IndusInd InterMiles Odyssey Credit Card Review

When it comes to premium travel benefits at an affordable rate, there are only a few credit cards that can be compared with the indusind bank intermiles odyssey credit card. Targeting the regular fliers, this card offers useful InterMiles points on every transaction, free access to airport lounges, and exclusive discounts on flight booking. This card has two variants American Express and Visa, and it costs Rs.4,000 as an annual fee. More about the indusind credit card benefits are discussed below. 

How does the indusind bank odyssey credit card eligibility criteria work?

  • Resident Type: Indian. 
  • IndusInd credit card eligibility criteria for salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Rs.25,000 monthly. 
  • IndusInd bank credit card eligibility criteria for self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Rs.25,000 monthly. 
  • A good CIBIL Score (750+) is mandatory to apply for this Indusind bank intermiles card.

As you submit your indusind bank credit card application, you will get a unique application id. Later you can use that to track indusind credit card application status.

What documents are required to apply for an indusind credit card?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report.

As per the new rules, all indusind bank new cards are delivered in an inactive state. So, if you want to know the indusind credit card activation process then make sure to take a look at our faq page.

What are the indusind bank odyssey card fees?

  • IndusInd bank credit card joining fees: Rs.10,000 + GST 
  • Indusind bank odyssey card annual fee: Rs.4,000 + GST

What are the InterMiles indusind bank credit card benefits?

  • Get started with a huge joining bonus:

As you activate your indusind credit card for the first time, you will get a congratulatory intermiles silver tier membership and a 15000 bonus InterMiles as a welcome gift. You will also get an Rs.1,500 flight voucher and an Rs.2,500 hotel voucher.

  • Make every transaction rewarding:

With every successful intermiles flight booking using this card, you can earn intermiles points. 

Category of transaction

Rate of earning reward points

Flight and hotel bookings via InterMiles website 2X intermiles reward points for every Rs.100 spent
Etihad airways flight booking via InterMiles website 2.5X intermiles points for every Rs.100 spent

You can keep track of your indusind credit card status from your indusind bank credit card net banking account.

  • Add luxury to your travel:

This indusind bank credit card features a complimentary priority pass membership that gives you free access to over 600+ airport lounges across the globe.

Also, under the travel plus program, this indusind credit card offers you 8 free access to most of the leading airport lounges across the country (This offer is not available for the indusind bank amex credit card).

  • Unmatched travel benefits:

You can enjoy exclusive deals on Etihad Airways flight tickets.


Total benefit
Etihad airways economy-class ticket booking 5% discount
Etihad airways business-class ticket booking 10% discount
  • Make evenings entertaining:

If you use this indusind intermiles card to book a movie ticket from BookMyShow, you will get another one completely free. You can earn up to 2 free movie tickets in an indusind credit card billing cycle.

  • Unparalleled golf privileges:

Using this indusind bank travel card you can enjoy golf gems and lessons at some of the leading golf courses across the country. Click here for the list of participating golf courses.

  • Enjoy freedom from fuel surcharges:

This indusind bank credit card features a 1% waiver on fuel surcharges across all fuel stations across the country. Your monthly savings depends on your credit card usage.

  • Complimentary Indusind credit card Insurance coverage:

In case of unfortunate events, this card intermiles credit card stand for you within its built-in indusind bank travel insurance coverage.


Total coverage amount
Air accidental death coverage Rs.25 lakh
Lost baggage coverage Rs.1,00,000
Delayed baggage coverage Rs.25,000
Loss of passport  Rs.50,000
Loss of ticket  Rs.25,000
Missed connection Rs.25,000
  • A multilingual concierge service to assists you:

This indusind bank credit card offers a multilingual concierge service team to assist you with pre-trip assistance, flight booking, hotel reservation, gift delivery, etc. You can call the indusind bank credit card customer care no, to book your free concierge.

  • Get the convenience of the contactless payment facility:

This indusind bank card is equipped with the advanced contactless payment facility, this feature allows you to make payments just by placing your contactless credit card over any contactless-enabled POS machine. You can control the contactless payment option from your indusind bank credit card app.

What are the indusind bank credit card charges?


Payable amount

IndusInd bank credit card cash withdrawal charges 2.5% against the amount, min Rs.300 (Check your available indusind bank credit card limit before making a withdrawal)
IndusInd credit card finance charges The indusind credit card interest rate can go up to 3.83% monthly or 46% annually (applicable if the indusind credit card bill is not paid within the due date)
IndusInd bank credit card foreign transaction charges 3.5% against the transacted amount
IndusInd bank add on credit card fee None

How to contact the indusind bank credit card customer care department?

  • Call the indusind credit card helpline number: 1860-267-7777 or 022-4406-6666 or 022-4220-7777 (Premium Customers)
  • Write to the indusind bank credit card mail id: 

100xGain Ratings: 


Pros and cons of the ​​indusind odyssey credit card:



  • The rate of earning intermiles rewards is very impressive.
  • You will get a complimentary priority pass membership with this card.
  • You can enjoy some great discounts on flight tickets.
  • You will not get any dining benefits from this intermiles indusind bank odyssey visa credit card.
  • This card doesn’t offer any discount/cashback on hotel bookings.

Final Opinion:

If you are looking for premium credit cards at an affordable rate, then the intermiles indusind bank odyssey credit card credit card would be a decent choice for you. From travel points on every transaction to complimentary golf rounds, this card has everything to make your already premium lifestyle a bit more premium.

But if you are ready to budget an annual fee of around Rs.10,000 then feel free to take a look at our top credit card pages. You can also compare the alternative card options given below.

Alternative of indusind intermiles credit card: 

  1. Bajaj finserv doctor’s credit card (Best for lounge access and movie benefits) 
  2. MakeMyTrip icici signature credit card (Best for travel and dining benefits) 
  3. IDBI bank winnings credit card (Best for offering lounge access benefits) 
  4. SBI etihad guest premier credit card (Best for offering lounge access benefits) 

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