Indusind Bank Legend Credit Card Review

Indusind Bank Legend credit card is a premium credit card that helps you in traveling, dining, shopping, etc. It has so many benefits which will attract you to choose the card. The privileges are welcome gifts, reward points, offers on hotels, travel, movies, concierge services, fuel surcharge waiver, etc. It is also the best credit card for utility bill payments, insurance premium payments, etc. Let’s have a closer look at its benefits. 

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 18 to 65 yrs. 
    • Income: ₹10lakh Annually (approx.)
  • For self-employed person:
    • Age: 18 to 65 yrs. 
    • Income: ₹12 lakh annually (approx.)
  • Good CIBIL score ( 750 or more).
  • Good relation with the bank. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip (3 months) 
      • ITR
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report. 

Fee:

  • Joining Fee: ₹9,999
  • Annual Fee: None. 

Benefits:

  • Welcome benefit:

With the issuance of the card, you will get some gift vouchers from Oberoi hotels, Montblanc, Vouchagram, etc. as a welcome gift.

  • Reward benefit:

If you spend ₹100 with this card on weekends, you will get 2 reward points. 

You will also get 1 reward point for the same on other days. 

If you can spend ₹6 lakh with your card within a year, you will get 4000 reward points. 

You can redeem those reward points in cash. 1 reward point = ₹1. 

  • Lounge access:

With this card will get access to select premium airport lounges within India.

You will get 1 complimentary lounge visit per quarter with the help of a priority pass membership. 

With the Travel plus program, you will get 8 free international visits per year. With this card, you can get a subscription to this program at ₹5000. 

  • Movie benefit:

If you book movie tickets from BookMyShow you will get 1 movie ticket completely free with the purchase of another. You can get 3 free movie tickets per month. You will also get some free movie tickets from Satyam Cinemas. 

  • Benefit on golf:

With this card, you will get 1 golf game and 1 golf lesson free per month, at some of the most stunning golf courses and golf clubs in India.

To enjoy the free golf game you have to book in advance.

  • Fuel surcharge waiver:

You will get the freedom of a 1% fuel surcharge at any petrol pump in India. To avail of this offer, you have to transact between ₹400 to ₹4000.

  • Insurance coverage:

This card comes with a personal air accidental coverage of ₹25lakh, ₹25,00 coverage for loss of ticket, ₹50,000 coverage for delayed and ₹1 lakh coverage for lost baggage. 

  • Lost card liability coverage:

This card offers lost card liability coverage up to your total credit limit. 

  • Concierge service:

You will get concierge services with this card which is available 24×7. With this facility, you can avail of pre-trip assistance, flight booking, hotel reservation, sports and entertainment booking, etc.

You can also get the facilities of roadside repair, emergency fuel supply, flat tire services, and battery service, etc. with the help of its Auto Assist Facility.

Charges:

  • Cash Withdrawal Charge: 2.5% against the withdrawn amount, min ₹300. 
  • Finance Charge: 3.83% monthly. 
  • Foreign currency transaction: 3.5% against the transaction amount. 

Contact Details:

Call: 1860-267-7777

Mail: [email protected] 

100XGain Ratings:

7/10

Final Opinion:

If you are seeking a credit card of world-class level and with low charges then Indusind Bank Legend credit card is a good option for you. It has all the world-class facilities which can help you to save money. 

But if you are looking for a more premium credit card and if you are ready to pay more for it then you can go for IndusInd Bank Pinnacle Credit Card, and if you are ready to spend even more, then HDFC Diners Club Black Credit Card will be a good option for you. 

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