There are so many credit cards of Indusind Bank. Indusind Bank Legend credit card is one of them. It is a premium credit card which helps you in travelling, dining, shopping etc. It has so many benefits which will attract you to choose the card. The privileges are welcome gifts, reward points, offers on hotels, travel, movies, concierge services, fuel surcharge waiver, etc. It is also best credit card for utility bill payments, insurance premium payments etc.
- Age: The age of the applicant must be 18 years or more.
- Citizenship: The applicant should be an Indian citizen or non resident Indian citizen.
- Occupation: The applicant should be salaried or self employed.
- Applicant should have a minimum income.
- Identity proofs: Aadhaar card, Voter card, driving licence, photographs etc.
- Address proofs: Ration card, Aadhaar card, passport, voter id card etc.
- Income proofs: Salary slip of last 3 months, Bank statement of last 3 months, or any income document.
- Rs.10000 and Rs.25000 for joining fees.
- No renewal fees.
- No add-on card fee.
Privileges on Indusind Bank Legend Credit Card:
- Welcome gifts: There is a welcome gift facility in this card. If you spend Rs.10000, then there is no welcome gift. And if you spend Rs.25000 for joining you will get a welcome gift. You will get equivalent amount of gift voucher of Oberoi hotels, BATA, Pantaloons, Yatra, Titan, Woodland, Urban ladder etc. After paying the joining fees you will get a Luxe gift card also.
After paying the joining fees you’ll get a SMS on your register mobile number. You can choose your welcome gift by replying the SMS or by calling the customer care number.
- Reward Points: You can earn reward points by making payments.
In weekdays ( Monday to Friday) if you spend Rs.100 with your Indusind Bank Legend credit card you will get 1 reward points.
And in weekends ( Saturday and Sunday) if you spend Rs.100 you will get 2 reward points.
No reward points for fuel transaction.
If you spend Rs.100 for any utility bill payments or any insurance premium payment, or any government charges payment or any educational fees , you will get 0.70 reward points.
These reward points can be redeemed through cash ( 1 reward points is equals to Rs.1), gift voucher, airmiles, online shopping etc.
You will get 4000 reward points if you spend total of Rs.6lakh in between 1 year after receiving your card.
- Offers on Travel: After choosing the Indusind Bank Legend credit card you will get access to select premium airport lounges within India.
You will get 2 complimentary lounge visits per quarter on your card.
With the priority pass membership of this card you will get 2 free lounge Access.
- Offers on Golf: You will get privileged access to some of the most stunning golf courses and golf clubs in India.
You can enjoy complimentary golf games and lessons.
You will get 1 golf games and 1 golf lessons absolutely free per month.
To enjoy the free golf game you have to book in advance.
- Movies offer: You will also get movie offer by this card.
You will get 3 BookMyShow movie tickets per month worth Rs.200. You will also get a free ticket after buying a ticket from bookmyshow.com.
You will get 4 Sathyam Cinemas movie ticket per month worth Rs.120. Also get one free with one.
- Concierge services: You will get concierge services with this card which is available in 24×7. With this facility you can avail pre-trip assistance, flight booking, hotel reservation, sports and entertainment booking etc.
You can also get the facilities of roadside repair, emergency fuel supply, flat tyre services, battery service etc. With the help of its Auto Assist Facility.
- Fuel surcharge waiver: You will get a freedom of 1% fuel surcharge at any petrol pump in India. To avail this offer you have to transact between Rs.400 to Rs.4000.
- Insurance policy: There is a insurance policy which makes your travel safer. This policy is applicable against losing of passport, losing of baggage, delaying of baggage, losing of ticket, air accident etc. The amounts are-
- Rs.50000 for losing of passport
- Rs.1lakh for losing of baggage
- Rs.25000 for delaying of baggage
- Rs.25000 for losing of ticket
- Rs.25000 for missing of connection
- Up to Rs.25lakh for air accident.
- Interest rate 3.83%.
- Cash advance fee 2.5% of advance amount .
- Late payment charges:
- Rs.0 for up to Rs.100
- Rs.100 for Rs.101 to Rs.500
- Rs.350 for Rs.501 to Rs.1000
- Rs.550 for Rs.1001 to Rs.10000
- Rs.700 for Rs.10000 and more.
Customer service: For more details please contact in this 24×7 helpline number 1860 267 7777.
100X Gain Rating: 5 stars
Final Opinion: If you are seeking a credit card of world-class level and in low charges then Indusind Bank Legend credit card is suitable for you. It has all the world-class facilities which help you to save money.