Indusind Bank Nexxt Credit Card Review

Indusind Bank Nexxt Credit card is one of the most futuristic credit cards, It has LED buttons by which you can use it for various purposes of payments. It has 3 options by which you can pay, how you want like EMI, Credit, and Reward. Just click on the button and do your payment. You can also get many privileges such as welcome gifts, reward points, Offers on travel, movies, hotels, Nexxt assurance, concierge services, auto assistance, etc.

Eligibility Criteria:

  • Resident Type: Indian/non-resident Indian. 
  • For salaried person:
    • Age: 18 to 65 yrs. 
    • Income: ₹25,000 monthly 
  • For self-employed person:
    • Age: 18 to 65 yrs. 
    • Income: ₹25,000 Monthly
  • Good CIBIL Score (750 or more).
  • Good relation with the bank. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      •  Salary Slip of the last 3 months 
      • ITR
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report. 


  • Joining Fee: ₹3499 + GST
  • Annual Fee: None. 


  • Welcome benefit:

With the issuance of the card, you will gift vouchers from Oberoi Group of Hotels, Jet Airways, Genesis Luxury, etc. You can choose one voucher from them.  

You will also get gift vouchers from Luxe Gift card, Montblanc, Postcard hotel, BATA, Vero Moda, Aldo, Titan, Pantaloons, Woodland, Yatra, Urban Ladder, etc.

  • Reward benefit:

If you spend Rs.150 from your Indusind Bank Nexxt credit card you will get 1 reward point. 

You can redeem these reward points into IndusMoments, Airline miles on InterMiles, Airline miles on Vistara, Cash Credit (1 reward point equals ₹1).

  • Lounge access:

Under the priority pass membership, you will get access to more than 600 airport lounges across the globe. 

Also with the travel pass program, you will get a special waiver on lounge charges.  

  • Movies benefit:

If you buy a ticket from you can get a free ticket with the purchase of another. You can avail of 2 movie tickets per month. 

This card also offers a 20% discount on non-movie tickets. 

With Sathiyam Cinemas, you will get 4 free movie tickets per month, under by one get one free offer. 

  • Travel insurance coverage:

This card comes with ₹1,00,000 coverage against lost baggage, ₹50,000 coverage against lost passport, and ₹25,000 coverage against the lost ticket, etc. 

  • Fuel surcharge waiver:

This card offers a 1% waiver on fuel surcharges this feature is applicable at any fuel station in India. You can save up to ₹960 annually. 

  • Concierge service:

This card comes with a world-class concierge service, you can get assistance including pre-trip assistance, flight booking, hotel reservation, sports, and entertainment booking, ordering flowers and gifts for your special one.

  • Auto assist:

This card offers auto assistance services like Roadside repair, Emergency fuel service, Tire services, Losing of keys, Battery Service, Emergency towing assistance, Accident Management and medical assistance, etc. 

  • Contactless facility:

This card comes with an advanced contactless facility, so now you don’t need to hand over your card to the counter to make payments, you can pay your bills with just a wave at any secure reader machine. 


  • Cash Withdrawal Charge: 2.5% against the withdrawn amount, min ₹300. 
  • Finance Charge: 3.83% monthly. 
  • Foreign currency transaction: 3.5% against the transaction amount. 

Contact Details:

Call: 1860-267-7777

Mail: [email protected]

100xGain Ratings:


Final Opinion:

If you are looking for a low-cost credit card for your daily use, then this card can be a very good option for you. This card is also easy to use, with built-in LED buttons you can choose the credit option, EMI option, or the reward points to make payments. This card also offers benefits like Lounge access through priority pass program, reward benefit, benefits on movies. Etc. 

The main drawback of the card is the high joining fee, and the benefits offered by this card cannot justify it. So if you want to earn much better benefits than this card, you can go for HDFC Millennia Credit Card or Standard Chartered DigiSmart Credit Card

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