Indusind Bank Iconia Credit Card Review

The Indusind Bank Iconia credit card is designed especially for your lifestyle and travel privileges. This card is a premium category card. It comes with a one-time joining fee of ₹3500. This card offers you so many facilities such as welcome gifts, reward points, privileges on hotels, travels, offers on golf, movies, freedom from fuel surcharge, etc. Extra benefits of this card are Auto assistance, concierge service, etc.

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 18 to 65 yrs. 
    • Income: 3.6 lakh annually. 
  • For self-employed person:
    • Age: 18 to 65 yrs. 
    • Income: 4.8 lakh annually. 
  • Good CIBIL Score (750 or more).
  • Good relation with the bank. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      •  Salary Slip of the last 3 months 
      • ITR
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report. 


  • Joining Fee: ₹3,500 + GST
  • Annual Fee: None. 


  • Welcome benefit:

With the issuance of the card, you will get gift vouchers as a welcome gift from Montblanc, luxe gift card, Amazon gift card by which you can shop, recharge, bill payment in Amazon, Flipkart gift voucher, Bigbazar, Zee5, Swiggy, Zomato Gold, Ola, Uber, BATA, and many more. 

  • Reward benefit:

If you spend Rs.100 on weekends (Saturday and Sunday) you will get 2 reward points, and you will get 1.5 reward points for the same on other days in the week. 

  • Lounge access:

You will get access to more than 600 lounges all over the world with the help of priority pass membership facility of your IndusInd Bank Iconia Credit Card

Also with the help of the Travel Pass facility, you will get 8 more lounge accesses.

  • Movies Benefit:

If you book a ticket from you will get a ticket free. You can also get 20% off up to Rs.200 on non-movie categories. 

  • Golf Access:

With this card will get complimentary golf games and golf lessons at stunning and luxurious golf clubs across India. 

  • Fuel surcharge waiver:

You will get a 1% waiver on fuel surcharges when you use the card at any petrol pump in India. This waiver is applicable for all transactions between ₹400 to ₹4000.

  • Iconia Assistance:

This card comes with a world-class concierge service, you can get assistance from them on hotel and flight booking, sports and movie ticket booking, gift delivery service, and lots more.

You will also get a roadside assistance service with this card.  

  • EMV Chip Card:

This card comes with the advanced EMV chip and PIN system, it makes your transactions much secure than before. 


  • Cash Withdrawal Charge: 2.5% against the amount, min ₹300. 
  • Finance Charge: 3.83% monthly. 
  • Foreign currency transaction: 3.5% against the transacted amount.  

Contact Details:

Call: 1860-267-7777

Mail: [email protected]

100XGain Ratings:


Final Opinion:

If you are searching for a premium credit card on a low budget then Indusind Bank Iconia credit card is appropriate for you. It has all the facilities that most of the premium cards offer, you will get free lounge access, golf games and free lessons, benefit on Movie and non-movie categories, etc. But if you are ready to spend more and want a more premium credit card then you can go for SBI Prime Credit Card or SBI Elite Credit Card.  

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