When it comes to attractive benefits at an affordable rate, there are only a few credit cards available in India that can be compared with the IDFC First Bank WoW credit card. It is a lifetime free credit card that is loaded with attractive benefits and privileges. It lets you enjoy powerful reward points on every transaction, huge discounts on dining expenses, attractive deals on Health & Wellness Products, and tons of other idfc first wow credit card privileges. Make sure to read the complete review to know more about the idfc credit card benefits.
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How does the idfc credit card eligibility work?
The card is not launched yet, you can join the waitlist by clicking here.
- Resident Type: Indian
- IDFC bank credit card eligibility criteria for salaried person:
- Age: 21 to 60 years.
- Income: You can get this credit card against fixed deposit account.
- IDFC first bank credit card eligibility criteria for self-employed person:
- Age: 21 to 60 years.
- Income: You can get this dfc bank credit card against a fixed deposit.
Once the card gets launched, you can apply for it from the idfc credit card apply online page, once your idfc credit card application is submitted, you will get an application id. Later you can use that to track your idfc credit card application status. If you don’t know how to apply for idfc credit card? then make sure to take a look at our faq page.
What documents are required to apply for an idfc bank credit card application?
- Photocopy of Address proof (any 1)
- Last 6 months’ bank account Statement
- Aadhar Card
- Driving License
- Passport
- Utility bills
- Photocopy of ID Proof needed to apply for credit cards.
- Aadhar card
- Voter Card
- Passport
- PAN Card
- Two recent passport-sized photographs
- Proof of income statement:
- Salaried Person (any 1)
- Salary Slip of last 3 months
- ITR (Income Tax Return)
- Self-employed person
- Income tax return of the last year
- Proof of business
- Salaried Person (any 1)
What are the idfc first wow credit card fees?
- IDFC first bank wow card joining fee: None.
- IDFC first bank wow credit card annual fee: Free for a lifetime.
What are the idfc first wow credit card benefits?
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Get started with a huge joining bonus:
You will get 5% cashback on all spend transactions you make using this idfc credit card within the first 90 days of your idfc credit card activation.
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Make your transactions more rewarding:
This idfc first wow credit card offers 4 rewards for every Rs.100 transaction (excluding fuel, EMI Payment, Insurance, & cash withdrawal)
These idfc first wow credit card rewards will never expire and you can use them to make payments for online or offline shopping. 1 reward point = Rs.0.25. You can keep track of your idfc credit card status from your idfc credit card app.
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Dine with more delight:
Using this idfc first bank credit card you can bag up to a 20% discount on your dining expenses. This idfc first bank credit card offer is available at over 1500+ restaurants across the country.
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Attractive deals on lifestyle categories:
This idfc credit card features a 15% discount at over 3000+ Health & Wellness outlets across the country.
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Enjoy freedom from fuel surcharges:
This idfc first credit card lets you enjoy a 1% waiver on fuel surcharges across all fuel stations in India. You can earn up to Rs.200 waiver in an idfc credit card statement cycle.
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Complimentary idfc insurance coverage protection:
The details of the idfc first card insurance coverage scheme are mentioned below.
|
Particulars |
Total coverage amount |
| Personal accidental coverage | Rs.2,00,000 |
| Lost card liability coverage | Rs.25,000 |
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Emergency assistance service:
With this idfc free credit card, you will get a complimentary roadside assistance service worth Rs.1,399. You can call the idfc credit card customer care number to ask for assistance.
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Enjoy easy bill splitting:
Your idfc bank credit card offers you to convert your high-value transactions (over Rs.25,000) into small monthly installments from your idfc credit card app.
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Instant idfc credit card bill payment options:
You can make your idfc credit card payment online from your idfc credit card net banking account or by using any credit card bill payment app like Cred, Paytm, Google Pay, Phone Pe, etc.
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Enjoy the convenience of the contactless payment facility:
This idfc card is equipped with advanced contactless credit card technology, this feature allows you to make payments just by placing your idfc first bank card over any contactless-enabled POS machine.
What are the idfc first wow credit card charges?
|
Particulars |
Chargeable amount |
| Cash withdrawal charges | Rs.250 per withdrawal (Check your available idfc credit card limit before making a withdrawal) |
| IDFC credit card finance charge | The IDFC credit card interest rate ranges between 0.75% to 3.5% per month (applicable if your idfc first wow credit card payment is not made within time) |
| IDFC credit card international transaction charges | 0% for all international transactions |
| IDFC first add-on card fee | None |
International transactions on all new credit cards are temporarily turned off. So if you want to know, how to get idfc credit card activated for international usage? then make sure to take a look at our idfc credit card faq page.
How to contact the idfc credit card customer care department?
- Call the idfc credit card helpline number: 1860-500-1111
- Write to the idfc first bank credit card customer care mail id: creditcard@idfcfirstbank.com
100xGain Ratings:
7.5/10
Pros and cons of this IDFC first credit card:
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Pros |
Cons |
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Final Opinion:
If you are looking for a low-cost credit card with attractive benefits, then this IDFC First Bank WoW credit card would be a great choice for you. From huge discounts on dining and healthcare categories, to reward points on every transaction, this card has everything you can expect from a credit card at this price.
But if you are ready to spend a bit more to get some extra benefits, then I would encourage you to take a look at our top credit cards pages.