici credit card benefits, it can be said that this card can be beneficial for those who want a secondary credit card for fuel, movies, and dining-related expenses. So if you are eligible for this card, you can take it as a secondary credit card. 

But if you are looking for a better card, then I would recommend you take a look at our best second credit cards page. You can also compare the alternative options given below. 

Alternative cards of the icici bank titanium credit card: 

1. Axis Bank Buzz Credit Card. (Best for shopping and dining)
2. HSBC Cash-Back Credit Card. (Best for cashback and dining) 
3. Kotak Mahindra Royale Signature Credit Card. (Best for travel and fuel benefit)
4. Vi Credit Card. (Best for reward point and fuel surcharge waiver)