IndusInd Bank InterMiles Voyage Credit Card Review

There are so many credit cards for the customer of Indusind Bank. And Indusind Bank InterMiles Voyage Credit card is one of them. It is a travel credit card, specially designed for those who want to earn reward points from their travel-related expenses. There are so many benefits of this card such as lounge access, golf privilege, concierge service, roadside assistance, etc. You can also earn a big reward point from your expenses. Now let’s discuss this card. 

IndusInd Bank InterMiles Voyage Credit Card Review

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: ₹25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: ₹25,000 monthly. 
  • Good CIBIL Score (750 or more).
  • Good relation with the bank. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report. 

Fee:

  • Joining Fee: ₹2,000 + GST
  • Annual Fee: ₹2,000 + GST

Benefits:

  • Welcome benefit:

With the issuance of this card, you will get 2000 bonus InterMiles as a welcome gift and 2500 bonus InterMiles as a renewal benefit. The bonus InterMiles will be transferred to your InterMiles membership account.

  • Reward benefit:

If you spend ₹100 for bookings of flights and hotels you will get 4 InterMiles, and if you spend ₹100 for bookings of flights and hotels on weekends (Saturday and Sunday) you will get 6 InterMiles.

This card offers 2 InterMiles for all other spendings, you will get 3 InterMiles for all other spendings on weekends.

You can earn a total of 50000 InterMiles in a year.

These rewards are redeemable and you can redeem these through hotels and flight booking, free fuel at IOCL, gift vouchers, etc.

  • Lounge access:

You can get lounge access to more than 600 places through the priority pass program. You can save a minimum of 198 USD (approximately Rs.9900) per year.

  • Golf access:

You will get privileged access to some of the most stunning golf courses and golf clubs in India. You will get 1 golf game and 1 golf lesson free per month.

  • Fuel surcharge waiver:

You will get freedom from a 1% fuel surcharge if you spend at any petrol pump in India. You can save around ₹960 annually. The savings will depend on your spending

  • Insurance Coverage:

The card will give you air accident accidental insurance coverage of up to Rs.25 lakh.

This card comes with a total protection facility, it will help you if your card information is stolen.

  • Concierge service:

You will get concierge services with this card which is available 24×7. With this facility, you can avail of pre-trip assistance, flight booking, hotel reservation, bookings of sports and entertainment, ordering flowers and gifts for your special one, etc. 

This card also offers an auto assist facility it assists in Roadside repair, Emergency fuel service, Emergency towing assistance, Accident Management and medical assistance, etc. 

Charges:

  • Cash Withdrawal Charge: 2.5% against the amount, min ₹500 
  • Finance Charge: 3.83% monthly. 
  • Foreign currency transaction: 3.5% against the transaction amount. 

Contact Details:

Call: 1860 267 7777

Mail: [email protected]

100xGain Ratings: 7/10

Final Opinion:

It is one of the best travel credit cards available in the Indian market, especially if you want to earn reward points from your daily and travel-related expenses then this card will be the most helpful for you. It offers big reward points on your travel-related and daily expenses, lounge access, golf facilities, fuel surcharge waiver, insurance coverage, Concierge service, etc. So if you are looking for a travel card that you can use in your everyday life then you can go for this card. 

But if you are ready to spend some more to have some extra benefits, then you can go for American Express Platinum Travel Credit Card, and if you want to spend less then you can go for Axis Bank My Wings Credit Card. 

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