Indusind Bank Iconia Credit Card Review

When it comes to attractive benefits at an affordable rate, there are only a few credit cards available in India that can be compared with the IndusInd bank iconia credit card. Targeting the huge Indian customer base, this credit card offers free airport lounge access via the travel pass program, attractive deals on movie tickets, assured IndusInd rewards with every transaction, and lots more. A detailed description of the IndusInd bank iconia visa credit card benefits is given below.

Who can apply for the Indusind iconia credit card?

• Resident Type: Indian. 
• IndusInd bank credit card eligibility criteria for salaried person:
  • Indusind credit card age limit: 18 to 65 yrs. 
  • Income: Rs.3.6 lakh annually. 
• IndusInd credit card eligibility criteria for self-employed person:
  • Required age limit for credit card application: 18 to 65 yrs. 
  • Income: Rs.4.8 lakh annually. 
• A CIBIL score of 680+ is needed to apply for this IndusInd iconia visa credit card.

What documents are required to apply for an IndusInd bank credit card?

• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Photocopy of Address proof (any 1) 
  • Aadhar Card 
  • Driving License 
  • Passport
  • Utility bill
• One recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    • Salary Slip of the last 3 months 
    • ITR
  • Self-employed person
    • Income tax return of the last year 
    • Proof of business
    • Recent audited financial report. 

What are the IndusInd bank iconia credit card fees?

• IndusInd iconia card joining fee: Rs.3,499 + GST
• IndusInd bank iconia credit card annual fee: None.

What are the IndusInd bank iconia credit card benefits?

• Get started with a huge joining bonus:

With the issuance of the iconia IndusInd credit card, you will be welcomed with exclusive gift vouchers from top brands like Montblanc, Luxe gift card, The Postcard Hotel, Vouchagram, etc.

• Make your transactions more rewarding:

For every Rs.100 spent on weekdays, this IndusInd iconia credit card offers 0.75 reward points. You will also get 1 IndusInd card reward for the same on weekends.

• Add comfort to your travel:

This IndusInd bank iconia credit card offers a complimentary travel pass program that gives 8 free access to international airport lounges.

• Enjoy attractive IndusInd credit card movie ticket offers:

If you use this iconia card to book a movie ticket from BookMyShow, you will get another one (up to Rs.200) completely free. This IndusInd offer is available once in an IndusInd statement cycle. 

• Get freedom from credit card fuel surcharges:

This iconia credit card features a 1% waiver on fuel surcharges across all fuel stations in India. You can earn up to Rs.80 waiver every IndusInd credit card statement cycle.

• Complimentary IndusInd insurance coverage:

With this iconia credit card IndusInd bank offers travel insurance coverage, the details are mentioned below.

Particulars	Total coverage amount
Lost baggage	Rs.1,00,000
Delayed baggage	Rs.25,000
Lost passport	Rs.50,000
Loss of ticket	Rs.25,000
Missed connection	Rs.25,000
Air accidental death coverage	Rs.25 lakh

• Complimentary lost card liability coverage:

This IndusInd bank iconia credit card features a complimentary lost card liability coverage, which means, if your iconia credit card ever gets lost or stolen then you just have to report it by calling the IndusInd bank credit card helpline no and you will no longer be liable for anything bad that may happen to your missing IndusInd card.

What are the IndusInd bank iconia credit card charges?

Particulars	Chargeable amount
IndusInd credit card charges for cash withdrawal	2.5% against the amount, min Rs.300 (check your IndusInd credit card limit before making a withdrawal)
IndusInd card finance charge	The IndusInd credit card interest rate can go up to3.83% monthly (applicable if you don’t pay IndusInd credit card bill in time)
IndusInd bank card foreign transaction fee	3.5% against the transacted amount
IndusInd add-on credit card fee	None

How to contact the customer care of IndusInd bank credit card?

• Call the IndusInd credit card helpline number: 1860-267-7777 / 022-4406-6666 or 022-4220-7777 (Premium Customers)
• Write to the IndusInd bank credit card mail id: indulge.care@indusind.com

100xGain Ratings: 

6.5/10

Pros and cons of the IndusInd bank iconia visa credit card:

Pros	Cons
This IndusInd bank credit card features free access to airport lounges. You can win some free movie tickets every month. It is an IndusInd lifetime free credit card.	The IndusInd card reward earning rate is not that great.

Final Opinion:

If you are searching for a low-cost credit card that can offer you some lifestyle privileges, then the Indusind iconia visa credit card would be a solid choice for you. It lets you enjoy free access to airport lounges, win free movie tickets every month, and earn assured IndusInd credit card rewards with every transaction which are more than enough at this cost.

But you can’t apply for this iconia IndusInd bank credit card anymore because Indusind Bank has stopped sourcing this card. Therefore, I would ask you to visit our best lifestyle credit cards page, it will help you in finding your choice.

Alternative cards of the IndusInd iconia credit card: 

1. Indusind Bank Worldmiles Credit Card (Best for lounge and movie benefits)
2. RBL Platinum Prime SuperCard (Best for dining and movies)
3. Yes First Preferred Credit Card (Best for lounge and golf benefits)