The indusind Bank iconia credit card designed specially for your lifestyle and travel privileges. This card is premium category card. One time joining fees of this card is at least 3,500rs.But you can enjoy so many facilities such as welcome gift, reward points, privileges on hotels, travels, offers on golf, movies, freedom from fuel surcharge etc. Extra benefits of this card the are Auto assistance, concierge service, customer service etc.
Age: The age of the applicant should be 18 years or more.
Citizenship: The applicant must be an Indian or non resident Indian .
Occupation: Applicant should be salaried or self employed and should have good source of income.
Salaried: minimum Rs.3.6 lakh per year
Self employed: Rs.4.8 lakh per year.
- Identity proofs: Voter card and Aadhaar card, Driving license.
- Address proof: Ration card, aadhaar card,
- Income proofs: Last 3 month’s bank statement, salary slip of last 3 months or any document of income.
- PAN card
Joining fee(only one tine)-Rs.3500
Add on card fee-No
Interest fee period-Up to 50 days.
Indusind Bank iconia credit card benefit at a glance:
- Welcome gift
- Reward points
- 2 quarterly visit to domestic American express
- 3 Free tickets per month from bookmyshow and buy one get one free offer.
- 4 free tickets a month at sathyam Cinemas and buy one get one free offer (in chennai only)
- The card also offer 20% discount at Lemon Tree Hotel properties
- Up to 225,000 in travel insurance
- Free golf games etc.
Privileges on Indusind Bank Iconia credit card:
- Welcome offer: If you choose indusind Bank iconia credit card you will get gift vouchers as welcome gift. After paying the joining fees you will receive a SMS on your register mobile number. You can choose your gift by replying the SMS or by calling the customer care number. You can get so many gift vouchers such as watches, instruments of writing, jewellery, leather goods etc. From Montblanc, luxe gift card , Amazon gift card by which you can shop, recharge, bill payment in Amazon, Flipkart gift voucher, Bigbazar, Zee5, Swiggy , Zomato Gold, ola, uber, BATA, and many more.
After receiving the reply of the cardholders, Indusind Bank will send another SMS to redeem the gift voucher.
- Reward points: It has also the reward points facility. You can earn reward points by two ways.
If you spend Rs.100 on weekdays ( Monday, Tuesday, Wednesday, Thursday, Friday) you will get 1.5 reward points.
And if you spend Rs.100 on weekends ( Saturday and Sunday) you will get 2 reward points.
Reward points can be redeemed through cash ( 1 reward points is equals to Rs.1), Airmiles, IndusMoments etc.
- Offers on Travel: You will get lounge access to more than 600 all over the world with the help of priority pass membership facility of your indusind Bank iconia credit card.
You can also get 8 more lounge access with the help of Travel Pass facility of your card.
- Offers on Movies: There are some movies offer. If you book a ticket from bookmyshow.com you will get a ticket absolutely free.
You can also get 20% off up to Rs.200 on your spending in music, comedy, workshop.
- Offer on Golf: If you choose indusind Bank iconia credit card you will get complimentary golf games and golf lessons.
You can enjoy golf sessions at stunning and luxurious golf clubs across India.
- Iconia Assistance: Assistance without any understanding is nothing less than playing with the forbearance of the customers. At indusind bank assist customers at the time of their need. From booking flight or train seat get unique gift for someone special.
- Importance of Emv Card:Indusind bank credit card more secure though make an level of security from an emv chip.
- Fuel surcharge waiver: You will get freedom from fuel surcharge when you use the card at any petrol pump in India. This waiver is applicable for all transaction between ₹400 to ₹4000 only.
Late payment charges:
- Up to Rs. 100-Nil
- Between Rs.101 & Rs. 500-Rs. 100
- Between Rs.501 & Rs. 1000-Rs.350
- Between Rs.1,001 & Rs. 10,000-Rs. 550
- Above Rs.10,000-Rs. 700
- Over Limit Charges-
2.5% of the over-Limit amount
- Foreign Transaction make up fee-
3.5% of the amount.
- Credit card payment cheque return charges- Rs. 250
- Rs.25 when you check your balance from other ATMs.
- Rs.300 for charge slip request
- Rs.100 for card replacement.
- Rs.100 for credit card payment.
- Rs.100 for duplicate statement charge.
- Rs.3499 for insurance charge
Customer service: For more details you can contact in this 24×7 helpline number 1860 267 7777.
100X Gain Rating: 4.5 stars
Final Opinion: If you are searching for a credit card on a low budget then Indusind Bank Iconia credit card is appropriate for you. It has all the facilities you want.