Indusind Bank offers so many credit cards for their customers and Indusind Bank InterMiles Odyssey credit card is one of them. It is specially designed for travel and lifestyle. There are some privileges of this card. When you choose this card you will get welcome gift, rewards, concierge service, auto assistance, contactless features etc. Lets discuss about the card-
- Age: The applicant should be 21years old and more.
- Citizenship: The applicant must be an Indian or non resident Indian .
- Occupation: Applicant must be salaried or self employed.
Applicant should have a very good credit score.
Applicant should have a good source of income.
- Applicant must have to pay the previous loan if any.
- Identity proofs: Voter card and Aadhaar card, Driving license.
- Address proof: Ration card, aadhaar card,
- Income proofs: bank statement of last three months , salary slip of last 3 months or any document of income.
- PAN card
Fees: Rs.10000 for joining fees
Rs.4000 for renewal fees.
No add-on card fee.
Privileges on Indusind Bank InterMiles Odyssey Credit Card:
- Welcome gifts: When you choose the Indusind Bank InterMiles Odyssey credit card you’ll get a congratulatory Silver tier InterMiles membership. Also you will get some bonus InterMiles. The bonus InterMiles will be transferred to your InterMiles membership account.
You will get 15000 bonus InterMiles as welcome gift and 5000 bonus InterMiles as renewal benefit.
- Reward: You will get InterMiles on your spending. You will get InterMiles on your International and domestic spending.
If you spend Rs.100 for bookings of flight and hotels on weekdays ( Monday to Friday) you will get 8 InterMiles . And if you spend Rs.100 for bookings of flights and hotels on weekends (Saturday and Sunday) you will get 12 InterMiles.
You will get 4 InterMiles for all other spendings on weekdays. And you will get 6 InterMiles for all other spendings on weekends.
You can earn total 75000 InterMiles in a year.
These rewards are redeemable and you can redeemed these through hotels and flight booking, free fuel at IOCL, gift vouchers etc.
- InterMiles Odyssey Benefits: You will get 2X bonus InterMiles for flight booking via intermiles.com and hotel bookings via interbook.intermiles.com.
You will get 2.5X bonus InterMiles for spending on Etihad Airways.
You wil get 5%off on economic class ticket bookings.
You will get 10%off on business class ticket bookings.
- InterMiles Odyssey concierge: You will get concierge services with this card which is available in 24×7. With this facility you can avail pre-trip assistance, flight booking, hotel reservation, bookings of sports and entertainment, ordering flowers and gifts for your special one.
- Fuel surcharge waiver: You will get freedom from 1% fuel surcharge if you spend at any petrol pump in India. The savings will depend on your spending.
- InterMiles Odyssey Auto Assist: If any problems comes to in emergency services, the card will help you in your emergency time. Just call at auto assist care. You can avail this offer in this cases-
- Roadside repair
- Emergency fuel service
- Tire services
- Losing of keys
- Battery service
- Emergency towing assistance
- Accident Management and medical assistance. Etc.
Movies offer: You will get movies offer from bookmyshow.com and Sathyam Cinemas. You can book your tickets from your home. If you buy a ticket from bookmyshow.com you can get a free ticket.
This offer is valid for all registered cardholders.
From Sathyam Cinemas you will get 2 tickets in price of 1 ticket .
- Contactless Advantage: You will be able to use the Card for your daily uses. For transaction, go to any secure reader and wave your card smoothly.
It is fast and convenient that it is very unnecessary to give your card to anybody for everyday small purchases.
It is very secure. If you transact without contact , the card will always attached in your hand. The card has a skimming facility which helps you to prevent any fraud of the card and also save the card from losing.
- Foreign currency mark up 3.5%
- Cash advance fee 2.5%
- Late payment charges- Rs.0 for up to Rs.100
- Rs.100 for Rs.101 to Rs.500
- Rs.350 for Rs.501 to Rs.1000
- Rs.550 for Rs.1001 to Rs.10000
- Rs.700 for Rs.10000 and more.
Customer care : For more details you can contact in this 24×7 helpline number 1860 267 7777.
100X Gain Rating: 4.5 stars.
Final Opinion: If you are searching for a credit card for your travel and lifestyle and other benefits of low charges you can choose Indusind Bank InterMiles Odyssey credit card. With the help of InterMiles, you can save money.