IndusInd Bank Pinnacle Credit Card Review

When it comes to attractive benefits at an affordable rate, the indusind bank pinnacle credit card is very hard to replace. Targeting the huge Indian customer base this card offers; free access to airport lounges, complimentary golf rounds, free movie tickets, and handsome monthly waivers on fuel surcharges.  Go through the complete indusind pinnacle credit card review to know more about the benefits.

Who can apply for the indusind pinnacle credit card?

• Resident Type: Indian. 
• IndusInd bank credit card eligibility criteria for salaried person:
  • Age: 18 to 65 yrs. 
  • Income: Rs.10 lakh annually. 
• IndusInd credit card eligibility criteria for self-employed person:
  • Age: 18 to 65 yrs. 
  • Income: Rs.12 lakh annually.
• A good CIBIL Score (730+) is mandatory to apply for this indusind pinnacle credit card.

What documents are required to apply for an indusind bank credit card?

• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Photocopy of Address proof (any 1) 
  • Last 6 months bank account Statement
  • Aadhar Card 
  • Driving License 
  • Passport
  • Utility bill
• One recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    •  Salary Slip of the last 3 months 
    • ITR
  • Self-employed person
    • Income tax return of the last year 
    • Proof of business
    • Recent audited financial report.

As per the new credit card security rules, all new pinnacle cards are delivered in an inactive state, and to activate them, you need to generate a new indusind credit card pin. You can find more about the indusind credit card pin generation process from our faq page.

What are the indusind bank pinnacle credit card fees?

• IndusInd bank credit card joining fees: Rs.12,999 + GST 
• IndusInd bank pinnacle credit card annual fee: None. 

What are the indusind bank pinnacle credit card benefits?

• Great joining bonus:

With the activation of this indusind card, you will receive attractive gift vouchers from Oberoi hotels, Montblanc, Vouchagram, etc. as a part of the indusind welcome kit. 

• Make your transactions more rewarding:

For every transaction you make using this indusind premium credit card you can earn attractive indus rewards.

Category of transaction	Rate of earning indusind rewards points
E-commerce transactions	2.5 indusind bank rewards for every Rs.100 transaction
Airlines and e-com travel transaction	1.5 indusind credit card rewards for every Rs.100 transaction
All other retail transactions (excluding fuel transactions)	1 indusind reward point for every Rs.100 transaction

You can convert your indusind reward points into cash, 1 reward point = Rs.1. 

• Add comfort to your travel:

Under the Priority pass program, this pinnacle card offers 2 free quarterly access at 700+ priority pass lounges across the globe. Also, under the travel pass program, you will get exclusive deals on lounge usage.

• Make evenings entertaining:

If you use this pinnacle indusind credit card to book a movie ticket from BookMyShow, you will get another one completely free. You can get up to 3 free tickets in a month. This indusind credit card offers up to a 20% discount on non-movie tickets. 

• Make weekends entertaining:

This indusind bank premium credit card gives you free access to most of the leading golf courses in India. This indusind pinnacle card also features hole-in-one insurance of Rs.20,000.

• Fuel surcharge waiver:

This indusind pinnacle credit card features a 1% waiver on fuel surcharges across all fuel stations in India. The transaction amount should be between Rs.400 to Rs.4,000. You can earn a maximum of Rs.80 waiver in an indusind credit card statement cycle.

• Complimentary insurance coverage:

On this pinnacle card indusind bank offers complimentary air accidental death coverage of Rs.25,00,000. You can call the indusind credit card customer care phone number to claim the benefits of the coverage.

• The assistance of a multilingual concierge service:

With this pinnacle credit card indusind bank offers a multilingual concierge service that can help the cardholders when they need it for their travel booking, movie ticket booking, hotel reservation, etc. 

Also, this indusind bank pinnacle credit card features a roadside assistance service that can help you during a vehicle breakdown.

What are the indusind bank pinnacle credit card charges?

Particulars	Chargeable amount
IndusInd bank atm charges	2.5% against the withdrawal amount, min Rs.300 (Check your available indusind bank pinnacle credit card limit before making a withdrawal)
IndusInd bank credit card finance Charge	Can go up to 3.83% monthly (Applicable if your indusind credit card bill payment is not made within the due date)
Indusind pinnacle international transaction fee	3.5% against the transaction amount
Indusind pinnacle credit card add-on card fee	None

How to contact the indusind bank pinnacle credit card customer care department?

• Call the indusind credit card customer care number: 1860-267-7777 or 022-4406-6666 or 022-4220-7777 (Premium Customers)
• Write to the indusind credit card customer care email id: indulge.care@indusind.com 

100xGain Ratings: 

7.5/10

Pros and cons of the indusind bank pinnacle credit card:

Pros	Cons
You will get a complimentary priority pass membership with this indusind free credit card. This indusind credit card offers free movie tickets every month. You can enjoy free golf rounds every month.	There are no dining benefits on this pinnacle indusind bank credit card.

Final Opinion:

After analyzing the indusind pinnacle credit card benefits I can say that, if you want a budget credit card that offers premium benefits like lounge and golf access, concierge service, etc. then this card can be a good option for you. With the free lounge and golf access, complimentary concierge and roadside assistance service, and indusind credit card reward points on every transaction, this card can add the touch of luxury to your lifestyle that you are looking for.

But if you are looking for a more premium credit card then make sure to take a look at our top premium credit cards page. You can also compare the alternative card options given below.

Alternative cards of the Pinnacle indusind bank credit card: 

1. Bajaj Finserv RBL Bank Platinum Choice First-Year-Free SuperCard (Best for movie and reward benefits) 
2. IDBI Bank Winning Credit Card (Best for offering lounge access benefits) 
3. Indusind Bank Crest Credit Card (Best for travel and entertainment benefits) 
4. YES PREMIA Credit Card (Best for lounge access and golf benefits)