IndusInd Bank Pinnacle Credit Card

Indusind bank offers so many credit cards for their customers. Indusind bank Pinnacle credit card is one of them. It is one of the best card for those peoples who like to live luxurious life. It has the benefits on travelling, lifestyles, movies etc. The cardholders can use the privileges of the card such as welcome gift, reward points, lounge access,  offers on movies, freedom from fuel surcharge, golf privileges,  concierge services etc.

Eligibility Criteria:

  • The customer must be an Indian citizen.
  • Age of the cardholder should be 18years.
  • The cardholder should be salaried or self employed.
  • If the cardholder is salaried, his income should be Rs.10lakh  and if the cardholder is self employed, his income should be Rs.12lakh per year.

Required Documents:

  • Aadhaar Card.
  • PAN Card
  • Driving licence.
  • Any document of income.
  • Passport
  • Voter I’d Card
  • Bank statement of last 3 months
  • Salary slip of last 3 months
  • Latest photographs

Fees:

  • Rs.100000 for joining
  • No annual fees
  • No add-on card fees

Privileges on Indusind Bank Pinnacle credit card:

  • Welcome Gifts:  There is a welcome offer for all cardholders. If you choose indusind Bank Pinnacle credit card you will get a Jet airways promotion code as welcome gif by which you will be able to get a journey of your choice.

You can get a chance to stay at luxury hotel of Oberoi Hotels.

  • Reward points:  If you spend at merchants you will get reward points for your every spending.

There are two ways. If you spend Rs.100 on offline shops then you will get 1 reward point.

If you spend Rs.100 on E-commerce via online you will get 2.5 reward points.

And if you spend Rs.100 on e-commerce travel and airline, you will get 1.5 reward points.

Reward points can be redeemed. It has easy policies. You can convert your reward points into cash.( 1 reward points is equals to Rs.1). You can also transfer it to Vistara Points or Intermiles.

  • Travel Insurance:  There is a insurance policy in this card. This insurance is against loss or delaying of baggage,  lost passport,  lost ticket etc.

The insurance cover-

  • Rs.100000 for lost baggage
    • Rs 25000 for delaying of baggage
    • Rs.50000 for losing of passport
    • Rs.25000 for losing of ticket
    • Rs.25000 for missing of connections
    • Upto Rs.25lakh for air accident insurance .
  • Lounge Access:  If you choose indusind Bank Pinnacle Credit card you will be able to get a free lounge access by your priority pass membership. This offer can be availed by both domestic or International travel.

If you spend more than Rs.5000 under the Travel Pass facility of the card yo can be able to get 8 more free visits with the help of your Indusind Bank Pinnacle Credit Card.

  • Offer on Movies: There is a offer on movies. If you buy a ticket from bookmyshow.com you will get a ticket absolutely free. To claim this offer you have to pay from your Indusind Bank Pinnacle credit card. You can save maximum 3 tickets per month. Thus you will be able to save Rs.200 per month.
  • Golf Access:  After selecting the Indusind Bank Pinnacle credit card you can get free golf access. With the help of this card you will get 2 complimentary golf games per month. You will also get 4 complimentary golf lessons per month.
  • Fuel Surcharge Waiver:  By the Indusind Bank Pinnacle credit card you will get freedom from fuel surcharge at any petrol pump in India. You have to transact Rs.400 to Rs.4000 to avail this offer. You can save up to Rs.2400 per year.
  • Concierge services:  It has the 24×7 concierge service which help the cardholders when they need it for their travelling,  booking of tickets, movies,  hotels,etc.

Charges:

  • Interest rate 3.83% per month.
  • Late payment charges
    • Rs.0 for Up to Rs.100
    • Rs.100 for Rs.101 to Rs.500.
    • Rs.350 for Rs 501 to Rs.1000.
    • Rs.550 for Rs.1001 to Rs.10000
    • Rs.700 for Rs.10000 or more.
  •  Over limit charges Rs.500 ( 2.5% of overlimit amount)
  • Rs.250 for returning of cheque.
  • Rs.25 if you check your balance from other ATMs.
  • Rs.100 for cash payment fees.
  • Rs.100 for duplicate statement requests
  • Rs.100 for replacement of card
  • Rs.300 for charge slip request
  • Cash advance charges is 2.5% of advance amount (minimum 300).

Customer service:

For more details please contact in this 24×7 helpline number 1800 267 7777.

100X Gain Rating:  4.5 stars.

Final Opinion: If you spend a luxurious life and want a credit card then Indusind Bank Pinnacle credit card is best for you. It has all the facilities you like most.

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