There are so many credit cards for the customer of the Indusind Bank. And Indusind Bank InterMiles Voyage Credit card is one of them. There are so many benefits of this card such as welcome gift, reward, Concierge service, golf benefits, movies benefits, auto assistance, travel benefits, assurance etc.
- Age: The applicant should be 21years old and more.
- Citizenship: The applicant must be an Indian or non resident Indian .
- Occupation: Applicant must be salaried or self employed.
Applicant should have a very good credit score.
Applicant should have a good source of income.
- Applicant must have to pay the previous loan if any.
- Identity proofs: Voter card and Aadhaar card, Driving license.
- Address proof: Ration card, aadhaar card,
- Income proofs: bank statement of last three months , salary slip of last 3 months or any document of income.
- PAN card
Fees: Rs.4000 for joining fees
Rs.2000 for renewal fees.
No add-on card fee.
Privileges on Indusind Bank InterMiles Voyage Credit Card:
- Welcome gifts: When you choose the Indusind Bank InterMiles Voyage credit card you’ll get a congratulatory InterMiles membership. Also you will get some bonus InterMiles. The bonus InterMiles will be transferred to your InterMiles membership account.
You will get 2000 bonus InterMiles as welcome gift and 2500 bonus InterMiles as renewal benefit.
- Reward: You will get InterMiles on your spending. You will get InterMiles on your International and domestic spending.
If you spend Rs.100 for bookings of flight and hotels on weekdays ( Monday to Friday) you will get 4 InterMiles . And if you spend Rs.100 for bookings of flights and hotels on weekends (Saturday and Sunday) you will get 6 InterMiles.
You will get 2 InterMiles for all other spendings on weekdays. And you will get 3 InterMiles for all other spendings on weekends.
You can earn total 50000 InterMiles in a year.
These rewards are redeemable and you can redeemed these through hotels and flight booking, free fuel at IOCL, gift vouchers etc.
- InterMiles Voyage Benefits: You will get 2X bonus InterMiles for flight booking via intermiles.com and hotel bookings via interbook.intermiles.com.
You will get 2.5X bonus InterMiles for spending on Etihad Airways.
You wil get 5%off on economic class ticket bookings.
You will get 10%off on business class ticket bookings.
- InterMiles Voyage Life:
Movies offer: You will get movies offer from bookmyshow.com and Sathyam Cinemas. You can book your tickets from your home. If you buy a ticket from bookmyshow.com you can get a free ticket.
You can avail 1 tickets in a month. This offer is valid for all registered cardholders. The price of the ticket must be Rs.200.
You can also get discount on music, workshop, comedy and many more. You can get up to 20% off ( up to Rs.200) on non-movie transaction.
From Sathyam Cinemas you will get 2 tickets in price of 1 ticket .
You can avail 2 tickets in a month.
This offer is only for the customers of Chennai.
Offers on Golf: You will get privileged access to some of the most stunning golf courses and golf clubs in India.
You can enjoy congratulatory golf games and lessons.
You will get 1 golf games and 1 golf lessons absolutely free per month.
To enjoy the free golf game you have to book in advance.
- InterMiles Voyage Travel: You can get lounge access to more than 600 places. You can make your Travel easy with your card through its priority pass membership. You can save minimum 198 USD ( approximately Rs.9900) per year.
You will get 8 free lounge access per year worth 27USD with the help of the card’s Travel Plus facility.
- InterMiles Voyage concierge: You will get concierge services with this card which is available in 24×7. With this facility you can avail pre-trip assistance, flight booking, hotel reservation, bookings of sports and entertainment, ordering flowers and gifts for your special one.
- Fuel surcharge waiver: You will get freedom from 1% fuel surcharge if you spend at any petrol pump in India. For example, if you spend Rs.8000 in a month you can save Rs.80 in a month. So, You can save Rs.960 annually. The savings will depend on your spending.
- InterMiles Voyage Auto Assist: If any problems comes to in emergency services, the Indusind Bank intermiles Voyage credit card will help you in your emergency time. Just call at auto assist care. You can avail this offer in this cases-
- Roadside repair
- Emergency fuel service
- Tire services
- Losing of keys
- Battery service
- Emergency towing assistance
- Accident Management and medical assistance. Etc.
- InterMiles Voyage Assurance:
- Total Protect: You will be helped if your card or card details are stolen. The Total Protect facility of this card will help you.
- Air accident coverage: The card will gives you a air accident insurance of up to Rs.25 lakh.
- Interest rate 3.83% per month and 46% per year.
- Cash advance fee 2.5% of advance amount .
- Late payment charges:
- Rs.0 for up to Rs.100
- Rs.100 for Rs.101 to Rs.500
- Rs.350 for Rs.501 to Rs.1000
- Rs.550 for Rs.1001 to Rs.10000
- Rs.700 for Rs.10000 and more.
- Overlimit charges 2.5% of overlimit amount ( minimum Rs.500).
- Rs.250 for returning cheque.
- Rs.25 if you check balance in other bank ATMs except Indusind Bank.
- Rs.100 for cash payment fees at the branch of Indusind Bank.
- Rs.100 for requesting duplicate statement.
- Foreign currency mark up 3.5%.
- Rs.100 for replacement of the card.
- Rs.300 for charge-slip request.
Customer service: For more details please contact in this 24×7 helpline number 1860 267 7777.
- 100X Gain Rating: 4.5 stars.
Final Opinion: If you are searching for a credit card with low charges and with many benefits for your daily needs then you can apply for the Indusind Bank InterMiles Voyage Credit Card. You can enjoy its world-class facilities thus you can save money with the card.