Indusind Bank offers so many credit cards for their customers and IndusInd Bank Pioneer Heritage Credit Card is one of them. The card is specially designed for travel and lifestyle benefits. It has also many more privileges such as Pioneer Heritage Welcome, reward points, Pioneer Heritage Life, Dining and movies offer, Pioneer Heritage Travel, Pioneer Heritage Assistance, Pioneer Heritage Freedom, Master card offers etc.
- Age: The age of the applicant should be 18 years or more.
- Citizenship: The applicant must be an Indian or non resident Indian .
- Occupation: Applicant should be salaried or self employed.
Applicant should have a good credit score.
Applicant should have a good source of income.
- AQB Requirement Rs.10lakh.
- NRV Requirement Rs.30 lakh.
- Identity proofs: Voter card and Aadhaar card, Driving license.
- Address proof: Ration card, aadhaar card,
- Income proofs: Last 3 month’s bank statement, salary slip of last 3 months or any document of income.
- PAN card
Fees: Rs.90000 + GST for joining fees
No renewal fees.
No add-on card fee.
Privileges on Indusind Bank Pioneer Heritage Credit card:
- Pioneer Welcome: : If you choose IndusInd Bank Pioneer Heritage credit card you will be able to get some welcome gifts. After paying the joining fees of your card you will get a SMS on your registered mobile number. You will receive gift vouchers by this SMS. You can choose the gift vouchers by replying the SMS or by calling the customer care number. The gift vouchers includes vouchers from oberoi group of hotels, vouchers of Luxe gift card etc.
For reserving the oberoi hotels you have to call in this toll free number 1800 11 2030 or you can mail to this email I’d.
You can get access to 30+ global luxury with more than 360 stores across 30 cities in India.
- Reward points: you will get reward points on your spending. If you spend Rs.100 for International transactions you will get 2.5 reward points. And if you spend Rs.100 for domestic transaction you will get 1 reward points. These reward points can be redeemed through cash credit ( 1 reward points is equals to Rs.1), InterMiles, etc.
- Pioneer Heritage Dining: You will get some dining offers after selecting the Indusind Bank Pioneer Heritage Credit card.
In a year you can get total Rs.3000 discount on your bill amount.
- Pioneer Heritage Movies: You will get two complimentary Premiere class movie tickets per month. You can choose the movies. A promotion code will be sent to your registered mobile number and email id within 15 days of receiving the card.
- Pioneer Heritage Travel: You will get membership of complimentary LoungeKey.
If you choose indusind Bank Pioneer Heritage credit card you will be able to get more than 850 lounge access to 400+ International airport all around the world.
You will get 2 complimentary lounge access per year worth 27USD.
Travel insurance cover: There is a insurance policy which makes your travel safer. This policy is applicable against losing of passport, losing of baggage, delaying of baggage, losing of ticket, air accident etc. The amounts are-
- Rs.50000 for losing of passport
- Rs.1lakh for losing of baggage
- Rs.25000 for delaying of baggage
- Rs.25000 for losing of ticket
- Rs.25000 for missing of connection
- Pioneer Heritage Golf: If you are a golf lover then you will love to use the card. There are some complimentary golf games and golf lessons available in this card. You will get 3 complimentary golf games and 3 complimentary golf lessons per month. You can use the benefits in the leading golf clubs of Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad etc.
- Pioneer Heritage Life: When you choose Indusind Bank Pioneer Heritage Credit Card you will get 20% discount when you book tickets from BookmyShow.
When you book a ticket from bookmyshow.com you will get a ticket absolutely free. The price of the free ticket is Rs.200.
You can get 3 free tickets per month.
You will get extra Rs.50 discount if you select F&B options.
- Pioneer Heritage Assistance: You will get concierge services with this card which is available in 24×7. With this facility you can avail pre-trip assistance, flight booking, hotel reservation, sports and entertainment booking , ordering flowers and gifts for your special one.
- Pioneer Heritage Freedom: You will get discount on foreign currency mark-up.
The charge of the foreign currency mark-up per year is 3.5%.
You will get 1% fuel surcharge waiver when you spend between Rs.400 to Rs.4000 at any petrol pump in India.
- Contactless Advantage: You can use the Indusind Bank Pioneer Heritage Credit Card for your daily purchases. For transaction, go to any secure reader and wave your card smoothly.
It is fast and convenient that it is very unnecessary to give your card to anybody for everyday small purchases.
It is very secure. If you transact without contact , the card will always attached in your hand. The card has a skimming facility which helps you to prevent any fraud of the card and also save the card from losing.
- You wil get 3 complimentary green fees per quarter and 3 complimentary golf lessons per quarter.
- 20% discount on domestic jet airways bookings.
- 10% discount on eye and teeth check up.
- 5% discount in hospital.
Charges: Interest rate 2.99% per month.
- No late payments charges.
- No overlimit charges.
- No cash advance charges.
- No cash withdrawals charges.
Customer Care: To know more about the card you can contact in this 24×7 helpline number 1860 267 7777.
100X Gain Rating: 4.5 stars.
Final Verdict: If you are searching for a credit card for your daily purchase of so many benefits you can choose Indusind Bank Pioneer Heritage credit card. It has all the world-class facilities which can help you to save money.