Indusind Bank Eazydiner Credit Card Review

The Indusind Bank Eazydiner credit card is a brand new co-branded credit card from IndusInd Bank. The Eazydiner card compliments your dining expenses with handsome discounts on your dining bills, and reward points that you can later use to pay your dining bills. You can also enjoy complimentary access to airport lounges, free movie tickets every month, and lots more. More about indusind bank credit card benefits are discussed below. 

How does the indusind bank credit card eligibility work?

• Resident Type: Indian
• indusind bank credit card eligibility criteria for salaried people:
  • Indusind credit card age requirement: 21 to 60 years.
  • Indusind credit card salary eligibility: Above Rs.60,000 monthly.
• indusind credit card eligibility for self-employed people:
  • Indusind credit card age requirement: 21 to 65 years.
  • Indusind credit card salary eligibility: The annual income tax return of the applicant should be above Rs.5 lakh.
• An excellent CIBIL score of 720+ is required to apply for this indusind bank card.

What documents are required to apply for an indusind bank credit card?

• Photocopy of Address proof (any 1)
  • Last 6 months bank account statement
  • Aadhar Card
  • Driving License
  • Passport
  • Utility bills
• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Two recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    • Salary Slip of last 3 months
    • ITR (Income Tax Return)
  • Self-employed person
    • Income tax return of the last year
    • Proof of business

What are the Eazydiner indusind bank credit card fees?

• Indusind bank credit card joining fees: Rs.1999 + GST
• Indusind bank credit card annual fee: Rs.1999 + GST

What are the Eazydiner indusind bank credit card benefits?

• A huge joining bonus to welcome you:

With your indusind credit card pin activation, you will be welcomed with a bunch of attractive gifts.

• • An annual Eazydiner prime membership worth Rs.2950.
  • A Rs.5000 postcard hotel voucher.
  • 2000 bonus indusind credit card rewards, etc.

• Make every transaction rewarding:

Every transaction you make using this card, can earn you assured indusind bank credit card reward points.

Category of transaction	EazyPoints for Every Rs.100 spent
Dining, shopping, and entertainment	10 reward points
All other transactions (excluding fuel)	4 indusind bank credit card points
Dining expenses made using your Eazydiner credit card	3x indusind bank credit card rewards

You can use your earned indusind credit card reward points to get an extra discount on dining expenses, pay for hotel stays and exclusive restaurant events across the country.

• Experience the delight of dining:

With the Eazydiner prime membership, this indusind credit card offers a 25% discount on your dining expenses. Also, If you link your Eazydiner card with the PayEazy app and use that app to pay for your dining expenses, you will get an additional 25% discount (upto Rs.1000) on your dining bills. 

• Add comfort to your travel:

Your indusind bank credit card features upto 2 free quarterly access to domestic airport lounges. Click here for the indusind bank credit card lounge access list.

• Enjoy exclusive indusind bank credit card movie offers:

You can get upto 2 free movie tickets (upto Rs.200 per ticket) every month. The indusind bank credit card movie offer is only applicable on BookMyShow.

• Get freedom from fuel surcharges:

This indusind bank credit card offers a 1% waiver on fuel surcharges across all fuel stations in India. The transaction amount should be between Rs.400 to Rs.4000.

• Earn exclusive rewards on card renewal:

Every time you pay your credit card annual fee, your Eazydiner prime annual membership will also get renewed.

• Experience the convenience of contactless technology:

This indusind card is equipped with advanced contactless payment technology, this feature allows you to make payments just by placing your card over any contactless-enabled POS machine. 

What are the indusind bank credit card charges?

Particulars	Chargeable amount
Indusind bank credit card cash withdrawal charges	2.5% against the transaction amount, min Rs.300 (check your indusind bank credit card limit before making a withdrawal)
Indusind bank credit card finance charge	3.83% monthly or 46% annually (applicable if your indusind bank credit card payment is not made in time)
Indusind bank credit card international transaction charges	3.5% against the transaction amount

How to contact the indusind bank credit card customer care department?

• Call the indusind bank credit card customer care number: 1860-267-7777 / 022-4406-6666 or 022-4220-7777 (Premium Customers)
• Write to the indusind bank credit card customer care email id: indulge.care@indusind.com 

100xGain Ratings:

7/10

Pros and cons of the Eazydiner indusind credit card:

Pros	Cons
This indusind bank credit card offers some huge discounts on dining expenses. The reward earning rate of this card is quite impressive. You can enjoy free lounge access using this indusind bank credit card.	There are no travel booking benefits on this indusind credit card. The indusind bank credit card airport lounge access benefit is only available at domestic lounges.

Final Opinion:

If you are a frequent diner looking for a credit card that can earn you some savings from your out-of-pocket expenses, then you would love the Eazydiner indusind credit card. It lets you earn upto a 50% discount on your dining expenses, and accelerated rewards on dining and entertainment-related expenses which I think is more than enough at this cost. 

Alternative cards:

1. Axis Bank Neo Credit Card (Best for cashback and movie benefits)
2. HDFC bank diners club black credit card (Best for reward and lounge benefits)
3. Kotak Mahindra League Platinum Credit Card (Best for reward, dining, and golf benefits)

FAQs on IndusInd credit card:

• What is the limit of IndusInd credit card?

The credit card limit of your IndusInd bank credit card depends on your eligibility portfolio. However, you can find the assigned credit limit on your card on your indusind bank credit card welcome kit, or from your indusind bank credit card app.

• What is minimum amount due in IndusInd credit card?

Generally, the minimum amount of credit card is around 5% of your total due amount. You can find the minimum due amount printed on your indusind bank credit card statements.

• How to check indusind bank credit card status?

You can keep track of your indusind bank credit card status from your net banking account.

• How to close indusind bank credit card?

You can simply call the indusind bank credit card customer number and ask the customer service executive to initiate the cancellation process. You can also download the indusind bank credit card cancellation form, fill it up and send it to the address given below:

IndusInd Bank Ltd

PO Box 9241,

Chakala MIDC, Andheri (E)

Mumbai- 400093

Things to remember before closing your credit card:

• • Repay your credit card outstanding.
  • Cancel the auto payment option.
  • Use your unused reward points.
  • Unlink your card from all of your accounts.

• How to check indusind bank credit card due date?

You can find your credit card payment due date printed on your monthly credit card statements. You can also call the indusind bank credit card customer care department to get the information.

• How to check indusind bank credit card application status?

Once your indusind bank credit card application is submitted, you will get a unique application id. You can use that application number to track your indusind bank credit card application status from the status tracking page.