IndusInd Bank InterMiles Odyssey Credit Card Review

Indusind Bank Intermiles Odyssey Credit Card is one of the premium credit cards from Indusind Bank, this card comes with travel and lifestyle-related benefits like lounge access, golf privilege, fuel surcharge waiver, lost card liability coverage, concierge service, insurance coverage, etc. Also, you will enjoy big reward points and some awesome benefits on travel-related expenses. Now let’s discuss its benefits in detail. 

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: ₹25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: ₹25,000 monthly. 
  • Good CIBIL Score. (750 or more).
  • Good relation with the bank. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report. 


  • Joining Fee: ₹10,000 + GST 
  • Annual Fee: ₹4,000 + GST


  • Welcome benefit:

With the issuance of the card, you will get a congratulatory Silver-tier InterMiles membership and a 15000 bonus InterMiles as a welcome gift. 

This card also offers 5000 bonus InterMiles as a renewal benefit.

  • Reward benefit:

If you spend ₹100 for bookings of flights and hotels you will get 8 InterMiles, and you will get 12 InterMiles for flights and hotel bookings on weekends. 

For each ₹100 spends on other categories, you will get 4 InterMiles, and you will get 6 reward points on weekends 

You can win a total of 75000 InterMiles in a year. 

  • Lounge access:

With this card, you will a complimentary priority pass membership, that gives you access to 600+ airport lounges. 

Also with the Travel Plus program, you will get 8 lounge access per year, the enrolment fee of the travel pass program is ₹500. 

  • Travel benefit:

You will get 2X bonus InterMiles for flight booking via and hotel bookings via

You will get a 2.5X bonus InterMiles for spending on Etihad Airways.

You will get 5%off on economic class ticket bookings.

You will get 10%off on business class ticket bookings.

  • Movie benefit:

When you book a movie ticket from BookMyShow, you will get 1 movie ticket completely free with the purchase of another. 

  • Golf access:

This card offers you some complimentary golf games and lessons, at some selected golf courses in India. 

  • Fuel surcharge waiver:

You will get freedom from a 1% fuel surcharge if you spend at any petrol pump in India. The savings will depend on your spending.

  • Insurance Coverage:

This card comes with an air accidental coverage of ₹25 lakh. 

  • Concierge service:

You will get concierge services with this card which is available 24×7. With this facility, you can avail of pre-trip assistance, flight booking, hotel reservation, bookings of sports and entertainment, ordering flowers and gifts for your special one.

This card also features an auto assist facility, which provides you assistance during an emergency. 

  • Contactless facility:

This card comes with a contactless payment facility, it allows you to pay your bills with just a wave at any secure reader machine.  


  • Cash Withdrawal Charge: 2.5% against the amount, min ₹500. 
  • Finance Charge: 3.83% monthly. 
  • Foreign currency transaction: 3.5% against the transacted amount. 

Contact Details:

Call: 1860-267-7777

Mail: [email protected]

100xGain Ratings:


Final Opinion:

If you are looking for a credit card that offers exclusive travel and lifestyle-related benefits then this can be a very good option for you, it offers free lounge access, golf benefits, free movie tickets, a big discount on flight ticket bookings, concierge service, etc. This card also offers big reward points for your daily and travel-related expenses.

But if you are looking for a more premium lifestyle or travel card, then you can go for HDFC Bank Diners Club Black Credit Card, and if you want to spend less and want to have some fewer benefits then you can go for IndusInd Bank Pinnacle Credit Card or IndusInd Bank Platinum Credit Card.

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