Indusind Bank offers various types of credit card to their customers. Indusind Bank Nexxt Credit card is one of them. It has LED buttons by which you can use it for various purposes of payments. It has 3 options by which you can pay ,how you want like EMI, Credit and Reward. Just click on the button and do your payment. You can also get many privileges such as welcome gift, reward points, Offers on travel, movies, hotels, Nexxt assurance, concierge services, auto assistance etc.
- Citizenship: Applicant should be an Indian or non resident Indian.
- Age: Age of the applicant must be 18 years and more.
- Occupation: The applicant should be salaried or self employed. And should have a good source of income.
- Income: Rs.25000 per month for salaried applicants.
Rs.25000 for self employed customers.
- Identity proof: Aadhaar Card, Voter card, Driving license, Passport, Recent Photographs etc.
- Address proof: Ration card, Aadhaar card, voter card etc.
- Income proofs: Salary slip of last 3 months, Bank statement of last 3 months, any income document.
- PAN card
- Rs.3499 for joining fees.
- Rs.3499 for renewal fees.
- No add-on card fee.
- If the previous amount is paid in full you will get interest free period up to 50 days.
- Cash advance fee 2.5% of the amount ( minimum Rs.300)
Privileges on Indusind Bank Nexxt Credit Card:
- Welcome gifts: If you choose IndusInd Bank Nexxt credit card you will be able to get some welcome gifts. After paying the joining fees of your card you will get a SMS on your registered mobile number. You will receive gift vouchers by this SMS. You can choose the gift vouchers by replying the SMS or by calling the customer care number. The gift vouchers includes vouchers from oberoi group of hotels, vouchers of Jet Airways, vouchers of Genesis Luxury etc.
If you book at EazyDiner you will get discount on it.
You can also get gift vouchers of Luxe Gift card, Montblanc, Postcard hotel, BATA, VeroModa, Aldo, Titan, Pantaloons, Woodland, Yatra, Urban Ladder, etc.
- Reward points: You can earn rewards point on your spending. If you spend Rs.150 from your Indusind Bank Nexxt credit card you will get 1reward point. This reward points are redeemable. You can redeem this reward points through IndusMoments, Airline miles on InterMiles, Airline miles on vistara, cash Credit ( 1 reward points is equals to Rs.1).
- Travel Offer: You can get lounge access to more than 600 places. You can make your Travel easy with your Indusind Bank Nexxt credit card through its priority pass membership. You can save minimum 198 USD ( approximately Rs.14500 ) per year.
- Offers on Movies: You will get movies offer from bookmyshow.com and Sathyam Cinemas. You can book your tickets from your home. If you buy a ticket from bookmyshow.com you can get a free ticket.
You can avail 2 tickets in a month. This offer is valid for all registered cardholders. The price of the ticket must be Rs.200.
You can also get discount on music, workshop, comedy and many more. You can get up to 20% off ( up to Rs.200) on non-movie transaction.
From Sathyam Cinemas you will get 2 tickets in price of 1 ticket .
You can avail 4 tickets in a month.
This offer is only for the customers of Chennai.
- Fuel surcharge waiver: You will get 1% fuel surcharge waiver if you spend at any petrol pump in India. For example, if you spend Rs.8000 in a month you can save Rs.80 in a month. So, You can save Rs.960 annually. The savings will depend on your spending.
- Auto Assistance: If any problems comes to in emergency services, the Indusind Bank Nexxt credit card will help you in your emergency time. Just call at auto assist care. You can avail this offer in this cases-
- Roadside repair
- Emergency fuel service
- Tire services
- Losing of keys
- Battery service
- Emergency towing assistance
- Accident Management and medical assistance. Etc.
- Contactless Features: You can use the Indusind Bank Nexxt Credit Card for your daily purchases. For transaction, go to any secure reader and wave your card smoothly.
It is fast and convenient that it is very unnecessary to give your card to anybody for everyday small purchases.
It is very secure. If you transact without contact , the card will always attached in your hand. The card has a skimming facility which helps you to prevent any fraud of the card and also save the card from losing.
- Concierge services: You will get concierge services with this card which is available in 24×7. With this facility you can avail pre-trip assistance, flight booking, hotel reservation, sports and entertainment booking , ordering flowers and gifts for your special one.
- Interest rate 3.83%.
- Over limit charge 2.5% of overlimit amount ( minimum Rs.500)
- Late payment charges:
- Rs.0 for up to Rs.100
- Rs.100 for Rs.101 to Rs.500
- Rs.350 for Rs.501 to Rs.1000
- Rs.550 for Rs.1001 to Rs.10000
- Rs.700 for Rs.10000 and more.
- Customer service: For more details you can contact in this 24×7 customer care number 1860 267 7777.
- 100X Gain Rating: 4.5 stars
- Final Opinion; If you are searching for a credit card for your daily needs at low charges and with good privileges then IndusInd Bank Nexxt Credit card is a very good choice for you. The LED buttons facility made the card better. It has all the world-class facilities you want.